Equity
€227,920 ▲ 5.6%
RENOFLEX has made a profit without a break since 2015.
RENOFLEX
Lifetime
14 annual accounts with figures on one time axispeak €108,142 (2018)
€66,931▲ 69.8%
lowest -€6,320 (2014)
€12,122▲ 168%
peak €227,920 (2025)
€227,920▲ 5.6%
€213,889▼ 4.7%
peak 0.6 FTE (2018)
-not published
Board1 name since 2011
-
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €39,425 to €66,931Result from €4,517 to €12,122
Key points
from the 2025 annual accountsFilings
14 annual accounts since 2012
Eight of the last ten came late. The 2019 accounts came latest: 31 days after the end of the period.
Position in the sector
€227,920
More equity than 86% of companies in specialised construction. Sector median €57,716 · 35,168 companies.
Checked score
95
Excellent
Financially stronger than 58% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026highest value
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 10.37, cash €131,396
Equity €227,920 (51.6% of total assets)
Founded in 2011
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 56% of them on solvency, 85% on liquidity, 42% on profitability and 48% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as RENOFLEX has now. Each dot stands for 28 companies, two years later.
95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RENOFLEX itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for RENOFLEX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.37 (13.49 in 2024), above the usual 1.5. Short-term debt is 7.8% and cash 29.7% of total assets. 48.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
12 days early
2023
13 days late
2022
31 days late
2021
30 days late
2020
30 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0835647080
Change of role: JACOBS Serge, from manager to director
“Aanneming van alle vloerwerken, plaatsen van vloer -en wandtegels; De aankoop en verkoop van onroerende…” (deed in Dutch) · Reserve release: €66,000 · Legal-form conversion: to private limited company · General meeting of 25-04-2023 · Gazette deed
Registered office moved from Kontich to Mol
New registered office: Volmolenheide 29: 2400 MOL · Previous registered office: Baanvelden 7, 2550 Kontich · General meeting of 12-11-2019 · Gazette deed
Incorporation
published on 21-04-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RENOFLEX Mol | €441,809 | €66,931 | 51.6% | - |
| PACQUEE DAVE Kalmthout | €379,596 | €67,567 | 83.3% | - |
| ZONE 16 Bertem | €440,650 | €78,944 | 90.1% | - |
| JD TECHNICS Kortrijk | €410,568 | €78,442 | 58.5% | - |
| MINNAERT LUC Sint-Laureins | €416,612 | €64,928 | 56.5% | - |
| MARISSENS Rumst | €348,336 | €68,197 | 41.5% | - |
| NAUWELAERTS DENNIS Puurs-Sint-Amands | €428,882 | €96,848 | 16.4% | - |
These companies have the same main activity as RENOFLEX: plumbing work (NACE 43221). They are comparable in size and age: total assets between €348,000 and €441,000, founded between 2008 and 2011.
Official details
Source: KBO- Status
- Active since 19-04-2011Normal situation
- Activity
- Plumbing workNACE 43221and 4 others
- Establishment unit
- 2.198.929.0282400 Mol, since 19-04-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 09-10-2025
Annual accounts 2025
- ≈ €260,000estimated
- €441,809▲ 0.4%
- ≈ 0.1 FTEestimated
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on RENOFLEX
RENOFLEX files the micro format. That format states no turnover. The gross margin rose from €58,499 in 2012 to €66,931 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RENOFLEX
- What is the company number of RENOFLEX?
- The company number of RENOFLEX is 0835.647.080. The VAT number is the same number with BE in front: BE 0835.647.080.
- Where is RENOFLEX based?
- The registered office is at Volmolenheide 29, 2400 Mol.Company details
- What does RENOFLEX do?
- According to the KBO register, the main activity is plumbing work (NACE 43221).
- What is the legal form of RENOFLEX?
- RENOFLEX is a private limited company (BV).
- When was RENOFLEX founded?
- RENOFLEX was founded on 19-04-2011.
- Is RENOFLEX still active?
- Yes, RENOFLEX is an active enterprise in the KBO register.
- How many employees does RENOFLEX have?
- RENOFLEX had an average of 0.6 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of RENOFLEX?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €66,931 and 105 comparable companies (NACE 432). It probably lies between €190,000 and €380,000.
- Is RENOFLEX profitable?
- In financial year 2025, RENOFLEX made a profit of €12,122.
- Where can I find the annual accounts of RENOFLEX?
- RENOFLEX filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RENOFLEX due?
- RENOFLEX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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