NEW CONCEPT 2000
ActiveNEW CONCEPT 2000 has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.60M and a net result of €139k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 24% of 460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▼-55
Solvency17▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days only on tighter terms
Liquidity short (current ratio 0.26 against 0.31 in 2024), and 78.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.1%
Return on assets
1.8%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 460 sector peers (2025).
NBB · sector comparisonPosition among 460 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
13 d early
2023
37 d early
2022
on the day
2021
122 d early
2020
50 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€139k▼ 51.8%
2024 · €289k
2018: €29k
2019: €85k
2020: €112k
2021: €115k
2022: €232k
2023: €109k
2024: €289k
2018 → 2025
Working capital
€-1.50M▼ 23.9%
2024 · €-1.21M
2018: €-1.01M
2019: €-2.50M
2020: €-761k
2021: €-781k
2022: €-732k
2023: €-975k
2024: €-1.21M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€862k-€1.09M▲ 25.9%€1.19M▲ 9.2%€1.47M▲ 23.6%€1.60M▲ 8.9%
Operating result€463k-€619k▲ 33.6%€406k▼ 34.4%€616k▲ 51.8%€370k▼ 39.9%
Net result€115k-€232k▲ 101%€109k▼ 53.0%€289k▲ 165%€139k▼ 51.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.56M
Fixed assets
€7.03M▼ 6.3%
Current assets
€531k▼ 4.1%
Equity and liabilities €7.56M
Equity
€1.60M▲ 8.9%
Provisions
€20k▼ 6.5%
Debt
€5.94M▼ 9.5%
The debt ratio falls from 81.5% to 78.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€841k▼
2024 · €1.10M
Cash flow
€610k▼
2024 · €770k
Solvency
21.1%▲
2024 · 18.2%
Current ratio
0.26▼
2024 · 0.31
Quick ratio
0.26▼
2024 · 0.31
Debt / equity
3.73▼
2024 · 4.48
ROE
8.7%▼
2024 · 19.7%
ROA
1.8%▼
2024 · 3.6%
Interest coverage
4.35▼
2024 · 4.68
Debt
€5.94M▼
2024 · €6.57M
Debt ≤ 1 year
€2.03M▲
2024 · €1.76M
Debt > 1 year
€3.86M▼
2024 · €4.74M
Income taxes
€48k▼
2024 · €104k
Staff costs
€1.94M▲
2024 · €1.76M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.05M€7.56M▼
Fixed assets21/28€7.50M€7.03M▼
Tangible fixed assets22/27€7.50M€7.03M▼
Land and buildings22€7.22M€6.80M▼
Plant, machinery and equipment23€244k€214k▼
Furniture and vehicles24€31k€19k▼
Current assets29/58€553k€531k▼
Stocks and contracts in progress3-€3k
Stocks30/36-€3k
Amounts receivable within one year40/41€394k€408k▲
Trade receivables40€290k€268k▼
Other amounts receivable41€104k€141k▲
Cash at bank and in hand54/58€158k€114k▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€8.05M€7.56M▼
Equity10/15€1.47M€1.60M▲
Contributions10/11€187k€187k=
Reserves13€1.23M€1.37M▲
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Tax-exempt reserves132€63k€59k▼
Distributable reserves133€1.16M€1.30M▲
Investment grants15€45k€36k▼
Provisions and deferred taxes16€21k€20k▼
Deferred taxes168€21k€20k▼
Amounts payable17/49€6.57M€5.94M▼
Amounts payable after more than one year17€4.74M€3.86M▼
Financial debts170/4€4.74M€3.86M▼
Amounts payable within one year42/48€1.76M€2.03M▲
Current portion of amounts payable after more than one year42€846k€874k▲
Financial debts43€250k€348k▲
Credit institutions430/8€250k€348k▲
Trade debts44€285k€179k▼
Suppliers440/4€285k€179k▼
Taxes, remuneration and social security45€377k€523k▲
Taxes450/3€140k€130k▼
Remuneration and social security454/9€237k€393k▲
Other amounts payable47/48€6k€106k▲
Accrued charges and deferred income492/3€67k€51k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.76M€1.94M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€481k€471k▼
Other operating charges640/8€42k€113k▲
Gross operating margin9900€2.90M€2.89M▼
Operating profit (loss)9901€616k€370k▼
Financial income75/76B€10k€9k▼
Recurring financial income75€10k€9k▼
Financial charges65/66B€234k€193k▼
Recurring financial charges65€234k€193k▼
Profit (loss) for the period before taxes9903€392k€186k▼
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€104k€48k▼
Profit (loss) for the period9904€289k€139k▼
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€293k€143k▼
Appropriation of the result
Profit (loss) to be appropriated9906€293k€143k▼
Transfer to equity691/2€293k€143k▼
To other reserves6921€293k€143k▼
Social balance
Average headcount (FTE)908724.026.0▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €289k ▲165%
Net result €289k, the highest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €1MEq €1.09M ▲25.9%
5 profitable years in a row build equity to €1.09M.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
31-12
Financial
Equity above €500kEq €610k ▲27.7%
2 profitable years in a row build equity to €610k.
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 43 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libin · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grande-Fontaine,Villance 1166890 LibinGround area
1,063 m²
Building footprint
168 m²
Volume, LiDAR
2,522 m³
Parcel 84073A0220/00G000, Wallonia · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
RESIDENCE DE LA FONTAINE
since 19982.088.197.687
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84073A0220/00G000 | Wallonia | 1,063 m² | 1 · 168 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLibin2.088.197.687
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Of 599 companies in sector 87301 we hold annual accounts for 492. 389 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-1998
Fiscal year end31-12
Activities, NACEBEL
85315
87301Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.