RENOV PRO CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of RENOV PRO CONSTRUCT is 1.7% (moderate). The 2025 annual accounts show equity of €19k and a net result of €23k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 7500 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+10
Solvency60▲+22
Growth85=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.03 in 2024; short-term debt: 47% and cash: 7% of total assets), but 65.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
41.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
17 d late
2024
20 d late
2023
31 d late
2022
32 d late
2021
31 d late
2020
61 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Turnover
€488k▼ 9.2%
2021 · €538k
EBIT margin
0.7%▼ 7.8pp
2021 · 8.6%
Net result
€23k▲ 7.6%
2024 · €21k
Working capital
€13k▲ 549%
2024 · €2k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€538k▲ 69.0%€488k▼ 9.2%
Operating result€46k▲ 713%€3k▼ 92.5%€62k▲ 1,690%€37k▼ 40.5%€34k▼ 9.0%
Net result€36k▲ 851%€1k▼ 97.2%€47k▲ 4,516%€21k▼ 54.5%€23k▲ 7.6%
EBIT margin8.6%▲ 6.8pp0.7%▼ 7.8pp
Equity€52k▲ 512%€53k▲ 1.9%€29k▼ 46.6%€16k▼ 43.7%€19k▲ 17.6%
Total assets€74k▲ 99.7%€147k▲ 100%€170k▲ 15.4%€124k▼ 27.4%€55k▼ 55.8%
Debt€21k▼ 24.9%€94k▲ 343%€142k▲ 50.6%€107k▼ 24.1%€36k▼ 66.8%
Working capital€33k▲ 288%€19k▼ 42.6%€-21k€2k€13k▲ 549%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€16k ▼ 70.0%
Current assets
€39k ▼ 45.6%
Equity and liabilities €55k
Equity
€19k ▲ 17.6%
Debt
€36k ▼ 66.8%
Debt's share of the balance-sheet total falls from 87.0% to 65.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2024 · €77k
Cash flow
€35k▼
2024 · €61k
Current ratio
1.52▲
2024 · 1.03
Debt to equity
1.89▼
2024 · 6.69
ROE
120.9%▼
2024 · 132.1%
ROA
41.8%▲
2024 · 17.2%
Interest coverage
11.21▼
2024 · 21.34
Debt ≤ 1 year
€26k▼
2024 · €70k
Debt > 1 year
€10k▼
2024 · €38k
Income taxes
€8k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €538k | €488k | - | - | - | - |
| Non-recurring operating income76A | - | - | €300 | €3k | €3k | ▼ 20.1% |
| Goods, raw materials, services and sundry goods60/61 | €496k | €467k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €17k | €20k | €39k | €12k | ▼ 68.7% |
| Other operating charges640/8 | €3k | €3k | €8k | €2k | €4k | ▲ 144% |
| Non-recurring operating charges66A | - | - | - | €2k | €0 | ▼ 100% |
| Gross operating margin9900 | €52k | €24k | €90k | €81k | €50k | ▼ 37.4% |
| Operating profit (loss)9901 | €46k | €3k | €62k | €37k | €34k | ▼ 9.0% |
| Financial income75/76B | €252 | €5 | €3k | €652 | €859 | ▲ 31.8% |
| Recurring financial income75 | €252 | €5 | €3k | €652 | €859 | ▲ 31.8% |
| Financial charges65/66B | €1k | €742 | €2k | €4k | €4k | ▲ 14.6% |
| Recurring financial charges65 | €1k | €742 | €2k | €4k | €4k | ▲ 14.6% |
| Profit (loss) for the period before taxes9903 | €45k | €3k | €63k | €34k | €30k | ▼ 10.7% |
| Income taxes67/77 | €9k | €2k | €16k | €13k | €8k | ▼ 40.8% |
| Profit (loss) for the period9904 | €36k | €1k | €47k | €21k | €23k | ▲ 7.6% |
| Profit (loss) for the period to be appropriated9905 | €36k | €1k | €47k | €21k | €23k | ▲ 7.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €74k | €147k | €170k | €124k | €55k | ▼ 55.8% |
| Fixed assets21/28 | €19k | €34k | €81k | €52k | €16k | ▼ 70.0% |
| Tangible fixed assets22/27 | €19k | €34k | €81k | €52k | €16k | ▼ 70.0% |
| Plant, machinery and equipment23 | €2k | €1k | €2k | €1k | €767 | ▼ 45.0% |
| Furniture and vehicles24 | €18k | €33k | €79k | €50k | €15k | ▼ 70.7% |
| Current assets29/58 | €54k | €113k | €89k | €72k | €39k | ▼ 45.6% |
| Amounts receivable within one year40/41 | €29k | €103k | €71k | €47k | €26k | ▼ 43.9% |
| Trade receivables40 | €19k | €87k | €54k | €33k | €0 | ▼ 100% |
| Other amounts receivable41 | €10k | €16k | €18k | €14k | €26k | ▲ 92.6% |
| Current investments50/53 | - | - | - | €7k | €7k | = |
| Cash at bank and in hand54/58 | €24k | €8k | €16k | €15k | €4k | ▼ 75.0% |
| Deferred charges and accrued income490/1 | €1k | €2k | €2k | €2k | €1k | ▼ 22.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €74k | €147k | €170k | €124k | €55k | ▼ 55.8% |
| Equity10/15 | €52k | €53k | €29k | €16k | €19k | ▲ 17.6% |
| Contributions10/11 | €14k | €14k | €14k | €14k | €14k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €36k | €37k | €12k | €0 | €3k | - |
| Amounts payable17/49 | €21k | €94k | €142k | €107k | €36k | ▼ 66.8% |
| Amounts payable after more than one year17 | - | - | €31k | €38k | €10k | ▼ 73.4% |
| Financial debts170/4 | - | - | €31k | €38k | €10k | ▼ 73.4% |
| Amounts payable within one year42/48 | €21k | €94k | €111k | €70k | €26k | ▼ 63.2% |
| Current portion of amounts payable after more than one year42 | - | - | €7k | €11k | €3k | ▼ 70.4% |
| Trade debts44 | €11k | €71k | €27k | €5k | €9k | ▲ 69.1% |
| Suppliers440/4 | €11k | €71k | €27k | €5k | €9k | ▲ 69.1% |
| Taxes, remuneration and social security45 | €10k | €20k | €37k | €39k | €14k | ▼ 65.1% |
| Taxes450/3 | €10k | €11k | €37k | €39k | €14k | ▼ 65.1% |
| Remuneration and social security454/9 | - | €9k | €0 | - | - | - |
| Other amounts payable47/48 | - | €4k | €39k | €15k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36k | €1k | €47k | €21k | €23k | ▲ 7.6% |
| + Depreciation and write-downs630 | €2k | €17k | €20k | €39k | €12k | ▼ 68.7% |
| Operating cash flow (approximation) | €38k | €18k | €66k | €61k | €35k | ▼ 42.1% |
| Investment in fixed assets (approximation) | - | €-32k | €-66k | €-11k | €24k | ▲ 326% |
| Change in cash | - | €-16k | €8k | €-966 | €-12k | ▼ 1,096% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2019net €47k ▲4,516%
Operating result €62k, net result €47k, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2019
Ground area
309 m²
Building footprint
107 m²
Volume, LiDAR
695 m³
Parcel 23643G0272/00B000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
RENOV PRO CONSTRUCT
since 20192.287.980.669
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23643G0272/00B000 | Flanders | 308 m² | 1 · 107 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 11,392 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43350Other building finishing work
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.