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Generated 12-08-2026
Active BE 1003.955.047Private limited company

RENO MULTI SERVICES

Rue des Nutons 33 ·6060 Charleroi, Belgium· 2 yrs active
Sector: Schrijnwerk (43320)
Conclusion Checked

The computed 12-month bankruptcy probability of RENO MULTI SERVICES is 2.9% (moderate). The 2024 annual accounts show equity of €13k and a net result of €11k. Its solvency ranks better than 93% of 11087 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €13k
Net result €11k
Better than sector 93%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 82.8% 40.9%
better than 93% of 11087 sector peers
Net result €11k €11k
better than 49% of 11069 sector peers
Equity €13k €34k
better than 25% of 11090 sector peers
Gross operating margin €14k €35k
better than 27% of 11060 sector peers
Total assets €16k €93k
better than 6% of 11087 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€14k
Net profit€11k
Cash flow€11k
Staff costs-
Income taxes€3k
Dividends-
Total assets€16k
Equity€13k
Debt€3k
of which ≤ 1y€3k
of which > 1y-
Working capital€12k
Employees (FTE)-
Ratios (computed)
2024
Current ratio5.55
Quick ratio5.55
Working capital ratio78.3%
Solvency82.8%
Debt / equity0.21
Long-term debt ratio-
Interest coverage145.63
Gross margin-
Net margin-
ROA70.0%
ROE84.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€16k
Fixed assets 21/28€702
Tangible fixed assets 22/27€702
Current assets 29/58€15k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€16k
Equity 10/15€13k
Contributions / capital 10/11€2k
Reserves 13€11k
Amounts payable 17/49€3k
Amounts payable within one year 42/48€3k
Trade debts payable within one year 44€776
Income statement
Gross operating margin 9900€14k
Operating result 9901€14k
Financial charges 65€97
Result before taxes 9903€14k
Income taxes 67/77€3k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
Ratios computed by Checked.
Legal Structure
NACE primary Schrijnwerk(43320)
Legal form Private limited company(610)
Incorporation27-12-2023
StatusActive
Postal code6060
Establishment units 1 location
RENO MULTI SERVICES
Rue des Nutons 33, 6060 CharleroiSchrijnwerk
since 20232.356.894.023
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52342A0124/00B083indicative Wallonia 296 m² 1 · 44 m² 3.2 m · 1 fl.
Methodology
via registered seat: 1
0 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
29-12-2023
State Gazette act Minor change
constitution · Hervé LECLERCQ
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
29-12-2023 Publication in the Belgian Official Gazette, Minor change Minor change·Hervé LECLERCQ
Summary: constitutionNotary: Hervé LECLERCQ · Villers-la-Ville
Technical details 
{
  "notary": {
    "name": "Herv\u00E9 LECLERCQ",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Villers-la-Ville",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-12-29",
    "filing_date": "2023-12-27",
    "act_kind_objet": "CONSTITUTION"
  },
  "decision": {
    "body": "notarieel_alleen",
    "date": "2023-12-20",
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "constitution",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "1003.955.047",
    "name_full": "RENO MULTI SERVICES",
    "legal_form": "SRL"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "fiscal_year_change": {
    "new_end_mm_dd": "31",
    "old_end_mm_dd": null,
    "new_start_mm_dd": "01",
    "old_start_mm_dd": null,
    "first_full_new_year": 2025,
    "transition_period_end": null
  },
  "liquidation_closure": null,
  "officer_designation": {
    "role": "administrateur",
    "organ": null,
    "person_name": "PENIN S\u00E9bastien"
  },
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": {
    "art_csa": null,
    "effective_date": null,
    "shareholder_kbo": null,
    "shareholder_name": "PENIN Lucien Hugues Andr\u00E9"
  }
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Schrijnwerk43320Schrijnwerk43320
Primary activity highlighted.
Names & trade names
Legal nameFR RENO MULTI SERVICES
AbbreviationFR R.M.S.
Registered office
Rue des Nutons 33
6060 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative