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Résidences Ardennaises

Active
Public limited companyfounded 1971active for 55 yearsRue des Ardoisières 1, 6880 Bertrix, BelgiumKBO/BCE: BE 0408.056.828
Summary

Résidences Ardennaises has been active since 1971 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.9m and a net result of €707,991. Equity is growing by about 45% per year across the filed financial years. Its solvency ranks better than 71% of 6,141 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Résidences ArdennaisesActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of construction materials, general range
NACE 46831Retail sale of hardware, building materials, paint and glass (general range) NACE 47521
Oldest company in Bertrix, Wholesale and retail trade sector1 site
Size
€4.4mtotal assets 2025
Staff
16 FTE
Equity
€2.9m
Profit
€707,991
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
COSIGES · 100%
Holdings
1
  • ARNOULD MurielleDirector
  • COSIGES SRLManaging director
  • LAFFINEUSE FrançoiseDirector
2025 accounts 4 days early1 of 5 deeds summarised
Why 98lowers riskLiquidity: current ratio 2.46, cash €2.0mFounded in 1971Size: 16 FTE, total assets €4.4mEquity €2.9m (65.1% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 87% of its sector peers (NACE 46, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 90+9
equity 65.1% of total assets
Liquidity 84+7
short-term debt 34.9% · cash 45.7%
Profitability 89+12
return on assets 16.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,374 companies, NACE 46, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €280,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.46, compared with 2.0 in 2024, above the usual 1.5; short-term debt: 34.9% and cash: 45.7% of total assets), and 34.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 74% on solvency, 94% on liquidity, 92% on profitability and 89% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.46, cash €2.0m
NBB · annual accounts
lowers risk · Founded in 1971
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: 16 FTE, total assets €4.4m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €2.9m (65.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
28 days late
2023
49 days late
2022
21 days late
2021
52 days early
2020
57 days early
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Equity above €2mequity €2.2m ▲13.1%

Key points

  • Positive: Result rose in 2025from €265,354 to €707,991 ▲ 167% View
  • Positive: Oldest company in Bertrix, Wholesale and retail trade sectorin the Checked rankings No. 1 View
  • Positive: 8 profitable years in a rowprofit 2025: €707,991 8 years View
  • Controlled by COSIGES 100% View
  • Active since 1971founded 28-01-1971 55 years View

By topic

Financials

Financial year
2025
Total assets
€4.4m
Profit
€707,991
Solvency
65.1%
Total assets▲ 15.6%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
Parent
COSIGES · 100%
  • ARNOULD MurielleDirector
  • COSIGES SRLManaging director
  • LAFFINEUSE FrançoiseDirector
Go to Board & ownership

Timeline

Events
54
Since
1978
Next accounts
by 31-07-2027
  1. 18-09-2024Annual accounts filed
  2. 23-10-2023Appointments: COSIGES SRL, ARNOULD Murielle and LAFFINEUSE…
  3. 21-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
28-01-1971
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Résidences Ardennaises

What is the company number of Résidences Ardennaises?
0408.056.828. In Belgium the VAT number is the company number with BE in front: BE 0408.056.828.
Where is Résidences Ardennaises based?
The registered office is at Rue des Ardoisières 1, 6880 Bertrix.Company details
What does Résidences Ardennaises do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of Résidences Ardennaises?
Public limited company (NV).
When was Résidences Ardennaises founded?
On 28-01-1971.
Is Résidences Ardennaises still active?
Yes, Résidences Ardennaises is an active enterprise in the KBO register.
How many employees does Résidences Ardennaises have?
On average 16 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Résidences Ardennaises?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Résidences Ardennaises profitable?
In financial year 2025, Résidences Ardennaises made a profit of €707,991.
Where can I find the annual accounts of Résidences Ardennaises?
Résidences Ardennaises filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Résidences Ardennaises due?
By 31-07-2027, for financial year 2026.Timeline

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