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RENOV'HOME CONCEPT

Active
Private limited companyfounded 2008active for 18 yearsChaussée de Charleroi(Jod.) 478, 1370 Jodoigne, BelgiumKBO/BCE: BE 0899.752.501

From the official registers: KBO 17 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of RENOV'HOME CONCEPT is 1.5% (moderate). The 2024 annual accounts show equity of €382,806 and a net result of €26,153. Equity has been growing by about 16% per year since 2018. Its solvency ranks better than 39% of 3,536 sector peers (NACE 43, financial year 2024). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 12-08-2008 Normal situation
Activity
Other specialised construction activities NACE 43990and 5 others
Establishment unit
2.172.599.763 1370 Jodoigne, since 12-08-2008
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2024
Gross margin
€896,263
▲ 8.5%
Turnover
≈ €2.7m
estimated
Profit
€26,153
▼ 47.8%
Equity
€382,806
▲ 0.6%
Total assets
€1.2m
▲ 5.7%
Staff
13 FTE
▼ 1.5%
2025 accounts not filed, 93 days past the deadline
Filed on 19-10-2025PDF
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 22-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 80 days late; 3 of the last 3 accounts latelowers riskFounded in 2008Liquidity: current ratio 1.63, cash €230,843Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 48% of small companies in specialised construction (NACE 43)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2023
Strong
Solvency 58-1
equity 32.8% of total assets
Liquidity 56-3
short-term debt 39.2% · cash 19.8%
Profitability 72-2
return on assets 2.2%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,649 companies, NACE 43, small)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025lowest value 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.1%▲ +0.3 percentage points vs 09-2025 11-2025: 0.6%▼ -0.5 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.5%▼ -0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026 10-2026: 1.5%▲ +0.3 percentage points vs 09-2026highest value
Credit of up to €21,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 1.63 (1.72 in 2023), above the usual 1.5. Short-term debt is 39.2% and cash 19.8% of total assets. However, 67.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 42% of them on solvency, 71% on liquidity, 46% on profitability and 33% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 22-10-2025)
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.63, cash €230,843
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 80 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
raises risk · 2024 accounts filed 80 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-10-2025, 80 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
80 days late
2023
91 days late
2022
59 days late
2021
138 days late
2020
61 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 82 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 9th fastest staff growth in Jodoignein the Checked rankings No. 9 View
  • Positive: 7 profitable years in a rowprofit 2024: €26,153 7 years View

Comparable companies

These companies have the same main activity as RENOV'HOME CONCEPT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €911,000 and €1.4m, founded between 2006 and 2010.

CompanyTotal assetsGross margin
RENOV'HOME CONCEPT Jodoigne€1.2m€0.9m
DEBOODT K & D Kortemark€1.4m€1.0m
BSL RENOVATION Thimister-Clermont€1.4m€0.9m
TRANSAUB Tournai€1.2m€0.9m
ALGEMENE BOUWWERKEN DE BECK Mechelen€0.9m€0.8m
PARYDEL Waregem€1.3m€0.9m
ASL Build Grobbendonk€1.2m€0.8m
Full comparison

Documents

Annual accounts at the NBB

All 17 annual accounts

Articles and registers

Key facts about RENOV'HOME CONCEPT

What is the company number of RENOV'HOME CONCEPT?
The company number of RENOV'HOME CONCEPT is 0899.752.501. The VAT number is the same number with BE in front: BE 0899.752.501.
Where is RENOV'HOME CONCEPT based?
The registered office is at Chaussée de Charleroi(Jod.) 478, 1370 Jodoigne.Company details
What does RENOV'HOME CONCEPT do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of RENOV'HOME CONCEPT?
The legal form of RENOV'HOME CONCEPT is Private limited company (BV).
When was RENOV'HOME CONCEPT founded?
RENOV'HOME CONCEPT was founded on 12-08-2008.
Is RENOV'HOME CONCEPT still active?
Yes, RENOV'HOME CONCEPT is an active enterprise in the KBO register.
How many employees does RENOV'HOME CONCEPT have?
RENOV'HOME CONCEPT had an average of 13 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of RENOV'HOME CONCEPT?
The turnover in financial year 2024 is ≈ €2.7m. This figure is estimated from the gross margin of €896,263 and 34 comparable companies (NACE 43990). It probably lies between €1.7m and €3.7m.
Is RENOV'HOME CONCEPT profitable?
In financial year 2024, RENOV'HOME CONCEPT made a profit of €26,153.
Where can I find the annual accounts of RENOV'HOME CONCEPT?
RENOV'HOME CONCEPT filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)

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