REPOS
ActiveREPOS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €725. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▲+4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 7.45 in 2024), and 30.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.9%
Return on assets
0.5%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
36 d early
2023
40 d early
2022
52 d early
2021
60 d early
2020
63 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▼ 10.2%
2024 · €110k
2018: €80k
2019: €88k
2020: €96k
2021: €105k
2022: €108k
2023: €110k
2024: €110k
2018 → 2025
Total assets
€141k▲ 13.1%
2024 · €125k
2018: €173k
2019: €201k
2020: €192k
2021: €158k
2022: €134k
2023: €130k
2024: €125k
2018 → 2025
Net result
€725▲ 688%
2024 · €92
2018: €83
2019: €7k
2020: €8k
2021: €8k
2022: €4k
2023: €2k
2024: €92
2018 → 2025
Working capital
€86k▼ 8.9%
2024 · €94k
2018: €79k
2019: €74k
2020: €72k
2021: €57k
2022: €78k
2023: €88k
2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€108k▲ 3.4%€110k▲ 1.6%€110k▲ 0.1%€99k▼ 10.2%
Operating result€15k-€7k▼ 54.6%€5k▼ 21.8%€5k▼ 10.7%€2k▼ 53.0%
Net result€8k-€4k▼ 57.3%€2k▼ 52.1%€92▼ 94.6%€725▲ 688%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 53% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€14k▼ 15.1%
Current assets
€128k▲ 17.3%
Equity and liabilities €141k
Equity
€99k▼ 10.2%
Debt
€43k▲ 187%
The debt ratio rises from 11.9% to 30.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€5k▼
2024 · €12k
Cash flow
€3k▼
2024 · €7k
Solvency
69.9%▼
2024 · 88.1%
Current ratio
3.05▼
2024 · 7.45
Quick ratio
2.68▼
2024 · 6.66
Debt / equity
0.43▲
2024 · 0.13
ROE
0.7%▲
2024 · 0.1%
ROA
0.5%▲
2024 · 0.1%
Interest coverage
2.15▼
2024 · 14.09
Debt
€43k▲
2024 · €15k
Debt ≤ 1 year
€42k▲
2024 · €15k
Income taxes
€-393▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€141k▲
Fixed assets21/28€16k€14k▼
Tangible fixed assets22/27€16k€14k▼
Land and buildings22€2k€66▼
Plant, machinery and equipment23€1k€855▼
Furniture and vehicles24€13k€13k=
Current assets29/58€109k€128k▲
Stocks and contracts in progress3€11k€16k▲
Stocks30/36€11k€16k▲
Amounts receivable within one year40/41€38k€33k▼
Trade receivables40€38k€31k▼
Other amounts receivable41€415€2k▲
Cash at bank and in hand54/58€50k€75k▲
Deferred charges and accrued income490/1€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€125k€141k▲
Equity10/15€110k€99k▼
Contributions10/11€19k€19k=
Reserves13€91k€80k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€90k€78k▼
Amounts payable17/49€15k€43k▲
Amounts payable within one year42/48€15k€42k▲
Current portion of amounts payable after more than one year42€1k€1k=
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€5k€7k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€147€26k▲
Accrued charges and deferred income492/3€237€728▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€13k€8k▼
Operating profit (loss)9901€5k€2k▼
Financial income75/76B€242€273▲
Recurring financial income75€242€273▲
Financial charges65/66B€828€2k▲
Recurring financial charges65€828€2k▲
Profit (loss) for the period before taxes9903€4k€333▼
Income taxes67/77€4k€-393▼
Profit (loss) for the period9904€92€725▲
Profit (loss) for the period to be appropriated9905€92€725▲
Appropriation of the result
Profit (loss) to be appropriated9906€92€725▲
Transfer from equity791/2-€12k
Transfer to equity691/2€92€725▲
To other reserves6921€92€725▲
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 5.05
Current ratio from 2.46 to 5.05; short-term debt falls from €39k to €19k.
01-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €8k ▲1.2%
Net result €8k, the highest in the series.
30-09
Financial
Equity above €100kEq €105k ▲8.7%
4 profitable years in a row build equity to €105k.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
Geerinck Johan
CurrentDirector · since 04-07-2022
04-07-2022
Appointed as Director
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwaarveld 379220 Hamme (Vl.)Ground area
1,825 m²
Building footprint
652 m²
Volume, LiDAR
2,939 m³
Parcel 42452C0143/00F000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
REPOS
since 19982.089.740.284
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C0143/00F000 | Flanders | 1,825 m² | 1 · 652 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600BQ4I9BDEBIV068
Similar companies · same sector, comparable size
Inoxal
BE 0420.954.363
Beerse · Eq €98k
K6 PROTECT
BE 0449.395.951
Liège · Eq €98k
Aménagement véhicule utilitaire
BE 0873.782.433
Le Roeulx · Eq €100k
TMS
BE 0664.988.349
Genk · Eq €100k
Sud agricole belge
BE 0402.576.427
Walhain · Eq €97k
Of 555 companies in sector 25999 we hold annual accounts for 348. 216 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-1998
Fiscal year end30-09
Activities, NACEBEL
25999Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.