Summary
RENTINSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €57k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 2435 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2435 sector peers (2025).
NBB · sector comparisonPosition among 2435 sector peers
Solvency
better than 14%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €57k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
27 d late
2023
26 d late
2022
54 d late
2021
29 d late
2020
28 d late
2019
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 9.6%
2024 · €52k
2018: €11k
2019: €5k
2020: €5k
2021: €6k
2022: €5k
2023: €11k
2024: €52k
2018 → 2025
Net result
€26k▼ 34.2%
2024 · €40k
2018: €-4k
2019: €-6k
2020: €-267
2021: €1k
2022: €-2k
2023: €7k
2024: €40k
2018 → 2025
Total assets
€821k▼ 5.9%
2024 · €872k
2018: €49k
2019: €41k
2020: €35k
2021: €31k
2022: €30k
2023: €866k
2024: €872k
2018 → 2025
Solvency
6.9%▲ 1.0pp
2024 · 5.9%
2018: 22.5%
2019: 12.4%
2020: 13.8%
2021: 19.9%
2022: 15.4%
2023: 1.3%
2024: 5.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€111k-€121k▲ 9.5%€290k▲ 140%€5.59M▲ 1,829%€559k▼ 90.0%
Equity€6k-€5k▼ 25.0%€11k▲ 148%€52k▲ 350%€57k▲ 9.6%
Operating result€602-€-540€31k€96k▲ 207%€71k▼ 26.2%
Net result€1k-€-2k€7k€40k▲ 486%€26k▼ 34.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €821k
Fixed assets
€576k ▼ 17.9%
Current assets
€245k ▲ 43.1%
Equity and liabilities €821k
Equity
€57k ▲ 9.6%
Debt
€764k ▼ 6.9%
Debt's share of the balance-sheet total falls from 94.1% to 93.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
46.7%▼
2024 · 77.8%
ROA
3.2%▼
2024 · 4.6%
Debt ≤ 1 year
€143k▲
2024 · €128k
Debt > 1 year
€603k▼
2024 · €681k
Income taxes
€12k▼
2024 · €25k
Staff costs
€117k▲
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€872k€821k▼
Fixed assets21/28€702k€576k▼
Intangible fixed assets21€657k€537k▼
Tangible fixed assets22/27€38k€33k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€38k€30k▼
Financial fixed assets28€6k€6k=
Current assets29/58€171k€245k▲
Amounts receivable within one year40/41-€69k
Other amounts receivable41-€69k
Current investments50/53€55k€80k▲
Cash at bank and in hand54/58€116k€96k▼
Equity and liabilities
Total equity and liabilities10/49€872k€821k▼
Equity10/15€52k€57k▲
Contributions10/11€31k€31k=
Reserves13€18k€26k▲
Non-distributable reserves130/1€18k€1k▼
Reserves not available under the articles1311€1k€1k=
Other1319€17k-
Distributable reserves133-€25k
Profit (loss) carried forward14€2k€-602▼
Amounts payable17/49€821k€764k▼
Amounts payable after more than one year17€681k€603k▼
Financial debts170/4€681k€603k▼
Amounts payable within one year42/48€128k€143k▲
Current portion of amounts payable after more than one year42€95k€95k=
Trade debts44€8k€22k▲
Suppliers440/4€8k€22k▲
Taxes, remuneration and social security45€9k€24k▲
Taxes450/3-€24k
Remuneration and social security454/9€9k-
Other amounts payable47/48€16k€2k▼
Accrued charges and deferred income492/3€12k€18k▲
Income statement
Code20242025
Turnover70€5.59M€559k▼
Goods, raw materials, services and sundry goods60/61€257k€237k▼
Remuneration, social security and pensions62€75k€117k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€123k€128k▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A-€741
Gross operating margin9900€295k€322k▲
Operating profit (loss)9901€96k€71k▼
Financial income75/76B€10k€249▼
Recurring financial income75€15€249▲
Non-recurring financial income76B€10k-
Financial charges65/66B€41k€33k▼
Recurring financial charges65€38k€33k▼
Non-recurring financial charges66B€3k-
Profit (loss) for the period before taxes9903€65k€38k▼
Income taxes67/77€25k€12k▼
Profit (loss) for the period9904€40k€26k▼
Profit (loss) for the period to be appropriated9905€40k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€29k▲
Profit (loss) brought forward from the previous period14P€-38k€2k▲
Transfer to equity691/2-€8k
To other reserves6921-€8k
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €40k ▲486%
Operating result €96k, net result €40k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 54 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
23-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 23 days late
2019
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 18 days late
2018
15-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2017
15-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roodebeeksteenweg 1281200 Sint-Lambrechts-WoluweGround area
442 m²
Building footprint
445 m²
Volume, LiDAR
5,218 m³
Parcel 21018A0133/00T002, Brussels · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
RENTINSUR SCRL
since 19882.039.279.005
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0133/00T002 | Brussels | 442 m² | 1 · 445 m² | 18.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AA PETIT
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GTMT
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PAZ CONSULT
BE 0786.751.162
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Attent Verzekeringsgroep
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SECURAS
BE 0807.846.286
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Of 4,683 companies in sector 66220 we hold annual accounts for 3,228. 2,379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-1988
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.