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RENO - BAT

Active
Private limited companyfounded 199828 yrs activePlace Roi Baudouin 27, 7170 Manage, BelgiumKBO/BCE: BE 0464.113.326
Summary

RENO - BAT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €323,761 and a net result of -€14,991. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 89% of 9010 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
RENO - BATActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
1 site
Size
€394,145total assets 2025
Staff
1 FTE
Equity
€323,761
Loss
-€14,991
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 25 d late0 of 1 deed read
Why 93- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 5.25, cash €135,630+ Equity €323,761 (82.1% of total assets)+ Founded in 1998Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 82.1% of total assets
Liquidity 93-4
short-term debt 8.4% · cash 34.4%
Profitability 64-36
return on assets -3.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 1.7% 12-2024: 1.7%● 0.0% vs 11-2024 01-2025: 1.7%▼ -1.5% vs 12-2024 02-2025: 1.7%● 0.0% vs 01-2025 03-2025: 1.7%▼ -0.6% vs 02-2025 04-2025: 1.7%▲ +0.4% vs 03-2025 05-2025: 1.7%▲ +0.5% vs 04-2025 06-2025: 1.7%▼ -3.0% vs 05-2025 07-2025: 1.8%▲ +10.3% vs 06-2025 08-2025: 2.4%▲ +29.4% vs 07-2025highest value 09-2025: 0.2%▼ -93.3% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -0.6% vs 12-2025 02-2026: 0.2%▲ +0.6% vs 01-2026 03-2026: 0.2%▼ -0.6% vs 02-2026 04-2026: 0.2%▼ -0.6% vs 03-2026 05-2026: 0.2%▼ -1.3% vs 04-2026 06-2026: 0.2%▼ -0.6% vs 05-2026 07-2026: 0.2%▲ +5.8% vs 06-2026 08-2026: 0.2%▲ +36.8% vs 07-2026 09-2026: 0.1%▼ -40.4% vs 08-2026 10-2026: 0.1%▼ -1.5% vs 09-2026lowest value
  • Liquidity: current ratio 5.25, cash €135,630 lowers the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Equity €323,761 (82.1% of total assets) lowers the probability
  • Founded in 1998 lowers the probability for this profile
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 5.25 against 4.62 in 2024; short-term debt: 8.4% and cash: 34.4% of total assets), and 17.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 92%, liquidity 93%, profitability 35%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 5.25, cash €135,630
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €323,761 (82.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1998
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
on the day
2023
5 d early
2022
32 d late
2021
26 d late
2020
23 d late
2019
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €239,095

Key points

  • Caution: From profit to loss in 2025after €239,095 in 2024 -€14,991 View
  • Caution: Among the weakest 11% on net resultsector median €8,440 · 9,002 companies -€14,991 View
  • Active since 1998founded 11-09-1998 28 years View

By topic

Financials

Fiscal year
2025
Total assets
€394,145
Loss
-€14,991
Solvency
82.1%
Total assets▼ 7.9%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 25-08-2026Annual accounts filed
  2. 31-07-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
11-09-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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