Skip to content

RENOVATION GROUPS

Active
Private limited company·Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)· 5 yrs active
Lt. Graffplein 15 ·1780 Wemmel, Belgium
KBO/BCE: BE 0768.379.659
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of RENOVATION GROUPS is 2.2% (moderate). The 2024 annual accounts show equity of €5k and a net result of €-140. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 3346 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-140
Working capital€-2k-8.7%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-12-2025 with the NBB · fiscal year 2024 · micro
€-2k€0€2k€4kOperating result 2021: €-1k€-1kNet result 2021: €-1k€-1kOperating result 2022: €3k€3kNet result 2022: €3k€3kOperating result 2023: €1k€1kNet result 2023: €1k€1kNet result 2024: €-140€-1402021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~28.9%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€5k€10k€15k2025: €7k (€6k - €8k)2026: €8k (€6k - €10k)2027: €10k (€7k - €13k)2021: €8942022: €4k2023: €5k2024: €5k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 6.1% 25.2%
better than 31% of 3346 sector peers
Net result €-140 €4k
better than 38% of 3333 sector peers
Equity €5k €23k
better than 33% of 3353 sector peers
Total assets €82k €105k
better than 43% of 3351 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P31
2021: P95 · n=14762022: P38 · n=23312023: P30 · n=29492024: P31 · n=33462021 2024
Weakening position over 2021-2024 · n=1476-3346
Net result P38
2021: P33 · n=14782022: P48 · n=23322023: P44 · n=29392024: P38 · n=33332021 2024
Stable position over 2021-2024 · n=1478-3333
Equity P33
2021: P25 · n=14812022: P30 · n=23382023: P33 · n=29602024: P33 · n=33532021 2024
Stable position over 2021-2024 · n=1481-3353
Gross operating margin P32
2021: P21 · n=14742022: P33 · n=23242023: P32 · n=29292021 2023
Stable position over 2021-2023 · n=1474-2929
Describes the position versus peers, not a forecast.
EBITDA
€4k
- +33% vs sector
Net profit
€-140
- +99% vs sector
Cash flow
€3k
- +253% vs sector
Total assets
€82k
+0.2% -61% vs sector
Equity
€5k
-2.7% -69% vs sector
Working capital
€-2k
-8.7% far below sector median
Debt
€77k
+0.4% -62% vs sector
Debt ≤ 1y
€77k
+0.4% -60% vs sector
Current ratio
0.98
-0.2% -14% vs sector
Quick ratio
0.27
+3549.0% -63% vs sector
Solvency
6.1%
-3.0% +29% vs sector
Debt / equity
15.43
+3.3% -30% vs sector
ROE
-2.8%
- +98% vs sector
ROA
-0.2%
- +98% vs sector
Interest coverage
64.32
- far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€-140
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€82k
Equity€5k
Debt€77k
of which ≤ 1y€77k
of which > 1y-
Working capital€-2k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.98
Quick ratio0.27
Working capital ratio-2.1%
Solvency6.1%
Debt / equity15.43
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-0.2%
ROE-2.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€82k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€7k
Current assets 29/58€76k
Stocks & contracts in progress 3€55k
Amounts receivable within one year 40/41€20k
Cash & bank 54/58€368
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€82k
Equity 10/15€5k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€3k
Amounts payable 17/49€77k
Amounts payable within one year 42/48€77k
Trade debts payable within one year 44€56k
Income statement
Financial charges 65€140
Result before taxes 9903€-140
Net result for the period 9904€-140
Result to be appropriated 9905€-140
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
12 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
462 companies at this address See who is registered here

Establishment units

1 location
RENOVATION GROUPS
Antwerpsesteenweg 303, 2950 KapellenGroothandel in auto's en lichte bestelwagens (<= 3,5 ton)
since 20262.389.578.469
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,938 m²
Buildings2
Building footprint272 m²
Volume (LiDAR)2,433 m³
Tallest building14.9 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11362M0113/00N000 Flanders 1,791 m² 1 · 127 m² 10.3 m · 2 fl.
22662B0387/00R004 Flanders 147 m² 1 · 144 m² 14.9 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health12Profitability0Solvency15Growth78Stability94
40 / 100

Fragile profile, watch profitability in particular.

Health 12
Profitability 0
Solvency 15
Growth 78
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Groothandel in dranken, algemeen assortiment46349Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Goederenvervoer over de weg49410Wassen en poetsen van motorvoertuigen95316
Primary activity highlighted.
Names & trade names
Legal nameNL RENOVATION GROUPS
Registered office
Lt. Graffplein 15
1780 Wemmel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.