Active BE 0533.876.122Private limited company

RENO-MARK

Kammenstraat 55 ·2000 Antwerpen, Belgium· 13 yrs active

Sector: Algemene bouw van andere niet-residentiële gebouwen (41003)

Conclusion Checked

The file of RENO-MARK contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.8% (low). The 2024 annual accounts show equity of €204k and a net result of €22k. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3827 sector peers (fiscal year 2024).

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€204k
Net result	€22k
Better than sector	95%
Active	13 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

78 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 53

Solvency 100

Growth 52

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

0.8% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

20 / 100

Moderate risk

Components

· 2 historical bankruptcy publications (+20)

Trust signals 1 signals

Prior bankruptcy

Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 25-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~17.3%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	87.3%	39.4%	better than 95% of 3827 sector peers
Net result	€22k	€9k	better than 70% of 3824 sector peers
Equity	€204k	€29k	better than 95% of 3832 sector peers
Gross operating margin	€47k	€26k	better than 67% of 3822 sector peers
Total assets	€234k	€85k	better than 82% of 3828 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€45k

+87.0% 18-24

Net profit

€22k

+767.2% 18-24

Cash flow

€25k

+41.1% 18-24

Total assets

€234k

-9.9% 18-24

Equity

€204k

+12.0% 18-24

Working capital

€183k

+34.6% 18-24

Income taxes

€12k

+206.1% 18-24

Debt

€30k

-61.6% 18-24

Debt ≤ 1y

€21k

-66.9% 18-24

Debt > 1y

€18k

-31.1% 18-24

Current ratio

9.64

+208.5% 18-24

Quick ratio

9.64

+208.5% 18-24

Solvency

87.3%

+24.3% 18-24

Debt / equity

0.14

-65.7% 18-24

ROE

10.7%

+674.5% 18-24

ROA

9.3%

+862.5% 18-24

Interest coverage

5.33

-37.1% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€45k
Net profit	€22k
Cash flow	€25k
Staff costs	-
Income taxes	€12k
Dividends	-
Total assets	€234k
Equity	€204k
Debt	€30k
of which ≤ 1y	€21k
of which > 1y	-
Working capital	€183k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	9.64
Quick ratio	9.64
Working capital ratio	78.2%
Solvency	87.3%
Debt / equity	0.14
Long-term debt ratio	-
Interest coverage	5.33
Gross margin	-
Net margin	-
ROA	9.3%
ROE	10.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €30k · 12.7% Current assets €204k · 87.3%

Equity & liabilities

Equity €204k · 87.3% Debt €30k · 12.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€234k
Fixed assets	21/28	€30k
Tangible fixed assets	22/27	€30k
Current assets	29/58	€204k
Amounts receivable within one year	40/41	€160k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€234k
Equity	10/15	€204k
Contributions / capital	10/11	€12k
Reserves	13	€192k
Accumulated profits (losses)	14	€53
Amounts payable	17/49	€30k
Amounts payable within one year	42/48	€21k
Trade debts payable within one year	44	€10k
Income statement
Gross operating margin	9900	€47k
Operating result	9901	€42k
Financial income	75	€905
Financial charges	65	€8k
Result before taxes	9903	€34k
Income taxes	67/77	€12k
Net result for the period	9904	€22k
Result to be appropriated	9905	€22k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

HALABIS Marek Jan
Director
State Gazette act 23421759 (07-11-2023)

Current
07-11-2023 → present
2 events
- 07-11-2023 Resigned· Director
- 07-11-2023 Appointed· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	GREGORY WILKIN LANGE LOZANASTRAAT 262, 2018 ANTWERPEN 1 ↔ Also on 98 other cases	23-05-2024 → present	Belgian State Gazette

Legal Structure

NACE primary	Algemene bouw van andere niet-residentiële gebouwen(41003)
Legal form	Private limited company(610)
Incorporation	03-05-2013
Status	Active
Postal code	2000
First BS signal	29-05-2024
Latest BS signal	21-06-2024

Establishment units 1 location

RENO-MARK

Kammenstraat 55, 2000 AntwerpenVervaardiging van verlichtingsapparaten

since 20132.218.975.265

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11803C1964/00A000	Flanders	68 m²	1 · 72 m²	19.8 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

25-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

10-10-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

21-06-2024

Bankruptcy Bankruptcy reversal

Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · RENO-MARK BV KAMMENSTRAAT 55, 2000 ANTWERPEN 1 · event 13-06-2024

29-05-2024

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · RENO-MARK BV KAMMEN- STRAAT 55, 2000 ANTWERPEN 1 · event 23-05-2024

2023

09-11-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

07-11-2023

State Gazette act Director changes

Ilse Janssens

2022

23-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

25-08-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

08-10-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

22-08-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

12-11-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

30-09-2017

NBB filing Annual accounts filed

fiscal year 2016 · micro

2016

31-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

Lifecycle & Insolvency Signals 2 events

21-06-2024

Bankruptcy Bankruptcy reversal

Date: 13-06-2024 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · RENO-MARK BV KAMMENSTRAAT 55, 2000 ANTWERPEN 1 · Publications in State Gazette ↗

29-05-2024

Bankruptcy Opening

Date: 23-05-2024 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · RENO-MARK BV KAMMEN- STRAAT 55, 2000 ANTWERPEN 1 · Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

07-11-2023 1 director appointed, 1 resigning Director changes·Ilse Janssens

HALABIS Marek Jan, Bestuurder
HALABIS Marek Jan, Bestuurder

Notary: Ilse Janssens · Kontich

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van andere niet-residentiële gebouwen41203

Primary activity highlighted.

Names & trade names

Legal nameNL

RENO-MARK

Registered office

Kammenstraat 55

2000 Antwerpen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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