LES ARTISANS DU LOFT
ActiveThe annual accounts of LES ARTISANS DU LOFT for fiscal year 2025 show a net loss of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 27787 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency39▼-18
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.16 against 1.47 in 2024; short-term debt: 85.9% and cash: 92.3% of total assets), and 85.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
-37%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27787 sector peers (2025).
NBB · sector comparisonPosition among 27787 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
2 d early
2023
31 d early
2022
23 d late
2021
30 d early
2020
19 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 72.4%
2024 · €9k
2018: €66k
2019: €55k
2020: €19k
2021: €20k
2022: €44k
2023: €-621
2024: €9k
2018 → 2025
Total assets
€17k▼ 37.1%
2024 · €28k
2018: €79k
2019: €67k
2020: €30k
2021: €37k
2022: €51k
2023: €12k
2024: €28k
2018 → 2025
Net result
€-6k
2024 · €9k
2018: €39k
2019: €-11k
2020: €-36k
2021: €2k
2022: €24k
2023: €-45k
2024: €9k
2018 → 2025
Working capital
€2k▼ 72.4%
2024 · €9k
2018: €66k
2019: €55k
2020: €19k
2021: €20k
2022: €44k
2023: €-621
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€44k▲ 117%€-621€9k€2k▼ 72.4%
Operating result€2k-€24k▲ 1,219%€-45k€10k€-5k
Net result€2k-€24k▲ 1,353%€-45k€9k€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €17k
Equity
€2k▼ 72.4%
Debt
€15k▼ 20.3%
The debt ratio rises from 67.8% to 85.9%. Equity and debt are lower.
Key figures and ratios
Solvency
14.1%▼
2024 · 32.2%
Current ratio
1.16▼
2024 · 1.47
Quick ratio
1.16▼
2024 · 1.47
Debt / equity
6.09▲
2024 · 2.11
ROE
-262.5%▼
2024 · 107.0%
ROA
-37.0%▼
2024 · 34.4%
Debt
€15k▼
2024 · €19k
Debt ≤ 1 year
€15k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€17k▼
Current assets29/58€28k€17k▼
Amounts receivable within one year40/41€4k€1k▼
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€22k€16k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€28k€17k▼
Equity10/15€9k€2k▼
Contributions10/11€7k€7k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€197€-6k▼
Amounts payable17/49€19k€15k▼
Amounts payable within one year42/48€19k€15k▼
Trade debts44€14k€8k▼
Suppliers440/4€14k€8k▼
Advances received on contracts in progress46€5k-
Taxes, remuneration and social security45-€7k
Remuneration and social security454/9-€7k
Income statement
Code20242025
Other operating charges640/8€872€529▼
Gross operating margin9900€11k€-5k▼
Operating profit (loss)9901€10k€-5k▼
Financial income75/76B€446€363▼
Recurring financial income75€446€363▼
Financial charges65/66B€603€1k▲
Recurring financial charges65€603€1k▲
Profit (loss) for the period before taxes9903€9k€-6k▼
Profit (loss) for the period9904€9k€-6k▼
Profit (loss) for the period to be appropriated9905€9k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€197€-6k▼
Profit (loss) brought forward from the previous period14P€-9k€197▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-45k ▼288%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 8.08
Current ratio from 2.22 to 8.08; short-term debt falls from €17k to €6k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
20-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2025
IRIMIA Dragos-Ionut: Resigned as Director
30-09-2025
MANEA Ilie: Resigned as Director
31-08-2025
COTIRCI Adrian-Catalin: Resigned as Director
31-12-2024
FILIBIU Andrei: Resigned as Director
30-09-2024
loan-Andrei Azamfirei: Resigned as Director
30-06-2024
Anton Răzvan-Marian: Resigned as Director
31-03-2024
GHEORGHE GRUIA: Resigned as Director
23-12-2023
Furtuna Nori-Alexandru: Resigned as Director
23-12-2023
Robert-Marian Dirnea: Resigned as Director
22-12-2023
STEFAN-RAZVAN AVASILCA: Resigned as Director
30-11-2023
IULIAN ULUBENCO: Resigned as Director
30-06-2023
ALIN CRUCEANU: Resigned as Director
31-12-2022
Radu-Mihail Rusu: Resigned as Director
24-12-2022
Neicu Florian-Emilian: Resigned as Director
24-12-2022
Neicu Paul -Sebastian: Resigned as Director
30-09-2022
Cochilet Ciprian-Robert: Resigned as Director
31-08-2022
MILEA Stefan -Cristian: Resigned as Director
30-06-2022
Petre Tudorel: Resigned as Director
31-03-2021
Serbanescu Marian: Resigned as Director
30-09-2020
Gabriel Petcu: Resigned as Daily management
30-09-2019
Simion Boris: Resigned as Director
30-06-2019
Geambazu Tudorel: Resigned as Director
30-06-2019
Neagu Constantin: Resigned as Director
31-07-2018
Coman Ionel: Resigned as Director
+ 12 not shown in this overview
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 1971400 NivellesGround area
7,577 m²
Building footprint
1,169 m²
Volume, LiDAR
10,184 m³
Parcel 25782C0030/00E002, Wallonia · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LES ARTISANS DU LOFT SCRL
since 20052.150.573.142
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0030/00E002 | Wallonia | 7,577 m² | 1 · 1,169 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JOGA
BE 0845.091.219
Antwerpen · Eq €3k
RENOV-ACTION
BE 0763.748.603
Zaventem · Eq €2k
GVE GRONDWERKEN
BE 0736.335.413
Brakel · Eq €2k
Scheers D. Recycling
BE 0506.917.644
Asse · Eq €3k
ELGO TECHNICS
BE 0802.673.713
Ronse · Eq €3k
Of 1,365 companies in sector 43110 we hold annual accounts for 632. 115 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-2005
Fiscal year end31-12
Activities, NACEBEL
43110Demolition
45111
43120Site preparation
43130Specialised construction activities
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43990Other specialised construction activities
43999Specialised construction activities
45112
45250
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.