RENT 4 LESS
ActiveSummary
RENT 4 LESS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €112k and a net result of €71k. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 5989 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▲+1
Solvency27▲+2
Growth52▲+14
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.01 against 1.0 in 2023; short-term debt: 98.3% and cash: 0.5% of total assets), and 98.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 5989 sector peers (2024).
NBB · sector comparisonPosition among 5989 sector peers
Solvency
better than 9%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €112k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2026, 412 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
412 d late
2023
6 d early
2022
3 d early
2021
3 d early
2020
8 d early
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€69.99M▲ 13.6%
2023 · €61.61M
2018: €181.68M
2019: €178.94M
2020: €86.11M
2021: €69.59M
2022: €52.16M
2023: €61.61M
2018 → 2024
EBIT margin
0.2%=
2023 · 0.2%
2018: 0.0%
2019: 0.2%
2020: 0.1%
2021: 0.1%
2022: 0.3%
2023: 0.2%
2018 → 2024
Net result
€71k▲ 1.9%
2023 · €69k
2018: €31k
2019: €5k
2020: €39k
2021: €48k
2022: €71k
2023: €69k
2018 → 2024
Working capital
€45k▲ 107%
2023 · €21k
2018: €-216k
2019: €-94k
2020: €161k
2021: €214k
2022: €86k
2023: €21k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€86.11M-€69.59M▼ 19.2%€52.16M▼ 25.0%€61.61M▲ 18.1%€69.99M▲ 13.6%
Equity€142k-€190k▲ 33.7%€61k▼ 67.8%€41k▼ 32.5%€112k▲ 171%
Operating result€106k-€84k▼ 20.1%€180k▲ 113%€115k▼ 36.1%€127k▲ 10.7%
Net result€39k-€48k▲ 22.6%€71k▲ 49.2%€69k▼ 3.1%€71k▲ 1.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 11% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.18M
Fixed assets
€75k ▲ 210%
Current assets
€7.10M ▼ 38.9%
Equity and liabilities €7.18M
Equity
€112k ▲ 171%
Debt
€7.07M ▼ 39.1%
Debt's share of the balance-sheet total falls from 99.6% to 98.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€136k▲
2023 · €120k
Cash flow
€79k▲
2023 · €74k
Current ratio
1.01▲
2023 · 1.00
Quick ratio
0.53▼
2023 · 0.72
Debt to equity
63.23
ROE
63.1%▼
2023 · 167.7%
ROA
1.0%▲
2023 · 0.6%
Interest coverage
8.34▼
2023 · 153.57
Debt ≤ 1 year
€7.06M▼
2023 · €11.60M
Income taxes
€30k▼
2023 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 68 lines
Balance sheet
Code20232024
Assets
Total assets20/58€11.65M€7.18M▼
Fixed assets21/28€24k€75k▲
Tangible fixed assets22/27€23k€73k▲
Land and buildings22€21k€21k=
Furniture and vehicles24€2k€23k▲
Other tangible fixed assets26-€30k
Financial fixed assets28€1k€1k▲
Other financial fixed assets284/8€1k€1k▲
Amounts receivable and cash guarantees285/8€1k€1k▲
Current assets29/58€11.63M€7.10M▼
Stocks and contracts in progress3€3.27M€3.33M▲
Stocks30/36€3.27M€3.33M▲
Goods purchased for resale34€3.27M€3.33M▲
Amounts receivable within one year40/41€3.98M€2.20M▼
Trade receivables40€3.75M€1.28M▼
Other amounts receivable41€226k€914k▲
Cash at bank and in hand54/58€60k€35k▼
Deferred charges and accrued income490/1€4.31M€1.55M▼
Equity and liabilities
Total equity and liabilities10/49€11.65M€7.18M▼
Equity10/15€41k€112k▲
Contributions10/11€13k€13k=
Reserves13€29k€99k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€29k€99k▲
Amounts payable17/49€11.61M€7.07M▼
Amounts payable within one year42/48€11.60M€7.06M▼
Financial debts43-€750k
Credit institutions430/8-€750k
Trade debts44€10.07M€6.02M▼
Suppliers440/4€10.07M€6.02M▼
Advances received on contracts in progress46€1.29M€140k▼
Taxes, remuneration and social security45€31k€30k▼
Taxes450/3€31k€30k▼
Other amounts payable47/48€213k€124k▼
Accrued charges and deferred income492/3€4k€8k▲
Income statement
Code20232024
Operating income70/76A€61.76M€70.02M▲
Turnover70€61.61M€69.99M▲
Other operating income74€142k€24k▼
Operating charges60/66A€61.64M€69.89M▲
Goods for resale, raw materials and consumables60€56.05M€63.21M▲
Purchases600/8€56.26M€63.27M▲
Change in stocks: decrease (increase)609€-206k€-56k▲
Services and other goods61€5.57M€6.67M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€13k€3k▼
Non-recurring operating charges66A€0-
Operating profit (loss)9901€115k€127k▲
Financial income75/76B€1k€6k▲
Recurring financial income75€1k€6k▲
Income from current assets751€1k€0▼
Other financial income752/9€11€6k▲
Financial charges65/66B€16k€32k▲
Recurring financial charges65€16k€32k▲
Debt charges650€781€16k▲
Other financial charges652/9€15k€16k▲
Profit (loss) for the period before taxes9903€100k€101k▲
Income taxes67/77€31k€30k▼
Taxes670/3€31k€30k▼
Profit (loss) for the period9904€69k€71k▲
Profit (loss) for the period to be appropriated9905€69k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€71k▲
Transfer from equity791/2€20k€0▼
From reserves792€20k€0▼
Transfer to equity691/2-€71k
To other reserves6921-€71k
Profit to be distributed694/7€89k€0▼
Return on contributions (dividend)694€89k€0▼
The notes to these accounts (42 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 412 days late
2024
31-12
Financial
Equity above €100kEq €112k ▲171%
7 profitable years in a row build equity to €112k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €71k ▲49.2%
Net result €71k, the highest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €150kEq €190k ▲33.7%
4 profitable years in a row build equity to €190k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 42 days late
2019
31-12
Financial
Weakest financial yearnet €5k ▼84.1%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €103k ▲5.1%
2 profitable years in a row build equity to €103k.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Show earlier events
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
04-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Leuven 11881200 Sint-Lambrechts-WoluweGround area
3,670 m²
Building footprint
884 m²
Volume, LiDAR
10,903 m³
2 parcels, Brussels, Flanders · tallest building 26.0 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
RENT 4 LESS BVBA
since 20012.093.347.991
RENT 4 LESS
since 20242.358.389.011
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0002/00P007 | Brussels | 2,864 m² | 1 · 722 m² | 15.3 m · 3 fl. |
| 11810K2171/00H004 | Flanders | 805 m² | 1 · 162 m² | 26.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300KVLB0FDC70QG36
Similar companies · same sector, comparable size
E-BLUE
BE 0768.273.949
Pepinster · Eq €111,599
GARAGE ALEXANDER
BE 0472.443.250
Tienen · Eq €111,354
CARCITY-HANDIRI
BE 0650.693.024
Antwerpen · Eq €112,168
GC AUTOMOTIVE
BE 0677.999.019
Sint-Pieters-Woluwe · Eq €111,180
ESPACE AUTO-TAMINES
BE 0886.828.339
Sambreville · Eq €113,233
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 759 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2001
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.