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K&S DESIGN

Active
Private limited companyfounded 2022active for 4 yearsKelsbeek 65, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0782.217.205
Summary

The computed 12-month bankruptcy probability of K&S DESIGN is 6.2% (elevated). The 2024 annual accounts show equity of €7,377 and a net result of €5,894. Equity has been growing by about 241% per year since 2022. Its solvency ranks better than 21% of 35,969 sector peers (NACE 43, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 15-02-2022 Normal situation
Activity
Other building finishing work NACE 43350and 1 other
Establishment unit
2.332.474.272 3870 Heers, since 15-02-2022
Financial year end
31 December
Peppol
Reachable since 09-10-2025

Financial position

38 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.2%
Annual accounts 2024
Gross margin
€14,481
▼ 10.1%
Turnover
≈ €140,000
estimated
Profit
€5,894
▲ 373%
Equity
€7,377
▲ 398%
Total assets
€37,923
▲ 34.3%
  • 2025 accounts not filed, 94 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 30-07-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 0.91, cash €21,010Show the evidence

Checked score

Score 2024
38 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 61% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2023
Strong
Solvency 44+14
equity 19.5% of total assets
Liquidity 56+12
short-term debt 80.5% · cash 55.4%
Profitability 88+14
return on assets 15.5%
Bankruptcy probability within 12 months
6.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.8%▼ -0.1 percentage points vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.9%▲ +0.1 percentage points vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 2.0%▲ +0.1 percentage points vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 1.5%▼ -0.5 percentage points vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 1.3%▼ -0.2 percentage points vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.2%▼ -0.1 percentage points vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026lowest value 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.3%▲ +0.1 percentage points vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.5 percentage points vs 07-2026 09-2026: 2.0%▲ +0.2 percentage points vs 08-2026 10-2026: 6.2%▲ +4.2 percentage points vs 09-2026highest value 11-2026: 6.2%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.91 (0.5 in 2023), below 1. Short-term debt is 80.5% and cash 55.4% of total assets. 80.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 21% of them on solvency, 52% on liquidity, 73% on profitability and 98% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed on 30-07-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; 1 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 0.91, cash €21,010
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 35969 sector peers (2024).
NBB · sector comparison
Position among 35969 sector peers
Solvency
better than 21%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 3 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
1 day early
2023
6 days early
2022
204 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 66 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Less equity than 85% of companies in specialised constructionsector median €58,292 · 35,986 companies €7,377 View

Recent changes

  1. · Gazette deed Registered office moved from Heers to Sint-Truiden
  2. · Gazette deed IncorporationAppointments: PETERS Kim Louisa Marinus (director) and ULENS Sabrina Georges Rita (director)
All 7 events

Comparable companies

These companies have the same main activity as K&S DESIGN: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €30,800 and €43,600, founded between 2021 and 2023.

CompanyTotal assetsGross margin
K&S DESIGN Sint-Truiden€37,923€14,481
KORBUD Mortsel€37,098€14,753
GID CONSTRUCTION Eupen€34,594€12,870
AB WORKS CONCEPT Anderlecht€43,593€13,043
Forwarding Team Niel€39,949€16,758
BOUWONDERNEMING STEVENS Sint-Truiden€38,234€21,047
SK KLUSJESDIENST Tongeren-Borgloon€30,798€15,065
Full comparison

Key facts about K&S DESIGN

What is the company number of K&S DESIGN?
The company number of K&S DESIGN is 0782.217.205. The VAT number is the same number with BE in front: BE 0782.217.205.
Where is K&S DESIGN based?
The registered office is at Kelsbeek 65, 3800 Sint-Truiden.Company details
What does K&S DESIGN do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of K&S DESIGN?
The legal form of K&S DESIGN is Private limited company (BV).
When was K&S DESIGN founded?
K&S DESIGN was founded on 15-02-2022.
Is K&S DESIGN still active?
Yes, K&S DESIGN is an active enterprise in the KBO register.
What is the turnover of K&S DESIGN?
The turnover in financial year 2024 is ≈ €140,000. This figure is estimated from the gross margin of €14,481 and 38 comparable companies (NACE 43350). It probably lies between €85,000 and €290,000. It is a rough estimate.Financials
Is K&S DESIGN profitable?
In financial year 2024, K&S DESIGN made a profit of €5,894.
Where can I find the annual accounts of K&S DESIGN?
K&S DESIGN filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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