Skip to content

RENO MINTEN

Active
Private limited companyfounded 20242 yrs activeSteenweg 153, 3890 Gingelom, BelgiumKBO/BCE: BE 1010.688.728
Summary

The computed 12-month bankruptcy probability of RENO MINTEN is 2.5% (moderate). The 2025 annual accounts show equity of €19,142 and a net result of €4,142. Its solvency ranks better than 44% of 7967 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability79
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.39; short-term debt: 61% and cash: 73.3% of total assets), and 61.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
38.9%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
56 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RENO MINTEN was incorporated on 24 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€19,142
Total assets
€49,182
Net result
€4,142
Working capital
€11,686

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €49,182
Fixed assets €7,514
Current assets €41,669
Equity and liabilities €49,182
Equity €19,142
Debt €30,040
Debt finances 61.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€11,717
Cash flow
€11,657
Current ratio
1.39
Debt to equity
1.57
ROE
21.6%
ROA
8.4%
Interest coverage
153.16
Debt ≤ 1 year
€29,982

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€49,182
Fixed assets21/28€7,514
Tangible fixed assets22/27€7,514
Plant, machinery and equipment23€7,514
Current assets29/58€41,669
Amounts receivable within one year40/41€3,750
Other amounts receivable41€3,750
Cash at bank and in hand54/58€36,060
Deferred charges and accrued income490/1€1,859
Equity and liabilities
Total equity and liabilities10/49€49,182
Equity10/15€19,142
Contributions10/11€15,000
Capital10€15,000
Issued capital100€15,000
Reserves13€4,142
Distributable reserves133€4,142
Amounts payable17/49€30,040
Amounts payable within one year42/48€29,982
Trade debts44€6,807
Suppliers440/4€6,807
Taxes, remuneration and social security45€5,028
Remuneration and social security454/9€5,028
Other amounts payable47/48€18,147
Accrued charges and deferred income492/3€58
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,515
Other operating charges640/8€1,420
Gross operating margin9900€13,136
Operating profit (loss)9901€4,202
Financial income75/76B€17
Recurring financial income75€17
Financial charges65/66B€77
Recurring financial charges65€77
Profit (loss) for the period before taxes9903€4,142
Profit (loss) for the period9904€4,142
Profit (loss) for the period to be appropriated9905€4,142
Appropriation of the result
Profit (loss) to be appropriated9906€4,142
Transfer to equity691/2€4,142
To other reserves6921€4,142

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,515
Other operating charges640/8€1,420
Gross operating margin9900€13,136
Operating profit (loss)9901€4,202
Financial income75/76B€17
Recurring financial income75€17
Financial charges65/66B€77
Recurring financial charges65€77
Profit (loss) for the period before taxes9903€4,142
Profit (loss) for the period9904€4,142
Profit (loss) for the period to be appropriated9905€4,142
Line2025
Assets
Total assets20/58€49,182
Fixed assets21/28€7,514
Tangible fixed assets22/27€7,514
Plant, machinery and equipment23€7,514
Current assets29/58€41,669
Amounts receivable within one year40/41€3,750
Other amounts receivable41€3,750
Cash at bank and in hand54/58€36,060
Deferred charges and accrued income490/1€1,859
Equity and liabilities
Total equity and liabilities10/49€49,182
Equity10/15€19,142
Contributions10/11€15,000
Capital10€15,000
Issued capital100€15,000
Reserves13€4,142
Distributable reserves133€4,142
Amounts payable17/49€30,040
Amounts payable within one year42/48€29,982
Trade debts44€6,807
Suppliers440/4€6,807
Taxes, remuneration and social security45€5,028
Remuneration and social security454/9€5,028
Other amounts payable47/48€18,147
Accrued charges and deferred income492/3€58
Line2025
Profit (loss) for the period9904€4,142
+ Depreciation and write-downs630€7,515
Operating cash flow (approximation)€11,657

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
25-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 56 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gingelom · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,842 m²
Building footprint
403 m²
Volume, LiDAR
2,306 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RENO MINTEN
Steenweg 145 A, 3890 GingelomManufacture of furniture
since 20242.360.707.905
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71017B0059/00K002 Flanders 1,490 m² 1 · 254 m² 9.4 m · 2 fl.
71017B0059/00S000 Flanders 1,353 m² 1 · 149 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,868 companies in sector 43341 we hold annual accounts for 2,666. 2,037 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43341Painting of buildings
31002Manufacture of furniture
43320Joinery installation
43333Wallpapering and laying of floor and wall coverings in other materials
46130Agents in the wholesale of timber and building materials
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010688728
Registered 03-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.