A.S.M.S.
ActiveA.S.M.S. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315k and a net result of €111k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 64% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+18
Solvency84▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 4.78 in 2024; short-term debt: 40.7% and cash: 27.5% of total assets), and 40.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
20.9%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
4 d late
2023
16 d early
2022
1 d late
2021
1 d late
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Name match with a sanctions list
1 entryS M A
A name match is not a finding that this company itself is on the list; check the entry at the source.
Financials · fiscal year 2025, micro schema
Equity
€315k▼ 9.8%
2024 · €349k
2019: €222k
2020: €363k
2021: €310k
2022: €318k
2023: €320k
2024: €349k
2019 → 2025
Total assets
€530k▲ 23.1%
2024 · €431k
2019: €418k
2020: €527k
2021: €610k
2022: €573k
2023: €546k
2024: €431k
2019 → 2025
Net result
€111k▲ 284%
2024 · €29k
2019: €-52k
2020: €141k
2021: €97k
2022: €108k
2023: €122k
2024: €29k
2019 → 2025
Working capital
€241k▼ 9.1%
2024 · €265k
2019: €180k
2020: €321k
2021: €234k
2022: €245k
2023: €233k
2024: €265k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€310k-€318k▲ 2.6%€320k▲ 0.5%€349k▲ 9.0%€315k▼ 9.8%
Operating result€123k-€143k▲ 16.2%€152k▲ 5.7%€39k▼ 74.0%€144k▲ 265%
Net result€97k-€108k▲ 11.5%€122k▲ 12.6%€29k▼ 76.3%€111k▲ 284%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 265% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €530k
Fixed assets
€74k▼ 23.0%
Current assets
€457k▲ 36.2%
Equity and liabilities €530k
Equity
€315k▼ 9.8%
Debt
€216k▲ 162%
The debt ratio rises from 19.1% to 40.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€169k▲
2024 · €65k
Cash flow
€136k▲
2024 · €55k
Solvency
59.3%▼
2024 · 80.9%
Current ratio
2.12▼
2024 · 4.78
Quick ratio
2.12▼
2024 · 4.78
Debt / equity
0.69▲
2024 · 0.24
ROE
35.3%▲
2024 · 8.3%
ROA
20.9%▲
2024 · 6.7%
Interest coverage
145.57▲
2024 · 34.27
Debt
€216k▲
2024 · €82k
Debt ≤ 1 year
€216k▲
2024 · €70k
Income taxes
€33k▲
2024 · €9k
Staff costs
€238k▼
2024 · €240k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€431k€530k▲
Fixed assets21/28€96k€74k▼
Intangible fixed assets21€74k€62k▼
Tangible fixed assets22/27€22k€12k▼
Land and buildings22€475€0▼
Plant, machinery and equipment23€16k€9k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€335k€457k▲
Amounts receivable within one year40/41€217k€305k▲
Trade receivables40€138k€251k▲
Other amounts receivable41€79k€54k▼
Cash at bank and in hand54/58€108k€146k▲
Deferred charges and accrued income490/1€10k€6k▼
Equity and liabilities
Total equity and liabilities10/49€431k€530k▲
Equity10/15€349k€315k▼
Contributions10/11€19k€19k=
Reserves13€345k€345k=
Distributable reserves133€345k€345k=
Profit (loss) carried forward14€-15k€-49k▼
Amounts payable17/49€82k€216k▲
Amounts payable after more than one year17€12k-
Financial debts170/4€12k-
Amounts payable within one year42/48€70k€216k▲
Current portion of amounts payable after more than one year42€21k€12k▼
Trade debts44€19k€48k▲
Suppliers440/4€19k€48k▲
Taxes, remuneration and social security45€30k€11k▼
Taxes450/3€3k€5k▲
Remuneration and social security454/9€27k€5k▼
Other amounts payable47/48-€145k
Income statement
Code20242025
Remuneration, social security and pensions62€240k€238k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€25k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€310k€411k▲
Operating profit (loss)9901€39k€144k▲
Financial income75/76B€560€1k▲
Recurring financial income75€0€11▲
Non-recurring financial income76B€560€1k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€38k€144k▲
Income taxes67/77€9k€33k▲
Profit (loss) for the period9904€29k€111k▲
Profit (loss) for the period to be appropriated9905€29k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€96k▲
Profit (loss) brought forward from the previous period14P€-44k€-15k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€2k-
To other reserves6921€2k-
Profit to be distributed694/7-€145k
Return on contributions (dividend)694-€145k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Liquidity doublescurrent ratio 4.78
Current ratio from 2.21 to 4.78; short-term debt falls from €193k to €70k.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €141k
Net result €141k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 6.18
Current ratio from 3.08 to 6.18; short-term debt falls from €87k to €62k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Heydelaan 72100 AntwerpenGround area
566 m²
Building footprint
136 m²
Volume, LiDAR
1,869 m³
Parcel 11343A0598/00X035, Flanders · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Ter Heydelaan 7, 2100 Antwerpen
since 20012.100.380.986
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0598/00X035 | Flanders | 566 m² | 1 · 136 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,269 EUR awarded · 1,269 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,269 EUR | 1,269 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,866 companies in sector 43341 we hold annual accounts for 2,664. 1,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2001
Fiscal year end30-06
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.