ETS SEGERS F

Active

Private limited companyfounded 201610 yrs activeRue Louis Bleriot 25-27, 6041 Charleroi, BelgiumKBO/BCE: BE 0660.624.933

ETS SEGERS F has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €48k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2025

74 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability88▼-12

Solvency47▲+12

Growth78=

Track record100

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity tight (current ratio 1.34 against 1.0 in 2024; short-term debt: 34.7% and cash: 43.6% of total assets), and 78.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

21.9%

Return on assets

15.4%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 27711 sector peers (2025).

NBB · sector comparison

Position among 27711 sector peers

Solvency

better than 23%

← weakest strongest →

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €69k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

115 d early

2024

31 d early

2023

124 d early

2022

30 d early

2021

33 d early

2020

24 d early

2019

53 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€196k

EBIT margin

-10.0%

Net result

€48k▼ 22.0%

2024 · €62k

2018: €-21k 2019: €22k 2020: €17k 2021: €5k 2022: €22k 2023: €38k 2024: €62k

2018 → 2025

Working capital

€37k▲ 5,219%

2024 · €702

2018: €-39k 2019: €-701 2020: €11k 2021: €11k 2022: €18k 2023: €-4k 2024: €702

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€32k-€54k▲ 70.8%€20k▼ 62.2%€20k=€69k▲ 237%

Operating result€7k-€33k▲ 409%€54k▲ 61.9%€85k▲ 57.6%€64k▼ 25.5%

Net result€5k-€22k▲ 371%€38k▲ 71.2%€62k▲ 61.9%€48k▼ 22.0%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 25% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €315k

53.5%

46.5%

Fixed assets €169k▲ 442%

Current assets €147k▼ 14.2%

Equity and liabilities €315k

21.9%

78.1%

Equity €69k▲ 237%

Debt €246k▲ 35.7%

The debt ratio falls from 89.9% to 78.1%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€109k▼

2024 · €112k

Cash flow

€93k▲

2024 · €89k

Solvency

21.9%▲

2024 · 10.1%

Current ratio

1.34▲

2024 · 1.00

Quick ratio

1.34▲

2024 · 1.00

Debt / equity

3.57▼

2024 · 8.87

ROE

70.3%▼

2024 · 303.6%

ROA

15.4%▼

2024 · 30.8%

Interest coverage

19.40▼

2024 · 129.97

Debt

€246k▲

2024 · €181k

Debt ≤ 1 year

€109k▼

2024 · €170k

Debt > 1 year

€137k▲

2024 · €11k

Income taxes

€11k▼

2024 · €23k

Staff costs

€5k▼

2024 · €9k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€202k€315k▲

Fixed assets21/28€31k€169k▲

Tangible fixed assets22/27€31k€166k▲

Land and buildings22€746-

Plant, machinery and equipment23€7k€110k▲

Furniture and vehicles24€3k€46k▲

Leasing and similar rights25€20k€8k▼

Other tangible fixed assets26-€2k

Financial fixed assets28-€3k

Current assets29/58€171k€147k▼

Amounts receivable within one year40/41€3k€6k▲

Trade receivables40€200-

Other amounts receivable41€3k€6k▲

Cash at bank and in hand54/58€167k€137k▼

Deferred charges and accrued income490/1-€3k

Equity and liabilities

Total equity and liabilities10/49€202k€315k▲

Equity10/15€20k€69k▲

Contributions10/11€19k€19k=

Reserves13€2k€2k=

Distributable reserves133€2k€2k=

Profit (loss) carried forward14-€48k

Amounts payable17/49€181k€246k▲

Amounts payable after more than one year17€11k€137k▲

Financial debts170/4€11k€137k▲

Amounts payable within one year42/48€170k€109k▼

Current portion of amounts payable after more than one year42€21k€35k▲

Trade debts44€2k€3k▲

Suppliers440/4€2k€3k▲

Advances received on contracts in progress46€65k€66k▲

Taxes, remuneration and social security45€20k€5k▼

Taxes450/3€19k€5k▼

Remuneration and social security454/9€535-

Other amounts payable47/48€62k-

Income statement Code20242025

Remuneration, social security and pensions62€9k€5k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€45k▲

Other operating charges640/8€2k€6k▲

Non-recurring operating charges66A-€6k

Gross operating margin9900€123k€125k▲

Operating profit (loss)9901€85k€64k▼

Financial income75/76B€999€2k▲

Recurring financial income75€999€2k▲

Financial charges65/66B€865€6k▲

Recurring financial charges65€865€6k▲

Profit (loss) for the period before taxes9903€86k€60k▼

Income taxes67/77€23k€11k▼

Profit (loss) for the period9904€62k€48k▼

Profit (loss) for the period to be appropriated9905€62k€48k▼

Appropriation of the result

Profit (loss) to be appropriated9906€62k€48k▼

Profit to be distributed694/7€62k-

Return on contributions (dividend)694€62k-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

07-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2018net €62k ▲61.9%

Operating result €85k, net result €62k, both a record.

29-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

01-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

28-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

07-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

08-06

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

31-12

Financial Back to profitnet €22k

Net result €22k after one loss-making year.

12-08

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 12 days late

2018

29-10

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 90 days late

2017

28-07

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Charleroi · 1 establishment unit since 2016

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Louis Bleriot 25-276041 Charleroi

Ground area

8,811 m²

Building footprint

686 m²

Volume, LiDAR

6,008 m³