RENOVASTYL
ActiveRENOVASTYL has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €324k and a net result of €24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 77% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency93▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 7.34 in 2024; short-term debt: 31% and cash: 55.1% of total assets), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €324k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
111 d late
2023
16 d early
2022
19 d late
2021
17 d late
2020
19 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€324k▲ 7.9%
2024 · €300k
2018: €63k
2019: €43k
2020: €61k
2021: €22k
2022: €44k
2023: €138k
2024: €300k
2018 → 2025
Total assets
€476k▲ 30.8%
2024 · €364k
2018: €116k
2019: €98k
2020: €78k
2021: €74k
2022: €119k
2023: €218k
2024: €364k
2018 → 2025
Net result
€24k▼ 85.4%
2024 · €162k
2018: €-17k
2019: €-21k
2020: €18k
2021: €-39k
2022: €22k
2023: €94k
2024: €162k
2018 → 2025
Working capital
€296k▲ 8.4%
2024 · €273k
2018: €36k
2019: €24k
2020: €45k
2021: €9k
2022: €19k
2023: €109k
2024: €273k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€44k▲ 101%€138k▲ 216%€300k▲ 118%€324k▲ 7.9%
Operating result€-39k-€22k€112k▲ 416%€215k▲ 92.0%€29k▼ 86.4%
Net result€-39k-€22k€94k▲ 331%€162k▲ 72.3%€24k▼ 85.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €476k
Fixed assets
€33k▼ 31.4%
Current assets
€443k▲ 40.2%
Equity and liabilities €476k
Equity
€324k▲ 7.9%
Debt
€152k▲ 139%
The debt ratio rises from 17.5% to 32.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k▼
2024 · €239k
Cash flow
€45k▼
2024 · €186k
Solvency
68.0%▼
2024 · 82.5%
Current ratio
3.01▼
2024 · 7.34
Quick ratio
2.75▼
2024 · 6.96
Debt / equity
0.47▲
2024 · 0.21
ROE
7.3%▼
2024 · 54.1%
ROA
5.0%▼
2024 · 44.6%
Interest coverage
37.20▼
2024 · 136.59
Debt
€152k▲
2024 · €64k
Debt ≤ 1 year
€147k▲
2024 · €43k
Debt > 1 year
€5k▼
2024 · €20k
Income taxes
€7k▼
2024 · €55k
Staff costs
€448k▲
2024 · €447k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€364k€476k▲
Fixed assets21/28€47k€33k▼
Intangible fixed assets21-€8k
Tangible fixed assets22/27€46k€23k▼
Furniture and vehicles24€9k€5k▼
Leasing and similar rights25€37k€15k▼
Other tangible fixed assets26-€3k
Financial fixed assets28€2k€2k=
Current assets29/58€316k€443k▲
Stocks and contracts in progress3€16k€38k▲
Stocks30/36€16k€38k▲
Amounts receivable within one year40/41€38k€141k▲
Trade receivables40€37k€43k▲
Other amounts receivable41€908€98k▲
Cash at bank and in hand54/58€262k€262k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€364k€476k▲
Equity10/15€300k€324k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€10k€10k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€272k€295k▲
Amounts payable17/49€64k€152k▲
Amounts payable after more than one year17€20k€5k▼
Financial debts170/4€20k€5k▼
Amounts payable within one year42/48€43k€147k▲
Current portion of amounts payable after more than one year42€19k€13k▼
Trade debts44€4k€24k▲
Suppliers440/4€4k€24k▲
Advances received on contracts in progress46-€111k
Taxes, remuneration and social security45€20k€61▼
Taxes450/3€15k€61▼
Remuneration and social security454/9€4k-
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€447k€448k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€21k▼
Other operating charges640/8€2k€7k▲
Non-recurring operating charges66A€300-
Gross operating margin9900€689k€505k▼
Operating profit (loss)9901€215k€29k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€217k€31k▼
Income taxes67/77€55k€7k▼
Profit (loss) for the period9904€162k€24k▼
Profit (loss) for the period to be appropriated9905€162k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€272k€295k▲
Profit (loss) brought forward from the previous period14P€109k€272k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
19-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 111 days late
2024
31-12
Financial
Highest result since 2018net €162k ▲72.3%
Operating result €215k, net result €162k, both a record.
31-12
Financial
Equity above €200kEq €300k ▲118%
3 profitable years in a row build equity to €300k.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.70
Current ratio from 1.57 to 3.70.
31-12
Financial
Equity above €100kEq €138k ▲216%
2 profitable years in a row build equity to €138k.
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
2022
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Weakest financial yearnet €-39k ▼319%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 3.85
Current ratio from 1.49 to 3.85; short-term debt falls from €49k to €16k.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoornstraat 1911040 EtterbeekGround area
1,621 m²
Building footprint
149 m²
Volume, LiDAR
2,550 m³
2 parcels, Brussels · tallest building 23.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Renovastyl
since 20062.152.622.911
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0041/00N000 | Brussels | 1,451 m² | - | - |
| 21005A0358/00Z000 | Brussels | 169 m² | 1 · 149 m² | 23.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Boveco
BE 0405.391.704
Deerlijk · Eq €324k
TECHNICBOUW
BE 0822.944.238
Gent · Eq €323k
MORI CONSTRUCT
BE 0679.595.361
Koekelberg · Eq €325k
Wim Aerts
BE 0537.953.684
Westerlo · Eq €323k
GRYSPEERT SCHILDERWERKEN EN DECORATIE
BE 0466.855.852
Knokke-Heist · Eq €322k
Of 7,864 companies in sector 43341 we hold annual accounts for 2,662. 1,783 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2006
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43990Other specialised construction activities
43999Specialised construction activities
45250
45441
43320Joinery installation
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.