RESIDENZ AG
ActiveRESIDENZ AG has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.95M and a net result of €344k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 907 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
63
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-42
Solvency73▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.79 in 2024), and 35.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.1%
Return on assets
7.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
27 d early
2023
43 d early
2022
31 d late
2021
24 d late
2020
23 d late
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.95M▲ 13.2%
2024 · €2.61M
2018: €1.97M
2019: €1.98M
2020: €2.00M
2021: €1.99M
2022: €2.12M
2023: €2.03M
2024: €2.61M
2018 → 2025
Total assets
€4.61M▼ 3.0%
2024 · €4.75M
2018: €5.03M
2019: €4.92M
2020: €4.83M
2021: €4.88M
2022: €4.93M
2023: €4.82M
2024: €4.75M
2018 → 2025
Net result
€344k▼ 40.7%
2024 · €580k
2018: €-7k
2019: €983
2020: €21k
2021: €-7k
2022: €128k
2023: €-87k
2024: €580k
2018 → 2025
Working capital
€-45k▲ 18.7%
2024 · €-55k
2018: €-222k
2019: €-221k
2020: €-187k
2021: €-305k
2022: €-77k
2023: €-157k
2024: €-55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.99M-€2.12M▲ 6.5%€2.03M▼ 4.1%€2.61M▲ 28.6%€2.95M▲ 13.2%
Operating result€27k-€-33k€-44k▼ 31.7%€-18k▲ 59.7%€9k
Net result€-7k-€128k€-87k€580k€344k▼ 40.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €18k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.61M
Fixed assets
€4.40M▼ 3.2%
Current assets
€211k▲ 2.3%
Equity and liabilities €4.61M
Equity
€2.95M▲ 13.2%
Debt
€1.65M▼ 22.7%
The debt ratio falls from 45.0% to 35.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€102k▲
2024 · €77k
Cash flow
€437k▼
2024 · €675k
Solvency
64.1%▲
2024 · 55.0%
Current ratio
0.83▲
2024 · 0.79
Quick ratio
0.83▲
2024 · 0.79
Debt / equity
0.56▼
2024 · 0.82
ROE
11.7%▼
2024 · 22.2%
ROA
7.5%▼
2024 · 12.2%
Interest coverage
2.89▲
2024 · 1.81
Debt
€1.65M▼
2024 · €2.14M
Debt ≤ 1 year
€256k▼
2024 · €261k
Debt > 1 year
€1.39M▼
2024 · €1.87M
Staff costs
€585▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.75M€4.61M▼
Formation expenses20€0€0=
Fixed assets21/28€4.54M€4.40M▼
Tangible fixed assets22/27€4.00M€3.91M▼
Land and buildings22€3.96M€3.87M▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€40k€32k▼
Financial fixed assets28€545k€491k▼
Current assets29/58€206k€211k▲
Amounts receivable within one year40/41€166k€173k▲
Trade receivables40€166k€173k▲
Other amounts receivable41€18€18▼
Cash at bank and in hand54/58€38k€35k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€4.75M€4.61M▼
Equity10/15€2.61M€2.95M▲
Contributions10/11€2.41M€2.41M=
Capital10€2.41M€2.41M=
Issued capital100€2.41M€2.41M=
Reserves13€10k€27k▲
Non-distributable reserves130/1€10k€27k▲
Legal reserve130€10k€27k▲
Profit (loss) carried forward14€190k€517k▲
Amounts payable17/49€2.14M€1.65M▼
Amounts payable after more than one year17€1.87M€1.39M▼
Financial debts170/4€1.87M€1.39M▼
Other amounts payable178/9€6k€6k=
Amounts payable within one year42/48€261k€256k▼
Current portion of amounts payable after more than one year42€124k€125k▲
Financial debts43€100k€98k▼
Credit institutions430/8€100k€98k▼
Trade debts44€37k€33k▼
Suppliers440/4€37k€33k▼
Accrued charges and deferred income492/3€5k€5k=
Income statement
Code20242025
Remuneration, social security and pensions62€6k€585▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95k€93k▼
Other operating charges640/8€27k€30k▲
Gross operating margin9900€110k€132k▲
Operating profit (loss)9901€-18k€9k▲
Financial income75/76B€641k€370k▼
Recurring financial income75€641k€370k▼
Financial charges65/66B€43k€35k▼
Recurring financial charges65€43k€35k▼
Profit (loss) for the period before taxes9903€580k€344k▼
Profit (loss) for the period9904€580k€344k▼
Profit (loss) for the period to be appropriated9905€580k€344k▼
Appropriation of the result
Profit (loss) to be appropriated9906€200k€534k▲
Profit (loss) brought forward from the previous period14P€-381k€190k▲
Transfer to equity691/2€10k€17k▲
To the legal reserve6920€10k€17k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €580k
Net result €580k after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-87k ▼168%
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Back to profitnet €128k
Net result €128k after one loss-making year.
31-12
Financial
Equity above €2MEq €2.12M ▲6.5%
Equity rises from €1.99M to €2.12M.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €983
Net result €983 after one loss-making year.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Raeren · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aachener Strasse 2004730 Raeren1 establishment unit
Residenz AG
since 20032.134.123.229
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Of 880 companies in sector 77229 we hold annual accounts for 318. 95 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-10-2002
Fiscal year end31-12
Activities, NACEBEL
71408
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filings
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.