RENOBERTO
ActiveThe computed 12-month bankruptcy probability of RENOBERTO is 2.1% (moderate). The 2025 annual accounts show equity of €57k and a net result of €34k. Its solvency ranks better than 32% of 7376 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency51▼-2
Growth78
Track record82
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 0.96 in 2024; short-term debt: 64.8% and cash: 2.6% of total assets), and 73.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.2%
Return on assets
15.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
19 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 148%
2024 · €23k
2024: €23k
2024 → 2025
Total assets
€217k▲ 164%
2024 · €82k
2024: €82k
2024 → 2025
Net result
€34k▲ 66.0%
2024 · €20k
2024: €20k
2024 → 2025
Working capital
€28k
2024 · €-3k
2024: €-3k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€23k-€57k▲ 148%
Operating result€26k-€46k▲ 77.2%
Net result€20k-€34k▲ 66.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 77% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€48k▲ 89.2%
Current assets
€169k▲ 197%
Equity and liabilities €217k
Equity
€57k▲ 148%
Debt
€160k▲ 170%
The debt ratio rises from 72.1% to 73.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▲
2024 · €27k
Cash flow
€43k▲
2024 · €22k
Solvency
26.2%▼
2024 · 27.9%
Current ratio
1.20▲
2024 · 0.96
Quick ratio
1.20▲
2024 · 0.96
Debt / equity
2.82▲
2024 · 2.59
ROE
59.7%▼
2024 · 89.1%
ROA
15.6%▼
2024 · 24.8%
Interest coverage
42.92▼
2024 · 1446.95
Debt
€160k▲
2024 · €59k
Debt ≤ 1 year
€141k▲
2024 · €59k
Debt > 1 year
€19k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€217k▲
Fixed assets21/28€25k€48k▲
Tangible fixed assets22/27€25k€48k▲
Furniture and vehicles24€25k€19k▼
Leasing and similar rights25-€30k
Current assets29/58€57k€169k▲
Amounts receivable within one year40/41€55k€163k▲
Trade receivables40€54k€163k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€82k€217k▲
Equity10/15€23k€57k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€20k€54k▲
Amounts payable17/49€59k€160k▲
Amounts payable after more than one year17-€19k
Financial debts170/4-€19k
Amounts payable within one year42/48€59k€141k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€48k€102k▲
Suppliers440/4€48k€102k▲
Taxes, remuneration and social security45€8k€26k▲
Taxes450/3€6k€17k▲
Remuneration and social security454/9€2k€9k▲
Other amounts payable47/48€3k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€9k▲
Other operating charges640/8-€2k
Gross operating margin9900€27k€57k▲
Operating profit (loss)9901€26k€46k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€19€1k▲
Recurring financial charges65€19€1k▲
Profit (loss) for the period before taxes9903€26k€44k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€20k€34k▲
Profit (loss) for the period to be appropriated9905€20k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€54k▲
Profit (loss) brought forward from the previous period14P-€20k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blauwenhoek 311840 LonderzeelGround area
882 m²
Building footprint
297 m²
Volume, LiDAR
1,284 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RENOBERTO
since 20242.361.609.807
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045C0146/00G000 | Flanders | 710 m² | 1 · 232 m² | 7.0 m · 1 fl. |
| 23017C0061/00C002 | Flanders | 172 m² | 1 · 65 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MICHEL LAMBERT
BE 0748.507.626
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VISHTICA
BE 0880.659.733
Evere · Eq €57k
DBO POPELIER
BE 0687.461.665
Roeselare · Eq €57k
WE-NS
BE 0767.650.872
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MILANIR
BE 1007.420.125
Drogenbos · Eq €57k
Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 13,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43211General electrical installation work
43221Plumbing work
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.