Renobro
ActiveSummary
The computed 12-month bankruptcy probability of Renobro is 1.9% (moderate). The 2025 annual accounts show equity of €74k and a net result of €3k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 23% of 7500 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability51▼-6
Solvency41▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.82 in 2024; short-term debt: 22.3% and cash: 0.9% of total assets), and 83.7% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.3%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7500 sector peers (2025).
NBB · sector comparisonPosition among 7500 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
11 d early
2024
16 d early
2023
21 d early
2022
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 3.9%
2024 · €72k
Total assets
€457k▼ 23.0%
2024 · €594k
Net result
€3k▲ 11,187%
2024 · €25
Working capital
€-38k▼ 0.4%
2024 · €-38k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€78k-€15k▼ 80.6%€12k▼ 19.0%€16k▲ 31.6%
Net result€62k-€6k▼ 90.0%€25▼ 99.6%€3k▲ 11,187%
Equity€65k-€72k▲ 9.5%€72k=€74k▲ 3.9%
Total assets€142k-€395k▲ 178%€594k▲ 50.2%€457k▼ 23.0%
Debt€77k-€324k▲ 323%€522k▲ 61.3%€382k▼ 26.7%
Working capital€30k-€400▼ 98.7%€-38k€-38k▼ 0.4%
Staff (FTE)0.8
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €457k
Fixed assets
€393k ▼ 6.2%
Current assets
€64k ▼ 63.3%
Equity and liabilities €457k
Equity
€74k ▲ 3.9%
Debt
€382k ▼ 26.7%
Debt's share of the balance-sheet total falls from 87.9% to 83.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▼
2024 · €52k
Cash flow
€31k▼
2024 · €40k
Current ratio
0.63▼
2024 · 0.82
Quick ratio
0.54▼
2024 · 0.79
Debt to equity
5.14▼
2024 · 7.29
ROE
3.8%▲
2024 · 0.0%
ROA
0.6%▲
2024 · 0.0%
Interest coverage
3.72▼
2024 · 4.55
Debt ≤ 1 year
€102k▼
2024 · €212k
Debt > 1 year
€281k▼
2024 · €310k
Income taxes
€2k▼
2024 · €2k
Staff costs
€3k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €16k | - |
| Remuneration, social security and pensions62 | - | - | €12k | €3k | ▼ 73.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €54k | €40k | €28k | ▼ 28.8% |
| Other operating charges640/8 | €1k | €2k | €36k | €3k | ▼ 90.4% |
| Non-recurring operating charges66A | - | €3k | €0 | - | - |
| Gross operating margin9900 | €86k | €74k | €100k | €51k | ▼ 48.7% |
| Operating profit (loss)9901 | €78k | €15k | €12k | €16k | ▲ 31.6% |
| Financial income75/76B | €268 | €247 | €1k | €418 | ▼ 64.0% |
| Recurring financial income75 | €268 | €247 | €1k | €418 | ▼ 64.0% |
| Financial charges65/66B | €359 | €7k | €12k | €12k | ▲ 4.6% |
| Recurring financial charges65 | €359 | €7k | €12k | €12k | ▲ 4.6% |
| Profit (loss) for the period before taxes9903 | €78k | €9k | €2k | €5k | ▲ 132% |
| Income taxes67/77 | €16k | €3k | €2k | €2k | ▼ 6.8% |
| Profit (loss) for the period9904 | €62k | €6k | €25 | €3k | ▲ 11,187% |
| Profit (loss) for the period to be appropriated9905 | €62k | €6k | €25 | €3k | ▲ 11,187% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €142k | €395k | €594k | €457k | ▼ 23.0% |
| Fixed assets21/28 | €41k | €279k | €419k | €393k | ▼ 6.2% |
| Tangible fixed assets22/27 | €41k | €279k | €418k | €392k | ▼ 6.3% |
| Land and buildings22 | - | €126k | €284k | €275k | ▼ 3.3% |
| Plant, machinery and equipment23 | €4k | €3k | €9k | €7k | ▼ 26.3% |
| Furniture and vehicles24 | €37k | €67k | €44k | €32k | ▼ 28.4% |
| Other tangible fixed assets26 | - | €83k | €81k | €79k | ▼ 2.4% |
| Financial fixed assets28 | €10 | €10 | €1k | €1k | = |
| Current assets29/58 | €101k | €116k | €175k | €64k | ▼ 63.3% |
| Amounts receivable after more than one year29 | - | €21k | €15k | €9k | ▼ 41.0% |
| Other amounts receivable291 | - | €21k | €15k | €9k | ▼ 41.0% |
| Stocks and contracts in progress3 | €2k | €3k | €8k | €10k | ▲ 19.5% |
| Stocks30/36 | €2k | €3k | €8k | €10k | ▲ 19.5% |
| Amounts receivable within one year40/41 | €63k | €61k | €127k | €36k | ▼ 71.7% |
| Trade receivables40 | €57k | €47k | €117k | €16k | ▼ 85.9% |
| Other amounts receivable41 | €5k | €14k | €11k | €20k | ▲ 84.8% |
| Cash at bank and in hand54/58 | €31k | €26k | €14k | €4k | ▼ 71.1% |
| Deferred charges and accrued income490/1 | €5k | €6k | €10k | €6k | ▼ 45.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €142k | €395k | €594k | €457k | ▼ 23.0% |
| Equity10/15 | €65k | €72k | €72k | €74k | ▲ 3.9% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Reserves13 | €62k | €69k | €69k | €71k | ▲ 4.1% |
| Distributable reserves133 | €62k | €69k | €69k | €71k | ▲ 4.1% |
| Amounts payable17/49 | €77k | €324k | €522k | €382k | ▼ 26.7% |
| Amounts payable after more than one year17 | €6k | €208k | €310k | €281k | ▼ 9.4% |
| Financial debts170/4 | €6k | €208k | €310k | €281k | ▼ 9.4% |
| Amounts payable within one year42/48 | €71k | €116k | €212k | €102k | ▼ 52.1% |
| Current portion of amounts payable after more than one year42 | €2k | €21k | €28k | €29k | ▲ 3.2% |
| Financial debts43 | €2k | €166 | €21 | €1k | ▲ 5,860% |
| Credit institutions430/8 | €2k | €166 | €21 | €1k | ▲ 5,860% |
| Trade debts44 | €13k | €13k | €41k | €18k | ▼ 56.9% |
| Suppliers440/4 | €13k | €13k | €41k | €18k | ▼ 56.9% |
| Advances received on contracts in progress46 | €36k | €63k | €131k | €47k | ▼ 64.0% |
| Taxes, remuneration and social security45 | €16k | €19k | €6k | €2k | ▼ 67.5% |
| Taxes450/3 | €16k | €19k | €5k | €2k | ▼ 61.7% |
| Remuneration and social security454/9 | - | - | €1k | €160 | ▼ 88.2% |
| Other amounts payable47/48 | €3k | €830 | €5k | €4k | ▼ 14.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €62k | €6k | €25 | €3k | ▲ 11,187% |
| + Depreciation and write-downs630 | €6k | €54k | €40k | €28k | ▼ 28.8% |
| Operating cash flow (approximation) | €68k | €60k | €40k | €31k | ▼ 21.9% |
| Investment in fixed assets (approximation) | - | €-291k | €-180k | €-2k | ▲ 98.7% |
| Change in cash | - | €-5k | €-12k | €-10k | ▲ 14.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €25 ▼99.6%
Net result drops to €25, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2021
Ground area
1,111 m²
Building footprint
109 m²
Volume, LiDAR
456 m³
Parcel 46028C1177/00D002, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Renobro
since 20212.318.599.908
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46028C1177/00D002 | Flanders | 1,111 m² | 1 · 109 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,078 EUR awarded · 1,078 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 78 EUR | 78 EUR |
Schemes
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsSanitaire en verwarmingsinstallaties duaal (so)
Vakman installatietechnieken (vwo)
Similar companies · same sector, comparable size
SOLID BUILD
BE 1013.571.509
Beringen · Eq €74,465
HVH INVEST GROUP
BE 0860.037.830
Heusden-Zolder · Eq €74,439
De Cuyper
BE 0447.591.157
Pajottegem · Eq €74,484
BS-Entreprise
BE 0750.484.446
La Roche-en-Ardenne · Eq €74,490
BATIRO
BE 0665.618.057
Watermaal-Bosvoorde · Eq €74,400
Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 13,220 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Scores and ratios are computed by Checked and are not a credit decision.