Financials
- Fiscal year
- 2025
- Total assets
- €199,142
- Profit
- €32,258
- Solvency
- 64.6%
Total assets▲ 15.5%
Net result
20242025
BALCAEN & ZOON
ActiveSummary
The computed 12-month bankruptcy probability of BALCAEN & ZOON is 2.6% (moderate). The 2025 annual accounts show equity of €128,679 and a net result of €32,258. Its solvency ranks better than 73% of 9,039 sector peers (NACE 41, fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€199,142total assets 2025
- Equity
- €128,679
- Profit
- €32,258
Turnover not published (abridged schema)
Structure
Accounts filed 31 days late0 of 1 deed read
Why 54- Founded in 2024- Latest accounts 31 days late; 2 of the last 3 late- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €199,142Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 70% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency
90+9
equity 64.6% of total assets
Liquidity
56-23
short-term debt 35.2% · cash 17.6%
Profitability
89-11
return on assets 16.2%
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 3.6%
06-2025: 3.7%▲ +0.1 percentage points vs 05-2025
07-2025: 4.1%▲ +0.4 percentage points vs 06-2025
08-2025: 4.2%▲ +0.1 percentage points vs 07-2025
09-2025: 4.6%▲ +0.4 percentage points vs 08-2025highest value
10-2025: 4.6%● unchanged vs 09-2025highest value
11-2025: 1.3%▼ -3.3 percentage points vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026lowest value
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.4%▲ +0.1 percentage points vs 06-2026
08-2026: 1.9%▲ +0.5 percentage points vs 07-2026
09-2026: 2.6%▲ +0.7 percentage points vs 08-2026
10-2026: 2.6%● unchanged vs 09-2026
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.36 against 2.23 in 2024; short-term debt: 35.2% and cash: 17.6% of total assets), and 35.4% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 74% on solvency, 61% on liquidity, 74% on profitability and 73% on growth.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
89 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 60 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €100,000Eq €128,679 ▲33.5%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 31-07-2027
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 04-04-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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