PARYDEL
ActivePARYDEL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €310k and a net result of €4k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-12
Solvency47▲+8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.49 in 2024), but 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.1%
Return on assets
0.3%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d early
2021
104 d late
2020
30 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€310k▲ 1.3%
2024 · €307k
2018: €18k
2019: €81k
2020: €153k
2021: €242k
2022: €276k
2023: €295k
2024: €307k
2018 → 2025
Total assets
€1.29M▼ 10.3%
2024 · €1.43M
2018: €520k
2019: €539k
2020: €671k
2021: €796k
2022: €1.10M
2023: €1.16M
2024: €1.43M
2018 → 2025
Net result
€4k▼ 65.6%
2024 · €11k
2018: €10k
2019: €69k
2020: €72k
2021: €90k
2022: €34k
2023: €19k
2024: €11k
2018 → 2025
Working capital
€364k▼ 7.3%
2024 · €393k
2018: €193k
2019: €20k
2020: €116k
2021: €192k
2022: €205k
2023: €185k
2024: €393k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€242k-€276k▲ 14.1%€295k▲ 6.9%€307k▲ 3.8%€310k▲ 1.3%
Operating result€137k-€51k▼ 63.0%€39k▼ 23.2%€58k▲ 48.8%€39k▼ 32.9%
Net result€90k-€34k▼ 61.9%€19k▼ 44.1%€11k▼ 41.0%€4k▼ 65.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.29M
Fixed assets
€242k▲ 0.3%
Current assets
€1.04M▼ 12.4%
Equity and liabilities €1.29M
Equity
€310k▲ 1.3%
Debt
€976k▼ 13.5%
The debt ratio falls from 78.6% to 75.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€127k▼
2024 · €154k
Cash flow
€92k▼
2024 · €108k
Solvency
24.1%▲
2024 · 21.4%
Current ratio
1.54▲
2024 · 1.49
Quick ratio
0.63▼
2024 · 0.68
Debt / equity
3.14▼
2024 · 3.68
ROE
1.2%▼
2024 · 3.7%
ROA
0.3%▼
2024 · 0.8%
Interest coverage
4.34▼
2024 · 4.62
Debt
€976k▼
2024 · €1.13M
Debt ≤ 1 year
€680k▼
2024 · €800k
Debt > 1 year
€295k▼
2024 · €327k
Income taxes
€7k▼
2024 · €14k
Staff costs
€774k▲
2024 · €665k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.43M€1.29M▼
Fixed assets21/28€241k€242k▲
Intangible fixed assets21-€16k
Tangible fixed assets22/27€241k€226k▼
Plant, machinery and equipment23€51k€45k▼
Furniture and vehicles24€116k€92k▼
Leasing and similar rights25€74k€89k▲
Current assets29/58€1.19M€1.04M▼
Stocks and contracts in progress3€646k€615k▼
Stocks30/36€482k€457k▼
Contracts in progress37€165k€158k▼
Amounts receivable within one year40/41€489k€406k▼
Trade receivables40€452k€358k▼
Other amounts receivable41€37k€47k▲
Cash at bank and in hand54/58€49k€20k▼
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.43M€1.29M▼
Equity10/15€307k€310k▲
Contributions10/11€6k€6k=
Reserves13€300k€304k▲
Distributable reserves133€300k€304k▲
Amounts payable17/49€1.13M€976k▼
Amounts payable after more than one year17€327k€295k▼
Financial debts170/4€327k€295k▼
Amounts payable within one year42/48€800k€680k▼
Current portion of amounts payable after more than one year42€69k€57k▼
Financial debts43€136k€250k▲
Credit institutions430/8€136k€250k▲
Trade debts44€452k€290k▼
Suppliers440/4€452k€290k▼
Taxes, remuneration and social security45€144k€82k▼
Taxes450/3€81k€32k▼
Remuneration and social security454/9€63k€50k▼
Other amounts payable47/48-€798
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€864€0▼
Remuneration, social security and pensions62€665k€774k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€96k€88k▼
Other operating charges640/8€7k€11k▲
Gross operating margin9900€827k€913k▲
Operating profit (loss)9901€58k€39k▼
Financial income75/76B€607€1k▲
Recurring financial income75€607€1k▲
Financial charges65/66B€33k€29k▼
Recurring financial charges65€33k€29k▼
Profit (loss) for the period before taxes9903€25k€11k▼
Income taxes67/77€14k€7k▼
Profit (loss) for the period9904€11k€4k▼
Profit (loss) for the period to be appropriated9905€11k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€4k▼
Transfer to equity691/2€11k€4k▼
To other reserves6921€11k€4k▼
Social balance
Average headcount (FTE)90879.410.5▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €4k ▼65.6%
Net result drops to €4k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 104 days late
2021
30-09
Financial
Highest result since 2018net €90k ▲25.1%
Operating result €137k, net result €90k, both a record.
30-09
Financial
Equity above €200kEq €242k ▲58.7%
4 profitable years in a row build equity to €242k.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €150kEq €153k ▲88.3%
3 profitable years in a row build equity to €153k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Windhoek 28790 WaregemGround area
1,428 m²
Building footprint
732 m²
Volume, LiDAR
4,262 m³
Parcel 34040C0229/00K003, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PARYDEL
since 20112.195.421.685
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C0229/00K003 | Flanders | 1,428 m² | 1 · 732 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,224 EUR awarded · 908 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 161 EUR |
| 2024 | 1 | 397 EUR | 236 EUR |
| 2023 | 1 | 827 EUR | 511 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 15,434 companies in sector 43990 we hold annual accounts for 7,355. 5,293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2010
Fiscal year end30-09
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.