RENO NEYT
ActiveSummary
The computed 12-month bankruptcy probability of RENO NEYT is 2.4% (moderate). The 2025 annual accounts show equity of €64k and a net result of €-15k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 40% of 7453 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-16
Solvency60▼-1
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.48 against 0.65 in 2024; short-term debt: 39.3% and cash: 8.1% of total assets), and 65.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.8%
Return on assets
-8.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
7 d late
2024
54 d late
2023
5 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▼ 19.4%
2024 · €79k
2022: €62k
2023: €77k
2024: €79k
2022 → 2025
Total assets
€183k▼ 17.3%
2024 · €221k
2022: €134k
2023: €263k
2024: €221k
2022 → 2025
Net result
€-15k
2024 · €2k
2022: €57k
2023: €15k
2024: €2k
2022 → 2025
Working capital
€-37k▼ 75.2%
2024 · €-21k
2022: €24k
2023: €-21k
2024: €-21k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€62k-€77k▲ 24.1%€79k▲ 2.2%€64k▼ 19.4%
Operating result€76k-€27k▼ 64.4%€9k▼ 68.3%€-11k
Net result€57k-€15k▼ 73.8%€2k▼ 88.5%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €9k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€148k ▼ 18.5%
Current assets
€35k ▼ 11.7%
Equity and liabilities €183k
Equity
€64k ▼ 19.4%
Debt
€119k ▼ 16.1%
Debt's share of the balance-sheet total rises from 64.3% to 65.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €45k
Cash flow
€20k▼
2024 · €38k
Current ratio
0.48▼
2024 · 0.65
Debt to equity
1.88▲
2024 · 1.80
ROE
-24.1%▼
2024 · 2.2%
ROA
-8.4%▼
2024 · 0.8%
Interest coverage
5.44▼
2024 · 6.93
Debt ≤ 1 year
€72k▲
2024 · €60k
Debt > 1 year
€45k▼
2024 · €80k
Income taxes
€0▼
2024 · €451
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€221k€183k▼
Formation expenses20-€0
Fixed assets21/28€182k€148k▼
Tangible fixed assets22/27€182k€148k▼
Plant, machinery and equipment23€36k€28k▼
Furniture and vehicles24€142k€117k▼
Other tangible fixed assets26€3k€3k▼
Financial fixed assets28€135€135=
Current assets29/58€39k€35k▼
Amounts receivable within one year40/41€11k€16k▲
Trade receivables40€2k€9k▲
Other amounts receivable41€9k€7k▼
Cash at bank and in hand54/58€23k€15k▼
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€221k€183k▼
Equity10/15€79k€64k▼
Contributions10/11€5k€5k=
Reserves13€72k€72k=
Distributable reserves133€72k€72k=
Profit (loss) carried forward14€2k€-14k▼
Amounts payable17/49€142k€119k▼
Amounts payable after more than one year17€80k€45k▼
Financial debts170/4€80k€45k▼
Amounts payable within one year42/48€60k€72k▲
Current portion of amounts payable after more than one year42€34k€35k▲
Trade debts44€20k€13k▼
Suppliers440/4€20k€13k▼
Taxes, remuneration and social security45€1k€234▼
Taxes450/3€1k€234▼
Other amounts payable47/48€5k€24k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€46k€26k▼
Operating profit (loss)9901€9k€-11k▼
Financial income75/76B€55-
Recurring financial income75€55-
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€2k€-15k▼
Income taxes67/77€451€0▼
Profit (loss) for the period9904€2k€-15k▼
Profit (loss) for the period to be appropriated9905€2k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-14k▼
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Weakest financial yearnet €-15k ▼995%
Net result drops to €-15k, the lowest in the series.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Slijkenhoefstraat 12840 RumstGround area
451 m²
Building footprint
221 m²
Volume, LiDAR
852 m³
Parcel 11037B0021/00G000, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RENO NEYT
since 20222.327.890.033
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037B0021/00G000 | Flanders | 451 m² | 1 · 221 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GENAX
BE 0426.801.384
Machelen (Brab.) · Eq €63,530
MDBuild
BE 0805.366.749
Gent · Eq €63,523
CASI
BE 0840.686.033
Chapelle-lez-Herlaimont · Eq €63,506
VEREECKEN
BE 0480.012.616
Kontich · Eq €63,493
EREVA
BE 0735.604.349
Middelkerke · Eq €63,592
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,198 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43320Joinery installation
43331Floor and wall tiling
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.