Equity
€1.0m ▲ 13.0%
RAMIMMO has made a profit without a break since 2011.
RAMIMMO
Lifetime
18 annual accounts with figures on one time axis, 22 filings since 2003peak €455,488 (2023)
€383,160▲ 11.0%
lowest -€15,189 (2010)
€117,465▲ 30.3%
peak €1.0m (2025)
€1.0m▲ 13.0%
€2.2m▼ 7.8%
peak 0.4 FTE (2020)
-not published
Board2 names since 2022
2 directorsRAMAEKERS Frédéric and 1 other
Documentsfilings and deeds
30-01-20261 day before the deadline
2025micro format
Result from €90,117 to €117,465Equity from €904,494 to €1.0m
Key points
from the 2025 annual accountsTurnover
≈ €770,000 estimated
The micro format states no turnover.
Position in the sector
€117,465
Higher net result than 95% of companies in rental and leasing. Sector median €5,256 · 1,848 companies.
Checked score
95
Excellent
Financially stronger than 61% of small companies in rental and leasing (NACE 77)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 466 companies (NACE 77, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.2%▲ +0.1 percentage points vs 12-2024
02-2025: < 0.1%▼ -0.2 percentage points vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: 0.1%▲ +0.1 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.3%▲ +0.2 percentage points vs 01-2026highest value
03-2026: < 0.1%▼ -0.3 percentage points vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
2 establishment units
lowers risk
Size: total assets €3.3m
Founded in 2002
Figures for financial year 2025 (filed on 03-02-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, small). It does better than 46% of them on solvency, 74% on liquidity, 57% on profitability and 67% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as RAMIMMO has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RAMIMMO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for RAMIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €95,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.61 (2.5 in 2024), above the usual 1.5. Short-term debt is 12.7% and cash 4.8% of total assets. However, 68.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
3 days early
2023
40 days early
2022
on the day
2021
15 days late
2020
12 days early
2019
67 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Board and ownership
RM
Ramaekers Michaël
Director
- RAMAEKERS Frédéric 93 sharesdeed of 08-01-2024
- RAMAEKERS Michaël 93 sharesdeed of 08-01-2024
Shares in 1 company, COMPTOIR IMMOBILIER DE CHIMAY
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0477006903
Change of role: RAMAEKERS Frédéric, from manager to director
RAMAEKERS Frédéric holds 93 shares · RAMAEKERS Michaël holds 93 shares · Director discharge: RAMAEKERS Frédéric · Gazette deed
Registered office moved from Momignies-Seloignes to Baileux
New registered office: Rue de Rocroi, 68 à 6464 Baileux · Previous registered office: Rue de la Poste 5 à 6596 Momignies-Seloignes · General meeting of 28-01-2018 · Gazette deed
New establishment in Momignies
Rue de la Poste 5
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RAMIMMO Chimay | €3.3m | €383,160 | 31.4% | - |
| ANTONIS VERHUUR Ravels | €3.2m | €421,547 | 25.2% | 2 |
| IN-LEASE Kontich | €2.9m | €280,743 | 57.8% | 3.7 |
| HOTEL CATHEDRALE Tournai | €3.9m | €292,124 | 45.7% | - |
| HESTIA PROJECTS Waregem | €2.9m | €178,041 | 4.2% | - |
| SYRINX Kalmthout | €1.9m | €688,187 | 87.2% | - |
| IMMOBILIERE DEOM ANDRE A LIBIN Libin | €2.3m | €541,777 | 99.3% | 1.5 |
These companies have the same main activity as RAMIMMO: renting and leasing of other personal and household goods (NACE 77229). They are comparable in size and age: total assets between €1.9m and €3.9m, founded between 1991 and 2005.
Official details
Source: KBO- Status
- Active since 04-03-2002Normal situation
- Activity
- Renting and leasing of other personal and household goodsNACE 77229and 1 other
- Establishment units
- 2.115.118.1576464 Chimay, since 18-11-2002
- 2.158.195.7586596 Momignies, since 23-11-2006
- Financial year end
- 30 June
- Peppol
- Reachable since 04-09-2025
Annual accounts to 30-06-2025
- €3.3m▼ 2.1%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on RAMIMMO
RAMIMMO files the micro format. That format states no turnover. The gross margin rose from €68,740 in 2008 to €383,160 in 2025.
The balance sheet grew most from 2015 to 2017 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RAMIMMO
- What is the company number of RAMIMMO?
- The company number of RAMIMMO is 0477.006.903. The VAT number is the same number with BE in front: BE 0477.006.903.
- Where is RAMIMMO based?
- The registered office is at Rue de Rocroi 68, 6464 Chimay.Company details
- What does RAMIMMO do?
- According to the KBO register, the main activity is renting and leasing of other personal and household goods (NACE 77229).
- What is the legal form of RAMIMMO?
- RAMIMMO is a private limited company (BV).
- When was RAMIMMO founded?
- RAMIMMO was founded on 04-03-2002.
- Is RAMIMMO still active?
- Yes, RAMIMMO is an active enterprise in the KBO register.
- How many employees does RAMIMMO have?
- RAMIMMO had an average of 0.4 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of RAMIMMO?
- The turnover in financial year 2025 is ≈ €770,000. This figure is estimated from the gross margin of €383,160 and 879 comparable companies of the same size. It probably lies between €540,000 and €1.1m. It is a rough estimate.
- Is RAMIMMO profitable?
- In financial year 2025, RAMIMMO made a profit of €117,465.
- Where can I find the annual accounts of RAMIMMO?
- RAMIMMO filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RAMIMMO due?
- RAMIMMO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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