RENO+WAREGEM
ActiveRENO+WAREGEM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €42k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +39 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+58
Solvency78▲+36
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.1 in 2024), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
20.5%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
37 d early
2023
40 d early
2022
26 d early
2021
11 d early
2020
10 d early
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k▲ 37.8%
2024 · €110k
2018: €80k
2019: €88k
2020: €83k
2021: €86k
2022: €94k
2023: €101k
2024: €110k
2018 → 2025
Total assets
€202k▼ 38.0%
2024 · €326k
2018: €212k
2019: €216k
2020: €354k
2021: €343k
2022: €333k
2023: €320k
2024: €326k
2018 → 2025
Net result
€42k▲ 346%
2024 · €9k
2018: €4k
2019: €9k
2020: €-6k
2021: €3k
2022: €8k
2023: €7k
2024: €9k
2018 → 2025
Working capital
€471
2024 · €-166k
2018: €34k
2019: €39k
2020: €-25k
2021: €-24k
2022: €-24k
2023: €-165k
2024: €-166k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€94k▲ 8.8%€101k▲ 7.4%€110k▲ 9.3%€152k▲ 37.8%
Operating result€5k-€11k▲ 115%€11k▲ 5.4%€15k▲ 29.5%€58k▲ 292%
Net result€3k-€8k▲ 116%€7k▼ 8.5%€9k▲ 34.8%€42k▲ 346%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 292% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202k
Fixed assets
€173k▼ 43.6%
Current assets
€29k▲ 51.9%
Equity and liabilities €202k
Equity
€152k▲ 37.8%
Debt
€51k▼ 76.5%
The debt ratio falls from 66.3% to 25.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€63k▲
2024 · €27k
Cash flow
€46k▲
2024 · €21k
Solvency
74.8%▲
2024 · 33.7%
Current ratio
1.02▲
2024 · 0.10
Quick ratio
1.02▲
2024 · 0.10
Debt / equity
0.34▼
2024 · 1.97
ROE
27.4%▲
2024 · 8.5%
ROA
20.5%▲
2024 · 2.9%
Interest coverage
90.33▲
2024 · 29.18
Debt
€51k▼
2024 · €216k
Debt ≤ 1 year
€29k▼
2024 · €185k
Debt > 1 year
€22k▼
2024 · €31k
Income taxes
€16k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€326k€202k▼
Fixed assets21/28€307k€173k▼
Tangible fixed assets22/27€307k€173k▼
Land and buildings22€307k€173k▼
Current assets29/58€19k€29k▲
Amounts receivable within one year40/41€12k€26k▲
Trade receivables40€12k€2k▼
Other amounts receivable41-€25k
Cash at bank and in hand54/58€7k€3k▼
Deferred charges and accrued income490/1€930€0▼
Equity and liabilities
Total equity and liabilities10/49€326k€202k▼
Equity10/15€110k€152k▲
Contributions10/11€60k€60k=
Reserves13€50k€92k▲
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€44k€86k▲
Amounts payable17/49€216k€51k▼
Amounts payable after more than one year17€31k€22k▼
Financial debts170/4€31k€22k▼
Amounts payable within one year42/48€185k€29k▼
Current portion of amounts payable after more than one year42€22k€9k▼
Trade debts44€14k€0▼
Suppliers440/4€14k€0▼
Taxes, remuneration and social security45€6k€16k▲
Taxes450/3€6k€16k▲
Other amounts payable47/48€144k€4k▼
Accrued charges and deferred income492/3-€68
Income statement
Code20242025
Non-recurring operating income76A-€58k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€5k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€28k€64k▲
Operating profit (loss)9901€15k€58k▲
Financial charges65/66B€914€716▼
Recurring financial charges65€914€697▼
Non-recurring financial charges66B-€19
Profit (loss) for the period before taxes9903€14k€58k▲
Income taxes67/77€5k€16k▲
Profit (loss) for the period9904€9k€42k▲
Profit (loss) for the period to be appropriated9905€9k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€42k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€9k€42k▲
To other reserves6921€9k€42k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €42k ▲346%
Operating result €58k, net result €42k, both a record.
30-09
Financial
Liquidity times 10current ratio 1.02
Current ratio from 0.10 to 1.02; short-term debt falls from €185k to €29k.
30-09
Financial
Equity above €150kEq €152k ▲37.8%
5 profitable years in a row build equity to €152k.
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €101k ▲7.4%
3 profitable years in a row build equity to €101k.
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-6k ▼164%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korte Lozanastraat 20 - 262018 AntwerpenGround area
672 m²
Building footprint
462 m²
Volume, LiDAR
5,580 m³
Parcel 11810K1870/00V000, Flanders · tallest building 18.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
RENO+WAREGEM
since 20082.174.270.935
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1870/00V000 | Flanders | 672 m² | 1 · 462 m² | 18.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Immolo
BE 0427.493.153
De Haan · Eq €152k
BONT
BE 0546.793.453
Hasselt · Eq €151k
DVDS
BE 0476.354.231
Tournai · Eq €152k
CP-PROJECTS
BE 0776.492.027
Laakdal · Eq €152k
DOPLO
BE 0795.501.552
Lochristi · Eq €151k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 5,302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-10-2008
Fiscal year end30-09
Activities, NACEBEL
68121Development of residential building projects
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.