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REOS Construct

Active Private limited company (pre-2019)founded 2018active for 8 yearsRue Pol Verbist 12, 5004 NamurKBO/BCE: BE 0695.609.962
REOS Construct
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Overview

Lifetime

8 annual accounts with figures on one time axis
peak €30,655 (2025)
€30,655▲ 72.9%
lowest -€17,051 (2023)
-€6,657▼ €13,587
peak €17,811 (2022)
€1,033▼ 86.6%
€25,414▲ 171%
Board4 names since 2018
2 directors and 1 other
Documentsfilings and deeds
12-07-202619 days before the deadline
2025micro format
Gross margin from €17,725 to €30,655Loss of €6,657Equity from €7,690 to €1,033Debts from €9,385 to €25,414Cash from €7,424 to €1,454

Key points

from the 2025 annual accounts

Turnover

≈ €210,000 estimated

The micro format states no turnover.

Debts

€25,414 96% of the balance sheet
Suppliers 30%Taxes and wages 5%Other 65%

Investments

€2,405 6.7 × depreciation
202120222025

Green is investment, beige is depreciation.

Liquidity

0.96 was 1.82 in 2024

Short-term debts rose from €9,385 to €25,414.

Filings

8 annual accounts 3 late
AprilJune31 JulyOctober20202025

The 2018 accounts came latest: 141 days after the end of the period.

Position in the sector

€1,033

Less equity than 87% of companies in construction of buildings. Sector median €45,781 · 10,155 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 646 companies had the same profile as REOS Construct has now. Each dot stands for 2 companies, two years later.

86.1%
were still trading
5.7%
stopped another way
7.3%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more

Another 0.9% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 646 companies, not a prediction for REOS Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Manager
Manager
  • 50%deed of 18-09-2019
  • 50%deed of 18-09-2019
Board & ownership

Recent changes

Registered office moved from Jambes to Bouge New registered office: Rue Pol Verbist 12, 5004 BOUGE · Previous registered office: Av. du Bourgmestre Jean Materne 218, 5100 JAMBES · General meeting of 19-10-2023 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0695609962
Appointment: (manager) General meeting of 02-12-2019 · Gazette deed
Registered office moved from Vedrin to Jambes Transfer of shares from to · Transfer of shares from to · New registered office: Avenue du Bourgmestre Jean Materne 218 à 5100 JAMBES · General meeting of 02-09-2019 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
REOS Construct Namur €26,447 €30,655 3.9% -
ENVY-SERVICES Seneffe €22,263 €28,805 35.8% -
Projet Caméléon Genappe €30,935 €26,881 -245.6% -
BUSHI CONSTRUCT Namur €26,817 €20,877 66.8% -
JFPEROT Construct Liège €31,514 €38,215 60.8% -
Minka Rijkevorsel €33,619 €25,668 68.0% -
RIPTEC Tremelo €23,006 €32,176 34.1% -

These companies have the same main activity as REOS Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €22,300 and €33,600, founded between 2016 and 2019.

Official details

Source: KBO
Status
Active since 02-05-2018Normal situation
Activity
General construction of residential buildingsNACE 41001and 1 other
Joint committee
124Construction · annual accounts 2025
Establishment unit
2.366.039.5395004 Namur, since 02-05-2018
Financial year end
31 December
Peppol
Reachable since 20-11-2020
Company details

Annual accounts 2025

€30,655▲ 72.9%
€6,657
€1,033▼ 86.6%
€26,447▲ 54.9%
1 FTE▲ 400%
Filing
Filed on 12-07-2026, 19 days before the end of the filing period
Financials

Insights on REOS Construct

REOS Construct files the micro format. That format states no turnover. The gross margin rose from €1,226 in 2018 to €30,655 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 12-07-2026, 19 days before the deadline
€30,655
▲ 72.9%
-€5,600
▼ €12,971
-€6,657
▼ €13,587
-€1,015
▼ €8,705
3.9%
▼ 41.1 percentage points
0.96
▼ 0.86

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €210,000. Estimated: probably between €120,000 and €380,000.

Balance sheet

balance sheet total €26,447 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

3.9%

Higher than 14% of 10,152 companies in 2025.

0.96

Higher than 20% of 9,863 companies in 2025.

-25.2%

Higher than 8% of 9,951 companies in 2025.

REOS Construct Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Staff

€34,400

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018
Balance sheet: assets
20/58 26,44717,0754,33024,98534,82222,86417,0958,536
21/28 2,048-1,2043,7064,8636,1192,9163,001
22/27 2,048-1,2043,7064,8636,1192,9163,001
23 --1,2042,4152,2833,1561,816801
24 2,048--1,2902,5812,9631,1002,200
29/58 24,39917,0753,12721,27929,95916,74514,1795,535
3 ----010,7507,485-
30/36 ----010,7507,485-
40/41 22,4518,9012,87320,69729,4724,9426,6924,513
40 22,2534,8322,6419,43516,0144,6895,3633,663
41 1984,06923211,26313,4582531,329850
54/58 1,4547,42425426748730321,021
490/1 493750-3150750--
Balance sheet: equity and liabilities
10/49 26,44717,0754,33024,98534,82222,86417,0958,536
10/15 1,0337,69075917,81114,1847,600-1,3446,009
10/11 14,20014,20014,20014,20014,20014,2006,2006,200
10 --14,20014,20014,200---
100 --18,60018,60018,60018,60018,60018,600
101 --4,4004,4004,4004,40012,40012,400
14 -13,167-6,510-13,4413,611-16-6,600-7,544-191
17/49 25,4149,3853,5717,17420,63815,26418,4392,527
17 ----4,677---
170/4 ----4,677---
42/48 25,4149,3853,5717,17415,96115,26418,4392,527
42 ---4,6774,9219241,953-
43 -----9,224--
430/8 -----9,224--
44 7,5566,5091,2512,25111,0401,231985-
440/4 7,5566,5091,2512,25111,0401,231985-
45 1,2642,87624624603,0007,800-
450/3 9352,87624624603,000--
454/9 329-----7,800-
47/48 16,594-2,074008857,7012,527
Income statement
76A 3,294--425----
9900 30,65517,725-14,2817,16910,5303,612-5,3441,226
62 34,4008,425------
630 3571,2042,5022,5022,7082,2241,7941,367
640/8 709726-8753-171-
66A 789--324----
9901 -5,6007,371-16,7834,2577,7681,388-7,309-141
75/76B -0------
75 -0------
65/66B 8963792683841,1844444449
65 8963792683841,1844444449
9903 -6,4966,992-17,0513,8736,584944-7,353-191
67/77 16162-246----
9904 -6,6576,930-17,0513,6276,584944-7,353-191
9905 -6,6576,930-17,0513,6276,584944-7,353-191
Appropriation of the result
9906 -13,167-6,510-13,4413,611-16-6,600-7,544-191
14P -6,510-13,4413,611-16-6,600---
Social balance sheet
9087 10.2------
Hours worked1013 1,016272------
Document PDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 12-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 12-07-2026 2026-00282397 PDF
31-12-2024 micro format 07-07-2025 2025-00234898 PDF
31-12-2023 micro format 22-08-2024 2024-00359958 PDF
31-12-2022 micro format 23-06-2023 2023-00165440 PDF
31-12-2021 micro format 27-04-2022 2022-20009904 PDF
31-12-2020 micro format 02-07-2021 2021-29700171 PDF
31-12-2019 micro format 28-08-2020 2020-46200519 PDF
31-12-2018 micro format 19-12-2019 2019-76600308 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018
-5,2438,575-14,2816,75910,4773,612-5,5151,226
-6,3008,134-14,5496,1299,2933,168-5,5591,177
2,405002,0401,4536,5271,7094,369
-5,9707,170-13-220184301-1,019-
-1,0157,690-44414,10513,9981,481-4,2603,008
3.9%45.0%-71.3%40.7%33.2%-7.9%70.4%
0.961.82-2.971.881.100.772.19
0.961.82-2.971.880.390.362.19
24.601.22-0.401.462.01-0.42
-644.4%90.1%-20.4%46.4%12.4%--3.2%
-25.2%40.6%-14.5%18.9%4.1%-43.0%-2.2%
-5.8522.61-53.2617.608.85---

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-2024
Employees at the balance-sheet date-1
full-time-1
in full-time equivalents-1
10.2
On a permanent contract1-
Joined-1
Left-0

Source: social balance sheet in the 2024 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€2,405--€2,040€1,453
€357€1,204€2,502€2,502€2,708

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on REOS Construct

The operating result for 2025 is a loss of €5,600, after a profit of €7,371 in 2024.

Debt's share of the balance-sheet total rises from 55.0% to 96.1%. Equity is lower and debt is higher.

Board & ownership

Board

2 directors, no change since 2019
Manager
appointed by deed of 18-09-2019
listed in the 2025 annual accounts, filed on 12-07-2026
Manager
appointed by deed of 13-12-2019
listed in the 2025 annual accounts, filed on 12-07-2026

Office holders in the KBO →

Mandates through the years

4 names, the dashed line is today

Manager

Manager

Manager (not named in the articles)

Manager (not named in the articles)
BoardEarlierend not dated
Mandates as a list
    • Manager, appointed by deed of 18-09-2019, still in office
    • Manager, appointed by deed of 13-12-2019, still in office
    • Manager (not named in the articles), appointed by deed of 04-05-2018, until 18-09-2019
    • Manager (not named in the articles), appointed by deed of 04-05-2018, no longer listed in the 2025 annual accounts
    • Manager (not named in the articles), appointed by deed of 04-05-2018, until 31-03-2019
    • Manager (not named in the articles), appointed by deed of 04-05-2018, no longer listed in the 2025 annual accounts

See the board, name and registered office on a given date →

Control

Shareholders
,
This company
REOS Construct
Equity €1,033
Loss €6,657 in 2025

Capital

Contribution
€14,200
Shares
100
Contribution per share
€142
Equity per share
€10.33 in 2025
Source
2025 annual accounts

Articles of association

deed of 04-05-2018 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Tuesday of May
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
No statutory auditor

Shareholders

Stated in the deed deed of 18-09-2019 ↗
  • 50%
  • 50%
Share transfer deed of 18-09-2019 ↗
  • to
  • to
At incorporation deed of 04-05-2018 ↗
  • founder
  • founder

Network & group

No group

REOS Construct has no parent and no holdings in its annual accounts.

Earlier ties

via , at REOS Construct, last mentioned in 2018 · Director · deed of 31-05-2021
founded in 2021 · negative equity (2025)
 total assets €4,558 (2025)
via , at REOS Construct, last mentioned in 2018 · Director · deed of 13-07-2023
founded in 2023
 total assets €203,359 (2025)
via , at REOS Construct, last mentioned in 2018 · Manager · deed of 19-10-2016
founded in 2016
 total assets €75,302 (2025)
via , at REOS Construct, last mentioned in 2018 · Chair · deed of 29-04-2016
 founded in 2016

Connections & network

Depth
Shared director Shared director Shared director Shared director REOS Construct REOSConstruct0695.609.962
Shared directors
This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

19 events since 2018

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 19 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 24 days before the deadline
2024
Back to profit net €6,930 The net result is €6,930, after one loss-making year.
Liquidity more than doubled current ratio 1.82 The current ratio rises from 0.88 to 1.82.
Annual accounts 2023 filed PDFmicro format · 22 days late
2023
Weakest financial year net -€17,051 The net result drops to -€17,051, the lowest from 2018 to 2025. It recovers the following year.
Registered office moved from Jambes to BougeNew registered office: Rue Pol Verbist 12, 5004 BOUGE · Previous registered office: Av. du Bourgmestre Jean Materne 218, 5100 JAMBES · General meeting of 19-10-20232 points ▸
  • General meeting, 19-10-2023
  • Registered-office move, Rue Pol Verbist 12, 5004 BOUGE

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 38 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 95 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 29 days before the deadline
2020
Back to profit net €944 The net result is €944, after 2 loss-making years.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0695609962
Annual accounts 2019 filed PDFmicro format · 28 days late
2019
Annual accounts 2018 filed PDFmicro format · 141 days late
Appointment: (manager)General meeting of 02-12-20192 points ▸
  • General meeting, 02-12-2019
  • Director appointment, (manager)

Open the deed in the Belgian Official Gazette

Registered office moved from Vedrin to JambesTransfer of shares from to · Transfer of shares from to · New registered office: Avenue du Bourgmestre Jean Materne 218 à 5100 JAMBES · General meeting of 02-09-20198 points ▸
  • General meeting, 02-09-2019
  • Registered-office move, Avenue du Bourgmestre Jean Materne 218 à 5100 JAMBES
  • Share transfer,
  • Share transfer,
  • holds 50% of the shares
  • holds 50% of the shares
  • Director resignation, (manager)
  • Director appointment, (manager)

Open the deed in the Belgian Official Gazette

Resignation: (manager)General meeting of 30-03-20192 points ▸
  • General meeting, 30-03-2019
  • Director resignation, (manager)

Open the deed in the Belgian Official Gazette

2018
IncorporationFounding capital of €18,600, 100 shares · Founders: and · Appointments: (manager) and (manager) · published on 04-05-20185 points ▸
  • Founder,
  • Founder,
  • Founding capital, €18,600, 100 shares
  • Director appointment, (manager (not named in the articles))
  • Director appointment, (manager (not named in the articles))
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

First establishment D4R, Rue Pol Verbist 12, Namur

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 2 May 2018, REOS Construct was incorporated by two natural persons, with a starting capital of €18,600.12 The registered office moved to Jambes in 2019 and to Bouge in 2023.34 Today the board has 2 members.5 Total assets went from €8,536 in 2018 to €26,447 in 2025.6

  1. 1KBO register
  2. 2Belgian Official Gazette, 04-05-2018
  3. 3Belgian Official Gazette, 18-09-2019
  4. 4Belgian Official Gazette, 13-11-2023
  5. 5National Bank, annual accounts 2025
  6. 6National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0695.609.962
VAT number
BE 0695.609.962
Peppol ID
0208:0695609962
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
02-05-2018
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Tuesday of May
deed of 04-05-2018 (in French)
Peppol
Reachable since 20-11-2020Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
REOS Construct in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 04-05-2018 (in French)
Name clauseThe company operates under this name according to its articles.
REOS Construct
deed of 04-05-2018 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“5020-Vedrin, Fond de Champion 26”
deed of 04-05-2018 (in French)

Activities

NACEBEL 2025
41001 General construction of residential buildings main activity
41003 General construction of other non-residential buildings
Joint committees annual accounts 2025
JC 124 Construction
Codes under NACEBEL 2008
41201 General construction of buildings main activity
41203 Construction of residential and non-residential buildings
PurposeThe purpose describes the activities the company may carry out under its articles.
“Pose de carrelages; Tous travaux de terrassement,nivellement de chantiers,ouvertures de tranchées,dérochement,destruction à l'explosif…”
24 activities
  1. Pose de carrelages;
  2. Tous travaux de terrassement,nivellement de chantiers,ouvertures de tranchées,dérochement,destruction à l'explosif;
  3. Aménagement et entretien de terrain divers;
  4. Tous travaux de rejointoiement;
  5. Pose de chapes;
  6. Pose de crépi,cimentage,isolant,…
  7. Pose de faux-plafonds et cloisons,menuiserie métallique,pose de parquets et de tous autres revêtements de sols en bois;
  8. Constructions métalliques et ouvrages d'art métalliques,montage et démontage d'échafaudages;
  9. La construction de cheminées décoratives et de feux ouverts;
  10. La maçonnerie;
  11. Tous travaux de ferraillage et pose de coffrage;
  12. La réalisation de gros œuvre de maisons individuelles;
  13. La réalisation de gros œuvre de bâtiments à cellules multiples(appartements,bureaux,…);
  14. Le déblayage de chantier;
  15. Tous travaux de menuiserie,chauffage central,chauffage au gaz par appareil individuel;
  16. Tous travaux d'installation électrique;
  17. Tous travaux d'isolation thermique et acoustique;
  18. Zinguerie,couverture métalliques,étanchéité de constructions;
  19. Autres travaux de finition;
  20. L'importation et l'exportation de tous produits se rapportant aux activités ci-dessus;
  21. La société a également pour objet l'exploitation de surfaces commerciales,la prestation de tous services de gestion et de direction dans d'autres sociétés ou entreprises aussi bien belges qu'étrangères,la prestation de services administratifs,techniques,informatiques,juridiques et de représentation pour compte de tiers vis-à-vis de toutes instances et pouvoirs publics;
  22. La société peut également exercer les fonctions d'administrateur,de gérant ou de liquidateur dans d'autres sociétés;
  23. La réalisation d'opérations d'achat,de vente et de location d'immeuble;
  24. L'immobilier pour compte propre;
deed of 04-05-2018 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
D4R registered office Rue Pol Verbist 12, 5004 Namur 16230 Manufacture of other builders' carpentry and joinery 02-05-2018 2.366.039.539
1 former office
  • Fond de Champion, 26, 5020 Vedrin until 02-09-2019 · deed of 18-09-2019

Buildings and parcels at the address

Ground area
477 m²
Buildings
61 m²
Volume, LiDAR
479 m³
Tallest building
9.9 m
Buildings to scale, each on its own parcel
61 m², 9.9 m 61 m², 9.9 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
92021F0412/00_000477 m² 1 · 61 m² 9.9 m · 3

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0695.609.962

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