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RENO.K.F.

Active
Private limited companyfounded 2022active for 4 yearsLange Eikstraat 46, 1970 Wezembeek-Oppem, BelgiumKBO/BCE: BE 0781.990.640
Summary

The computed 12-month bankruptcy probability of RENO.K.F. is 2.7% (moderate). The 2025 annual accounts show equity of €59,636 and a net result of €50,349. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 50% of 9,415 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 15-02-2022 Normal situation
Registered office
611 active companies are registered at this address 99 started in the 12 months before. Source: KBO register, as of 5 November 2026.
Activity
General construction of residential buildings NACE 41001
Joint committee
200 Auxiliary committee for white-collar workers · annual accounts 2022
Establishment unit
2.327.772.544 4800 Verviers, since 15-02-2022
Financial year end
31 December
Peppol
Reachable since 07-01-2026

Board and ownership

Board
Shareholders
  • KUM Ferdideed of 17-02-2022

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2025
Gross margin
€98,221
▲ 188%
Turnover
≈ €510,000
estimated
Profit
€50,349
Equity
€59,636
▲ 542%
Total assets
€138,927
▲ 11.0%
Staff
≈ 0.2 FTE
estimated
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €138,927Founded in 2022Last filed accounts filed 31 days late; 3 of the last 3 accounts lateShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 71% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 68+36
equity 42.9% of total assets
Liquidity 45+24
short-term debt 49.2% · cash 15.3%
Profitability 100+41
return on assets 36.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 12-2024: 11.2%highest value 01-2025: 8.4%▼ -2.8 percentage points vs 12-2024 02-2025: 8.4%● unchanged vs 01-2025 03-2025: 8.4%● unchanged vs 02-2025 04-2025: 6.5%▼ -1.9 percentage points vs 03-2025 05-2025: 6.3%▼ -0.2 percentage points vs 04-2025 06-2025: 6.1%▼ -0.2 percentage points vs 05-2025 07-2025: 6.1%● unchanged vs 06-2025 08-2025: 6.5%▲ +0.4 percentage points vs 07-2025 09-2025: 6.9%▲ +0.4 percentage points vs 08-2025 10-2025: 7.0%▲ +0.1 percentage points vs 09-2025 11-2025: 7.1%▲ +0.1 percentage points vs 10-2025 12-2025: 6.9%▼ -0.2 percentage points vs 11-2025 01-2026: 6.8%▼ -0.1 percentage points vs 12-2025 02-2026: 6.8%● unchanged vs 01-2026 03-2026: 6.8%● unchanged vs 02-2026 04-2026: 6.9%▲ +0.1 percentage points vs 03-2026 05-2026: 7.0%▲ +0.1 percentage points vs 04-2026 06-2026: 6.8%▼ -0.2 percentage points vs 05-2026 07-2026: 6.8%● unchanged vs 06-2026 08-2026: 7.4%▲ +0.6 percentage points vs 07-2026 09-2026: 2.7%▼ -4.7 percentage points vs 08-2026lowest value 10-2026: 2.7%● unchanged vs 09-2026lowest value 11-2026: 2.7%● unchanged vs 10-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.96 (0.93 in 2024), above the usual 1.5. Short-term debt is 49.2% and cash 15.3% of total assets. However, 57.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 51% of them on solvency, 43% on liquidity, 91% on profitability and 99% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €138,927
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year €59,636
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
31 days late
2024
110 days late
2023
146 days late
2022
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 95 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 November (3 of the last 4 accounts filed within 46 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Equity rose in 2025from €9,287 to €59,636 ▲ 542% View
  • Positive: Higher net result than 87% of companies in construction of buildingssector median €8,550 · 9,405 companies €50,349 View

Recent changes

  1. · Gazette deed Registered office moved from Sint-Pieters-Leeuw to Wezembeek-OppemNew registered office: 46 Lange Eikstraat, 1970 Wezembeek-Oppem · Previous registered office: Beemdstraat 27, 1601 Sint-Pieters-Leeuw
  2. · Gazette deed IncorporationFounding capital of €1,000, 100 shares · Founder: KUM Ferdi · Appointment: KUM Ferdi (director)
All 9 events

Comparable companies

These companies have the same main activity as RENO.K.F.: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €125,000 and €153,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
RENO.K.F. Wezembeek-Oppem€138,927€98,221
ICON Façades Kraainem€138,245€94,649
GPK ACCESS Haacht€142,962€89,963
STAS BUILDING Sint-Pieters-Leeuw€152,985€90,961
GEO CHASSIS Grimbergen€125,224€112,823
D'AMICO MEULEMANS CONSTRUCT Linkebeek€125,637€86,807
RIKI CONSTRUCT Wemmel€135,408€81,724
Full comparison

Key facts about RENO.K.F.

What is the company number of RENO.K.F.?
The company number of RENO.K.F. is 0781.990.640. The VAT number is the same number with BE in front: BE 0781.990.640.
Where is RENO.K.F. based?
The registered office is at Lange Eikstraat 46, 1970 Wezembeek-Oppem.Company details
What does RENO.K.F. do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of RENO.K.F.?
RENO.K.F. is a private limited company (BV).
When was RENO.K.F. founded?
RENO.K.F. was founded on 15-02-2022.
Is RENO.K.F. still active?
Yes, RENO.K.F. is an active enterprise in the KBO register.
How many employees does RENO.K.F. have?
RENO.K.F. had an average of 0.6 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does RENO.K.F. fall under?
In its 2022 annual accounts, RENO.K.F. states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of RENO.K.F.?
The turnover in financial year 2025 is ≈ €510,000. This figure is estimated from the gross margin of €98,221 and 108 comparable companies (NACE 41001). It probably lies between €360,000 and €890,000.
Is RENO.K.F. profitable?
In financial year 2025, RENO.K.F. made a profit of €50,349.
Where can I find the annual accounts of RENO.K.F.?
RENO.K.F. filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RENO.K.F. due?
RENO.K.F. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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