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Complete company report
Generated 07-08-2026
Active BE 0751.860.856Private limited company

RENOVA DECO

Avenue Joseph Abras(BL) 24 ·5001 Namur, Belgium· 6 yrs active
Sector: Specialised construction (43350)
Conclusion Checked

The computed 12-month bankruptcy probability of RENOVA DECO is 4.8% (elevated). The 2020 annual accounts show equity of €32k and a net result of €31k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €32k
Net result €31k
Active 6 yrs
Board 1
Snowflake analysis 5 axes · computed by Checked
Health85Profitability100Solvency100Growth50Stability85
84 / 100

Exceptional profile, strong across almost every axis.

Health 85
Profitability 100
Solvency 100
Growth 50
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
4.8% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2020 · computed
85 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 20-08-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2020
Revenue-
EBITDA€39k
Net profit€31k
Cash flow€31k
Staff costs-
Income taxes€8k
Dividends€800
Total assets€65k
Equity€32k
Debt€32k
of which ≤ 1y€25k
of which > 1y€8k
Working capital€28k
Employees (FTE)-
Ratios (computed)
2020
Current ratio2.13
Quick ratio2.13
Working capital ratio43.2%
Solvency49.8%
Debt / equity0.24
Long-term debt ratio0.24
Interest coverage-
Gross margin-
Net margin-
ROA47.9%
ROE96.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2020
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2020
Balance sheet, Assets
TOTAL ASSETS 20/58€65k
Fixed assets 21/28€12k
Tangible fixed assets 22/27€12k
Current assets 29/58€53k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€33k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€65k
Equity 10/15€32k
Accumulated profits (losses) 14€30k
Amounts payable 17/49€32k
Amounts payable after one year 17€8k
Amounts payable within one year 42/48€25k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€39k
Operating result 9901€39k
Financial income 75€1
Financial charges 65€0
Result before taxes 9903€39k
Income taxes 67/77€8k
Net result for the period 9904€31k
Result to be appropriated 9905€31k
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • ZAATOUT Osama
    Director
    State Gazette act 23015527 (01-02-2023)
    Current
    30-09-2022 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Specialised construction(43350)
Legal form Private limited company(610)
Incorporation06-08-2020
StatusActive
Postal code5001
Establishment units 1 location
RENOVA DECO
Avenue Joseph Abras(BL) 24, 5001 NamurBouwrijp maken van terreinen
since 20202.305.619.823
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92010C0097/00V000 Wallonia 108 m² 1 · 127 m² 10.4 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
20-03-2026
State Gazette act Resignations & appointments
General meeting · Director resignation
2025
20-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
22-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
29-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
01-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
16-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgisch Staatsblad, acts 5 acts
Address history · 1
26-09-2025
v3.2
All acts · 5 updated 4 months ago
2026
20-03-2026 ZAATOUT Osama resigns as director Director changes
  • ZAATOUT Osama, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": "97.06.09-159.01",
        "name": "ZAATOUT Osama",
        "address": "6200 Bouffioulx, Rue Adolphe Chif 59",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2026-02-25",
      "evidence_quote": "L\u0027Assembl\u00E9e prend acte de la d\u00E9mission aux fonctions d\u0027administrateur de Monsieur ZAATOUT Osama (NN 97.06.09-159.01), demeurant \u00E0 6200 Bouffioulx, Rue Adolphe Chif 59. Sa d\u00E9mission prend effet ce jour, le 25 f\u00E9vrier 2026.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Li\u00E8ge",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2026-03-20",
    "filing_date": "2026-03-10",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2026-02-25",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0751.860.856",
    "name_full": "RENOVA DECO",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2025
26-09-2025 Registered office moved within Namur Registered-office change
  • Rue Saintraint 1, Namur → Avenue Joseph Abras 24, 5001 Namur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Namur",
        "region": null,
        "street": "Avenue Joseph Abras",
        "country": "BE",
        "postcode": "5001",
        "box_number": null,
        "street_number": "24"
      },
      "old_address": {
        "city": "Namur",
        "region": null,
        "street": "Rue Saintraint",
        "country": "BE",
        "postcode": null,
        "box_number": "5000",
        "street_number": "1"
      },
      "effective_date": "2025-09-01",
      "evidence_quote": "L\u0027Assembl\u00E9e approuve le transfert du si\u00E8ge social \u00E0 l\u0027adresse suivante: Avenue Joseph Abras, 24 \u00E1 5001 Namur, \u00E0 dater de ce jour, le 01 septembre 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0751.860.856",
    "name_full": "RENOVA DECO",
    "legal_form": "SRL"
  }
}
2023
08-06-2023 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: Other address change
Technical details 
{
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-06-08",
    "filing_date": "2023-05-30",
    "act_kind_objet": "Extrait de l\u0027acte de transfert de si\u00E8ge social"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-04-03",
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "other_address_change",
  "other_address": {
    "action": "modified",
    "purpose": "statutaire_zetel",
    "address_new": "Rue Saintraint, 1 \u00E0 5000 Namur",
    "address_old": "Ilue Amtoine Nelis 203, 5001 Belgrade",
    "effective_date": "2023-04-03",
    "effective_date_is_approximate": false
  },
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0751.860.856",
    "name_full": "RENOVA DECO",
    "legal_form": "SRL"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": true,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
01-02-2023 ZAATOUT Osama appointed as director Director changes
  • ZAATOUT Osama, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "ZAATOUT Osama",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2022-09-30",
      "evidence_quote": "L\u0027Assembl\u00E9e nomme aux fonctions d\u0027administrateur, Monsieur ZAATOUT Osama, demeurant \u00E0 6200 Bouffioulx, Rue Adolphe Chif 59. Son mandat prend cours r\u00E9troactivement, le 30 septembre 2022 pour une dur\u00E9e illimit\u00E9e."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0751.860.856",
    "name_full": "RENOVA DECO",
    "legal_form": "SRL"
  }
}
2020
10-08-2020 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "5001 Namur (Belgrade), rue Antoine N\u00E9lis, 203",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1976-04-15",
        "name": "ZAATOUT Mimoun",
        "niss": null,
        "address": "5001 Namur (Belgrade), rue Antoine N\u00E9lis, 203"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "ZAATOUT Mimoun",
      "is_subscriber_only": true,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2000,
  "subject_company": {
    "kbo": "0751.860.856",
    "name_full": "RENOVA DECO",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2020-07-31",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Schilderen van gebouwen43341Schilderen van gebouwen43341Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995
Primary activity highlighted.
Names & trade names
Legal nameFR RENOVA DECO
Registered office
Avenue Joseph Abras(BL) 24
5001 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative