Renoc
Open bankruptcyA bankruptcy procedure is open for Renoc according to publications in the Belgian State Gazette; curator: PHILIPPE-ROBERT SCHREDER.
Summary
The 2022 annual accounts show negative equity (-€171,861) and a net result of -€189,557.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 2 July 2024
- Supervising judge
- Pierre Piraux
- Official Gazette
- 10-07-2024 (pdf) ↗search the document for 2024/128962
Deadlines
- Provisional date payments stopped
- 2 July 2024A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 25 July 2024Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 1 August 2024art. XX.104 and XX.155 CEL
- First verification report
- passed on 29 August 2024Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 2 July 2025Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Philippe-Robert SchrederChaussee De Montigny, 89/A, 6060 Gilly (Charleroi)- . Date provisoire de cessation de paiement : 02/07/2024pr.schreder@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 02-10-2023, 63 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
63 d late
2021
31 d late
2020
10 d late
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 17 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Process a list How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, micro schema
Turnover
€150,359
EBIT margin
-6.0%
Net result
-€189,557
2021 · €12,842
Working capital
-€113,019
2021 · €22,173
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2019202020212022
Turnover€150,359-
Operating result-€9,074--€152▲ 98.3%€14,013-€183,598
Net result-€9,670--€807within the sector's middle half▲ 91.7%€12,842within the sector's middle half-€189,557below the sector's middle half
EBIT margin-6.0%-
Equity-€1,340-€4,853below the sector's middle half€17,696within the sector's middle half▲ 265%-€171,861below the sector's middle half
Total assets€39,652-€17,193below the sector's middle half▼ 56.6%€100,466within the sector's middle half▲ 484%€381,273above the sector's middle half▲ 280%
Debt€40,992-€12,339▼ 69.9%€82,771▲ 571%€553,134▲ 568%
Working capital-€13,172--€3,488below the sector's middle half▲ 73.5%€22,173within the sector's middle half-€113,019below the sector's middle half
Solvency-3.4%-28.2%within the sector's middle half▲ 31.6pp17.6%within the sector's middle half▼ 10.6pp-45.1%below the sector's middle half▼ 62.7pp
Current ratio0.58-0.47below the sector's middle half▼ 0.121.31within the sector's middle half▲ 0.840.57below the sector's middle half▼ 0.74
Return on assets (ROA)-24.4%--4.7%below the sector's middle half▲ 19.7pp12.8%within the sector's middle half▲ 17.5pp-49.7%below the sector's middle half▼ 62.5pp
Staff (FTE)0.6-1below the sector's middle half▲ 66.7%1.5▲ 50.0%6▲ 300%
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2022: a loss of €183,598 after €14,013 in 2021, the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €381,273
Fixed assets
€232,129 ▲ 3,786%
Current assets
€149,143 ▲ 57.8%
Key figures and ratios
EBITDA
-€173,209▼
2021 · €19,967
Cash flow
-€179,168▼
2021 · €18,796
Quick ratio
0.53▼
2021 · 1.29
Debt to equity
-3.22▼
2021 · 4.68
Interest coverage
-29.06▼
2021 · 17.05
Debt ≤ 1 year
€262,162▲
2021 · €72,321
Debt > 1 year
€286,317▲
2021 · €10,450
Staff costs
€362,106▲
2021 · €193,122
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Turnover70 | €150,359 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | €193,122 | €362,106 | ▲ 87.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,202 | €7,202 | €5,954 | €10,389 | ▲ 74.5% |
| Other operating charges640/8 | - | - | €1,371 | €10,419 | ▲ 660% |
| Non-recurring operating charges66A | - | - | €1,588 | - | - |
| Gross operating margin9900 | €6,266 | €34,186 | €216,049 | €199,317 | ▼ 7.7% |
| Operating profit (loss)9901 | -€9,074 | -€152 | €14,013 | -€183,598 | ▼ 1,410% |
| Financial income75/76B | - | - | - | €0 | - |
| Recurring financial income75 | €2 | €72 | - | €0 | - |
| Financial charges65/66B | - | - | €1,171 | €5,960 | ▲ 409% |
| Recurring financial charges65 | €597 | €727 | €1,171 | €5,960 | ▲ 409% |
| Profit (loss) for the period before taxes9903 | -€9,670 | -€807 | €12,842 | -€189,557 | ▼ 1,576% |
| Profit (loss) for the period9904 | -€9,670 | -€807 | €12,842 | -€189,557 | ▼ 1,576% |
| Profit (loss) for the period to be appropriated9905 | -€9,670 | -€807 | €12,842 | -€189,557 | ▼ 1,576% |
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €39,652 | €17,193 | €100,466 | €381,273 | ▲ 280% |
| Fixed assets21/28 | €21,350 | €14,148 | €5,973 | €232,129 | ▲ 3,786% |
| Tangible fixed assets22/27 | €20,300 | €13,098 | €5,073 | €231,229 | ▲ 4,458% |
| Land and buildings22 | - | - | - | €220,683 | - |
| Plant, machinery and equipment23 | - | - | €1,609 | €1,250 | ▼ 22.3% |
| Furniture and vehicles24 | - | - | €1,675 | €7,928 | ▲ 373% |
| Leasing and similar rights25 | - | - | €1,789 | €1,368 | ▼ 23.6% |
| Financial fixed assets28 | €1,050 | €1,050 | €900 | €900 | = |
| Current assets29/58 | €18,302 | €3,045 | €94,493 | €149,143 | ▲ 57.8% |
| Stocks and contracts in progress3 | - | - | €1,261 | €9,996 | ▲ 693% |
| Stocks30/36 | - | - | €1,261 | €9,996 | ▲ 693% |
| Amounts receivable within one year40/41 | €17,567 | €1,965 | €81,039 | €128,768 | ▲ 58.9% |
| Trade receivables40 | - | - | €81,039 | €123,670 | ▲ 52.6% |
| Other amounts receivable41 | - | - | - | €5,098 | - |
| Cash at bank and in hand54/58 | - | - | €5,224 | €6,952 | ▲ 33.1% |
| Deferred charges and accrued income490/1 | - | - | €6,968 | €3,428 | ▼ 50.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €39,652 | €17,193 | €100,466 | €381,273 | ▲ 280% |
| Equity10/15 | -€1,340 | €4,853 | €17,696 | -€171,861 | ▼ 1,071% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€19,940 | -€13,747 | -€904 | -€190,461 | ▼ 20,962% |
| Amounts payable17/49 | €40,992 | €12,339 | €82,771 | €553,134 | ▲ 568% |
| Amounts payable after more than one year17 | €8,986 | €5,477 | €10,450 | €286,317 | ▲ 2,640% |
| Financial debts170/4 | - | - | €10,450 | €286,317 | ▲ 2,640% |
| Amounts payable within one year42/48 | €31,474 | €6,533 | €72,321 | €262,162 | ▲ 262% |
| Current portion of amounts payable after more than one year42 | - | - | - | €29,227 | - |
| Financial debts43 | - | - | - | €31,718 | - |
| Credit institutions430/8 | - | - | - | €31,718 | - |
| Trade debts44 | €16,068 | €311 | €40,149 | €105,908 | ▲ 164% |
| Suppliers440/4 | - | - | €40,149 | €105,908 | ▲ 164% |
| Taxes, remuneration and social security45 | - | - | €21,934 | €80,744 | ▲ 268% |
| Taxes450/3 | - | - | €2,476 | €5,971 | ▲ 141% |
| Remuneration and social security454/9 | - | - | €19,458 | €74,773 | ▲ 284% |
| Other amounts payable47/48 | - | - | €10,237 | €14,565 | ▲ 42.3% |
| Accrued charges and deferred income492/3 | - | - | - | €4,655 | - |
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,670 | -€807 | €12,842 | -€189,557 | ▼ 1,576% |
| + Depreciation and write-downs630 | €7,202 | €7,202 | €5,954 | €10,389 | ▲ 74.5% |
| Operating cash flow (approximation) | -€2,467 | €6,396 | €18,796 | -€179,168 | ▼ 1,053% |
| Investment in fixed assets (approximation) | - | €0 | €2,221 | -€236,545 | ▼ 10,753% |
| Change in cash | - | - | - | €1,728 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-06
Bankruptcy
Supervising judge replaced
Tribunal de l’entreprise du Hainaut, division Charleroi · event 02-06-2025
2024
10-07
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 02-07-2024
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
31-12
Financial
Weakest financial yearnet -€189,557
Net result drops to -€189,557, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €12,842
Net result €12,842 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.31
Current ratio from 0.47 to 1.31.
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2016
Ground area
311 m²
Building footprint
52 m²
Parcel 52049B1059/00F002, Wallonia. Linked by address, not a title deed.
1 establishment unit
RENOC SRL
since 20162.251.280.423
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52049B1059/00F002 | Wallonia | 311 m² | 1 · 52 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PHILIPPE-ROBERT SCHREDER CHAUSSEE DE
MONTIGNY, 89/A, 6060 GILLY (CHARLEROI)-
.
Date provisoire de cessation de paiement : 02/07/2024 |
02-07-2024 → present |
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Of 29,786 companies in sector 41001 we hold annual accounts for 16,061. 11,227 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Contact
Website
www.renoc.be
E-mail
info@renoc.be
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.