RENOV-ACTION
ActiveThe computed 12-month bankruptcy probability of RENOV-ACTION is 4.0% (moderate). The annual accounts of RENOV-ACTION for fiscal year 2024 show a net loss of 74% of total assets and of 74% of the equity at the start of that year. The 2024 annual accounts show equity of €2k and a net result of €-7k. Equity is shrinking by ~26.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 31% of 3549 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
24
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency52▼-48
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63 against 1.77 in 2023; short-term debt: 73.3% and cash: 0.6% of total assets), and 73.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.7%
Return on assets
-74.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
21222324
2021 to 2024 · latest year €-7k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
28 d early
2022
53 d early
2021
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-7k▼ 155%
2023 · €-3k
2021: €5k
2022: €4k
2023: €-3k
2021 → 2024
Working capital
€-2k
2023 · €2k
2021: €8k
2022: €10k
2023: €2k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€8k-€11k▲ 47.1%€9k▼ 22.4%€2k▼ 73.6%
Operating result€6k-€3k▼ 47.9%€-2k€-6k▼ 139%
Net result€5k-€4k▼ 23.6%€-3k€-7k▼ 155%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2024 against €2k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €9k
Fixed assets
€5k▼ 32.0%
Current assets
€4k▼ 7.3%
Equity and liabilities €9k
Equity
€2k▼ 73.6%
Debt
€6k▲ 162%
The debt ratio rises from 21.7% to 73.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2023 · €-831
Cash flow
€-4k▼
2023 · €-1k
Solvency
26.7%▼
2023 · 78.3%
Current ratio
0.63▼
2023 · 1.77
Quick ratio
0.63▼
2023 · 1.77
Debt / equity
2.74▲
2023 · 0.28
ROE
-278.4%▼
2023 · -28.8%
ROA
-74.4%▼
2023 · -22.6%
Interest coverage
-74.51▼
2023 · -3.49
Debt
€6k▲
2023 · €2k
Debt ≤ 1 year
€6k▲
2023 · €2k
Income taxes
€924
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€11k€9k▼
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€138€138=
Current assets29/58€4k€4k▼
Amounts receivable within one year40/41€4k€4k▲
Trade receivables40€0-
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€621€55▼
Equity and liabilities
Total equity and liabilities10/49€11k€9k▼
Equity10/15€9k€2k▼
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Profit (loss) carried forward14€6k€-641▼
Amounts payable17/49€2k€6k▲
Amounts payable within one year42/48€2k€6k▲
Other amounts payable47/48€2k€6k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€569€860▲
Gross operating margin9900€-262€-2k▼
Operating profit (loss)9901€-2k€-6k▼
Financial income75/76B€8€2▼
Recurring financial income75€8€2▼
Financial charges65/66B€238€45▼
Recurring financial charges65€238€45▼
Profit (loss) for the period before taxes9903€-3k€-6k▼
Income taxes67/77-€924
Profit (loss) for the period9904€-3k€-7k▼
Profit (loss) for the period to be appropriated9905€-3k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-641▼
Profit (loss) brought forward from the previous period14P€8k€6k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-03
State Gazette act
Registered office · Capital & shares · Resignations & appointmentsGeneral meeting · Share transfer · Director resignation5 facts ▸
State Gazette act
Registered office · Capital & shares · Resignations & appointments
General meeting · Share transfer · Director resignation5 facts ▸
- General meeting, 19 maart 2026
- Share transfer, ARGANE OUIRJDEL Brahim → SARI Hacer
- Director resignation, ARGANE OUIRJDEL Brahim (bestuurder)
- Director appointment, SARI Hacer (bestuurder)
- Registered-office move, Waterloose Steenweg 200 bus 8, 1640 Sint-Genesius-Rode
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2026
SARI Hacer
CurrentDirector · since 19-03-2026
27-03-2026
ARGANE OUIRJDEL Brahim: Resigned as Director
19-03-2026
SARI Hacer: Appointed as Director
06-01-2026
Mohamed Bentatou: Resigned as Director
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 2461932 ZaventemGround area
9,426 m²
Building footprint
1,922 m²
Volume, LiDAR
61,987 m³
2 parcels, Flanders · tallest building 45.7 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
RENOV-ACTION
since 20212.315.452.752
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0111/00M002 | Flanders | 8,965 m² | 1 · 1,730 m² | 45.7 m · 14 fl. |
| 23078A0472/00L000 | Flanders | 461 m² | 1 · 192 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Transfer of 100 shares from ARGANE OUIRJDEL Brahim to SARI Hacer
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Of 1,365 companies in sector 43110 we hold annual accounts for 632. 110 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2021
Fiscal year end31-12
Activities, NACEBEL
43110Demolition
43211General electrical installation work
43221Plumbing work
43410Roofing work
43990Other specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:bentatou@gmx.com
E-mail:renov-action@gmx.com
Phone:0478348500