REPHIL
ActiveSummary
REPHIL has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.8m and a net result of €123,886. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 4238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+10
Solvency82▲+3
Growth63=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220,000 at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.48 in 2024; short-term debt: 30.4% and cash: 12.5% of total assets), and 42.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.1%
Return on assets
2.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
13 d late
2023
14 d early
2022
25 d late
2021
30 d late
2020
31 d late
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
In the rankings
#1 company by total assets in Philippeville, Wholesale and retail trade sector#1 company by equity in Philippeville, Wholesale and retail trade sector
Turnover
€10.1m▲ 0.5%
2018 · €10.1m
EBIT margin
0.4%▲ 0.9pp
2018 · -0.5%
Net result
€123,886▲ 20.6%
2024 · €102,727
Working capital
€1.2m▲ 42.8%
2024 · €841,782
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€97,459▼ 42.8%€221,056▲ 127%€126,371▼ 42.8%€187,197▲ 48.1%€206,759▲ 10.4%
Net result€50,953within the sector's middle half▼ 58.0%€168,551above the sector's middle half▲ 231%€47,948within the sector's middle half▼ 71.6%€102,727within the sector's middle half▲ 114%€123,886within the sector's middle half▲ 20.6%
EBIT margin
Equity€800,166above the sector's middle half▲ 6.8%€968,716above the sector's middle half▲ 21.1%€1.0mabove the sector's middle half▲ 4.9%€2.7mabove the sector's middle half▲ 165%€2.8mabove the sector's middle half▲ 4.6%
Total assets€3.6mabove the sector's middle half▲ 38.2%€3.8mabove the sector's middle half▲ 5.0%€3.6mabove the sector's middle half▼ 4.0%€5.0mabove the sector's middle half▲ 36.2%€4.9mabove the sector's middle half▼ 0.3%
Debt€2.7m▲ 53.3%€2.7m▲ 0.4%€2.5m▼ 7.4%€2.2m▼ 14.4%€2.0m▼ 6.3%
Working capital€444,462above the sector's middle half▼ 12.9%€603,337above the sector's middle half▲ 35.7%€703,102above the sector's middle half▲ 16.5%€841,782above the sector's middle half▲ 19.7%€1.2mabove the sector's middle half▲ 42.8%
Solvency22.2%within the sector's middle half▼ 6.5pp25.6%within the sector's middle half▲ 3.4pp28.0%within the sector's middle half▲ 2.4pp54.5%within the sector's middle half▲ 26.5pp57.1%within the sector's middle half▲ 2.7pp
Current ratio1.24within the sector's middle half▼ 0.071.29within the sector's middle half▲ 0.051.35within the sector's middle half▲ 0.061.48within the sector's middle half▲ 0.131.80within the sector's middle half▲ 0.32
Return on assets (ROA)1.4%within the sector's middle half▼ 3.2pp4.4%within the sector's middle half▲ 3.0pp1.3%within the sector's middle half▼ 3.1pp2.1%within the sector's middle half▲ 0.8pp2.5%within the sector's middle half▲ 0.4pp
Staff (FTE)18above the sector's middle half=18.2above the sector's middle half▲ 1.1%17.5above the sector's middle half▼ 3.8%17.8above the sector's middle half▲ 1.7%18.1within the sector's middle half▲ 1.7%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.9m
Fixed assets
€2.2m ▼ 5.4%
Current assets
€2.7m ▲ 4.4%
Equity and liabilities €4.9m
Equity
€2.8m ▲ 4.6%
Provisions
€86,000 =
Debt
€2.0m ▼ 6.3%
Debt's share of the balance-sheet total falls from 43.8% to 41.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€384,125▲
2024 · €362,084
Cash flow
€301,252▲
2024 · €277,614
Quick ratio
1.39▲
2024 · 1.09
Debt to equity
0.72▼
2024 · 0.80
ROE
4.4%▲
2024 · 3.8%
Interest coverage
6.38▲
2024 · 4.89
Debt ≤ 1 year
€1.5m▼
2024 · €1.7m
Debt > 1 year
€179,444▼
2024 · €311,488
Income taxes
€44,581▲
2024 · €30,016
Staff costs
€731,652▲
2024 · €723,132
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €241,000 | - | - | - |
| Remuneration, social security and pensions62 | €697,434 | €736,423 | €778,634 | €723,132 | €731,652 | ▲ 1.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €160,182 | €184,621 | €179,512 | €174,887 | €177,366 | ▲ 1.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €131,684 | - | - |
| Other operating charges640/8 | €11,523 | €14,020 | €397,080 | €9,916 | €10,101 | ▲ 1.9% |
| Gross operating margin9900 | €966,598 | €1.2m | €1.5m | €1.2m | €1.1m | ▼ 8.2% |
| Operating profit (loss)9901 | €97,459 | €221,056 | €126,371 | €187,197 | €206,759 | ▲ 10.4% |
| Financial income75/76B | €3,058 | €2,914 | €8,041 | €19,575 | €21,917 | ▲ 12.0% |
| Recurring financial income75 | €3,058 | €2,914 | €8,041 | €19,575 | €21,917 | ▲ 12.0% |
| Financial charges65/66B | €47,075 | €50,589 | €64,616 | €74,029 | €60,209 | ▼ 18.7% |
| Recurring financial charges65 | €47,075 | €50,589 | €64,616 | €74,029 | €60,209 | ▼ 18.7% |
| Profit (loss) for the period before taxes9903 | €53,442 | €173,381 | €69,796 | €132,743 | €168,467 | ▲ 26.9% |
| Income taxes67/77 | €2,488 | €4,830 | €21,849 | €30,016 | €44,581 | ▲ 48.5% |
| Profit (loss) for the period9904 | €50,953 | €168,551 | €47,948 | €102,727 | €123,886 | ▲ 20.6% |
| Profit (loss) for the period to be appropriated9905 | €50,953 | €168,551 | €47,948 | €102,727 | €123,886 | ▲ 20.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.6m | €3.8m | €3.6m | €5.0m | €4.9m | ▼ 0.3% |
| Fixed assets21/28 | €1.3m | €1.1m | €942,382 | €2.4m | €2.2m | ▼ 5.4% |
| Tangible fixed assets22/27 | €1.3m | €1.1m | €942,333 | €786,278 | €659,077 | ▼ 16.2% |
| Land and buildings22 | €92,241 | €86,582 | €80,924 | - | €69,608 | - |
| Plant, machinery and equipment23 | €1.0m | €885,339 | €729,870 | €663,256 | €473,931 | ▼ 28.5% |
| Furniture and vehicles24 | €6,770 | €4,023 | €612 | €155 | €730 | ▲ 370% |
| Other tangible fixed assets26 | €144,831 | €138,985 | €130,926 | €122,867 | €114,808 | ▼ 6.6% |
| Financial fixed assets28 | €50 | €50 | €50 | €1.6m | €1.6m | = |
| Current assets29/58 | €2.3m | €2.7m | €2.7m | €2.6m | €2.7m | ▲ 4.4% |
| Stocks and contracts in progress3 | €576,813 | €613,971 | €706,060 | €690,834 | €621,077 | ▼ 10.1% |
| Stocks30/36 | €576,813 | €613,971 | €706,060 | €690,834 | €621,077 | ▼ 10.1% |
| Amounts receivable within one year40/41 | €1.4m | €1.6m | €1.4m | €1.3m | €1.3m | ▲ 1.9% |
| Trade receivables40 | €60,509 | €75,734 | €46,008 | €66,683 | €95,209 | ▲ 42.8% |
| Other amounts receivable41 | €1.3m | €1.5m | €1.4m | €1.2m | €1.2m | ▼ 0.3% |
| Cash at bank and in hand54/58 | €305,427 | €335,411 | €350,546 | €443,258 | €618,344 | ▲ 39.5% |
| Deferred charges and accrued income490/1 | €51,106 | €134,253 | €205,888 | €149,497 | €132,729 | ▼ 11.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.6m | €3.8m | €3.6m | €5.0m | €4.9m | ▼ 0.3% |
| Equity10/15 | €800,166 | €968,716 | €1.0m | €2.7m | €2.8m | ▲ 4.6% |
| Contributions10/11 | €99,157 | €99,157 | €99,157 | €1.7m | €1.7m | = |
| Capital10 | €99,157 | €99,157 | €99,157 | €233,243 | €233,243 | = |
| Issued capital100 | €99,157 | €99,157 | €99,157 | €233,243 | €233,243 | = |
| Outside capital11 | - | - | - | €1.4m | €1.4m | = |
| Share premium1100/10 | - | - | - | €1.4m | €1.4m | = |
| Reserves13 | €12,627 | €12,627 | €12,627 | €12,627 | €12,627 | = |
| Non-distributable reserves130/1 | €9,916 | €9,916 | €9,916 | €9,916 | €9,916 | = |
| Legal reserve130 | €9,916 | €9,916 | €9,916 | €9,916 | €9,916 | = |
| Tax-exempt reserves132 | €2,712 | €2,712 | €2,712 | €2,712 | €2,712 | = |
| Profit (loss) carried forward14 | €688,381 | €856,932 | €904,879 | €1.0m | €1.1m | ▲ 12.3% |
| Provisions and deferred taxes16 | €86,000 | €86,000 | €86,000 | €86,000 | €86,000 | = |
| Provisions for liabilities and charges160/5 | €86,000 | €86,000 | €86,000 | €86,000 | €86,000 | = |
| Pensions and similar obligations160 | €86,000 | €86,000 | €86,000 | €86,000 | €86,000 | = |
| Amounts payable17/49 | €2.7m | €2.7m | €2.5m | €2.2m | €2.0m | ▼ 6.3% |
| Amounts payable after more than one year17 | €735,618 | €574,702 | €441,397 | €311,488 | €179,444 | ▼ 42.4% |
| Financial debts170/4 | €735,618 | €574,702 | €441,397 | €311,488 | €179,444 | ▼ 42.4% |
| Amounts payable within one year42/48 | €1.9m | €2.1m | €2.0m | €1.7m | €1.5m | ▼ 14.1% |
| Current portion of amounts payable after more than one year42 | €561,602 | €554,632 | €524,846 | €528,576 | €535,863 | ▲ 1.4% |
| Trade debts44 | €1.1m | €1.3m | €1.3m | €1.1m | €807,970 | ▼ 24.3% |
| Suppliers440/4 | €1.1m | €1.3m | €1.3m | €1.1m | €807,970 | ▼ 24.3% |
| Taxes, remuneration and social security45 | €151,962 | €157,534 | €137,993 | €144,361 | €150,937 | ▲ 4.6% |
| Taxes450/3 | €7,763 | €164 | €594 | €534 | €126 | ▼ 76.4% |
| Remuneration and social security454/9 | €144,200 | €157,370 | €137,400 | €143,827 | €150,811 | ▲ 4.9% |
| Other amounts payable47/48 | €27,840 | €16,302 | €5,514 | €7,474 | €6,363 | ▼ 14.9% |
| Accrued charges and deferred income492/3 | €112,171 | €88,898 | €101,424 | €111,230 | €352,134 | ▲ 217% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50,953 | €168,551 | €47,948 | €102,727 | €123,886 | ▲ 20.6% |
| + Depreciation and write-downs630 | €160,182 | €184,621 | €179,512 | €174,887 | €177,366 | ▲ 1.4% |
| Operating cash flow (approximation) | €211,135 | €353,172 | €227,460 | €277,614 | €301,252 | ▲ 8.5% |
| Investment in fixed assets (approximation) | - | -€10,107 | -€6,915 | -€1.6m | -€50,165 | ▲ 96.9% |
| Change in cash | - | €29,984 | €15,135 | €92,712 | €175,086 | ▲ 88.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
State Gazette act
Resignations: Philippe Wuytens (director) and Katia Battocchia-Rossetto (director)Appointments: Giacomo Lucingo (director) and Jules Wuytens (director)5 facts ▸
State Gazette act
Resignations: Philippe Wuytens (director) and Katia Battocchia-Rossetto (director)
Appointments: Giacomo Lucingo (director) and Jules Wuytens (director)5 facts ▸
- Board meeting, 14-08-2026
- Director resignation, Philippe Wuytens (director)
- Director appointment, Giacomo Lucingo (director)
- Director resignation, Katia Battocchia-Rossetto (director)
- Director appointment, Jules Wuytens (director)
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
24-07
State Gazette act
Appointments: Nadia Battocchia-Rossetto (day-to-day manager) and Katia Battocchia-Rossetto (day-to-day manager)3 facts ▸
State Gazette act
Appointments: Nadia Battocchia-Rossetto (day-to-day manager) and Katia Battocchia-Rossetto (day-to-day manager)
3 facts ▸
- Board meeting, 01-06-2026
- Director appointment, Nadia Battocchia-Rossetto (day-to-day manager)
- Director appointment, Katia Battocchia-Rossetto (day-to-day manager)
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 13 days late
2024
31-12
Financial
Equity above €2mEq €2.7m ▲165%
6 profitable years in a row build equity to €2.7m.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €1mEq €1.0m ▲4.9%
5 profitable years in a row build equity to €1.0m.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
31-12
Financial
Highest result since 2018net €168,551 ▲231%
Operating result €221,056, net result €168,551, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 14 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €1,569
Net result €1,569 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 9 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 8 acts read
About the unread acts
Of the 8 Belgian State Gazette acts we know for this company, 2 have been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, 1 in day-to-day management, last change in 2026
Board 2
Giacomo Lucingo
CurrentDirector · since 21-09-2026
Jules Wuytens
CurrentDirector · since 21-09-2026
Day-to-day management 1
Nadia Battocchia-Rossetto
CurrentDay-to-day manager · since 01-06-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
6 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Philippeville · 1 establishment unit since 2000
Ground area
7,398 m²
Building footprint
1,880 m²
Parcel 93056D0117/00A002, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
GB
since 20002.093.664.727
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93056D0117/00A002 | Wallonia | 7,398 m² | 1 · 1,880 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
5 people since 2026, 3 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Giacomo Lucingo |
|
| Jules Wuytens |
|
| Nadia Battocchia-Rossetto |
|
| Philippe Wuytens |
|
| Katia Battocchia-Rossetto |
|
Structure & network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePhilippeville2.093.664.727
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Company details
Identification
Legal formPublic limited company
Founded04-02-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47512Retail sale of household textiles and bedding
47221Retail sale of meat and meat products, excluding game and poultry
47230Retail trade
47241Retail sale of bread and pastry (bakery outlets)
47252Retail sale of beverages, general range
47260Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0470142667
Also
9925:BE0470142667
Registered
28-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.