Renovatie J&M
The computed 12-month bankruptcy probability of Renovatie J&M is 1.6% (moderate). The 2025 annual accounts show negative equity (€-14k) and a net result of €-19k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-14k |
| Net result | €-19k |
| Active | 1 yrs |
| Locations | 1 |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €-19k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €68k |
| Equity | €-14k |
| Debt | €82k |
| of which ≤ 1y | €18k |
| of which > 1y | - |
| Working capital | €50k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 3.74 |
| Quick ratio | 3.74 |
| Working capital ratio | 73.3% |
| Solvency | -21.2% |
| Debt / equity | -5.71 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -28.6% |
| ROE | 134.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (18 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €68k |
| Current assets | 29/58 | €68k |
| Amounts receivable within one year | 40/41 | €67k |
| Cash & bank | 54/58 | €90 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €68k |
| Equity | 10/15 | €-14k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €-19k |
| Amounts payable | 17/49 | €82k |
| Amounts payable within one year | 42/48 | €18k |
| Trade debts payable within one year | 44 | €11k |
| Income statement | ||
| Gross operating margin | 9900 | €-18k |
| Operating result | 9901 | €-19k |
| Financial income | 75 | €47 |
| Financial charges | 65 | €109 |
| Result before taxes | 9903 | €-19k |
| Net result for the period | 9904 | €-19k |
| Result to be appropriated | 9905 | €-19k |
Former directors (1)
-
Former- → 22-09-2025
| NACE primary | Dakwerkzaamheden(43410) |
| Legal form | Private limited company(610) |
| Incorporation | 20-12-2024 |
| Status | Active |
| Postal code | 2610 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0193/00K005 | Flanders | 70 m² | 1 · 65 m² | 7.1 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
29-01-2026 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": null,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2025-09-22",
"evidence_quote": "Neerlegging in het vennootschapsdossier van het gegeven dat alle aandelen in \u00E9\u00E9n hand zijn verenigd, evenals de identiteit van de enige aandeelhouder.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "1017.727.562",
"name_full": "RENOVATIE J \u0026 M",
"legal_form": "BV"
}
}24-12-2024 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2610 Wilrijk, Overwinningstraat 3",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "SMEULDERS Jordy",
"niss": null,
"address": "2610 Antwerpen-Wilrijk, Overwinningsstraat 3"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "SMEULDERS Jordy",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "RAHMOUNI Mohamed",
"niss": null,
"address": "2170 Antwerpen-Merksem, Kruisbekestraat 21 bus 101"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "RAHMOUNI Mohamed",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "1017.727.562",
"name_full": "Renovatie J\u0026M",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2024-12-18",
"post_incorporation_mandates": []
}| Legal nameNL | Renovatie J&M |