Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of RenImmo is 1.0% (low). The 2024 annual accounts show equity of €1k and a net result of €-59k. Its solvency ranks better than 27% of 4968 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.0%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidencePersistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 29 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 24-07-2025 | 7 d early | 2025-00301855 |
| 31-12-2023 | 31-07-2024 | 26-09-2024 | 57 d late | 2024-00472527 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-59k+66.4%
Working capital€-465k-12.8%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 24-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 0.1% | 16.7% | |
| Net result | €-59k | €2k | |
| Equity | €1k | €27k | |
| Gross operating margin | €48k | €27k | |
| Total assets | €1.25M | €302k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€40k
-
23-24
€-59k
+66.4%
23-24
€4k
-
23-24
€1.25M
-4.4%
23-24
€1k
-97.5%
23-24
€-465k
-12.8%
23-24
€1.25M
0.0%
23-24
€476k
+13.6%
23-24
Show 8 other metrics
€770k
-6.8%
23-24
0.02
+41.2%
23-24
0.02
+41.2%
23-24
0.1%
-97.4%
23-24
831.97
+3921.9%
23-24
-3919.9%
-1250.5%
23-24
-4.7%
+64.8%
23-24
1.10
-
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €40k |
| Net profit | €-59k |
| Cash flow | €4k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €1.25M |
| Equity | €1k |
| Debt | €1.25M |
| of which ≤ 1y | €476k |
| of which > 1y | €770k |
| Working capital | €-465k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.02 |
| Quick ratio | 0.02 |
| Working capital ratio | -37.2% |
| Solvency | 0.1% |
| Debt / equity | 831.97 |
| Long-term debt ratio | 514.34 |
| Interest coverage | 1.10 |
| Gross margin | - |
| Net margin | - |
| ROA | -4.7% |
| ROE | -3919.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.25M |
| Fixed assets | 21/28 | €1.24M |
| Tangible fixed assets | 22/27 | €1.23M |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €11k |
| Amounts receivable within one year | 40/41 | €0 |
| Cash & bank | 54/58 | €11k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.25M |
| Equity | 10/15 | €1k |
| Contributions / capital | 10/11 | €235k |
| Accumulated profits (losses) | 14 | €-233k |
| Amounts payable | 17/49 | €1.25M |
| Amounts payable after one year | 17 | €770k |
| Amounts payable within one year | 42/48 | €476k |
| Trade debts payable within one year | 44 | €27k |
| Income statement | ||
| Gross operating margin | 9900 | €48k |
| Operating result | 9901 | €-22k |
| Financial income | 75 | €13 |
| Financial charges | 65 | €37k |
| Result before taxes | 9903 | €-59k |
| Net result for the period | 9904 | €-59k |
| Result to be appropriated | 9905 | €-59k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed10
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
3 directorsCurrent directors & mandates
-
Gisa Vastgoed BVLegal entityDirector· perm. rep.: Gisa Vastgoed BVState Gazette act 23013493 (27-01-2023)Current27-01-2023 → present
-
Julie VanermenManaging directorState Gazette act 23013493 (27-01-2023)Current27-01-2023 → present
Former directors (1)
-
Balou Invest BVLegal entityDirectorState Gazette act 23013493 (27-01-2023)Former- → 27-01-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Ontwikkeling van residentiële bouwprojecten(68121) |
| Legal form | Private limited company(610) |
| Incorporation | 28-03-2022 |
| Status | Active |
| Postal code | 8500 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Engelse Wandeling(Kor) 2F8500 KortrijkEstablishment units
1 locationRenImmo
since 20222.330.262.375
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5.3 ha
Buildings1
Building footprint2,087 m²
Volume (LiDAR)12,304 m³
Tallest building8.4 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0660/00Y002 ProtectedMonumentDakpannenfabriek De Pottelberg: stoommachines, stoomketelfronten, pannenpers en deel kleispoorlijnSource ↗ |
Flanders | 5.3 ha | 1 · 2,087 m² | 8.4 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
25-01-2023
Registered-office move
All acts · 2
updated 3 years ago
2023
27-01-2023 2 directors appointed, 1 resigning
- Gisa Vastgoed BV, Bestuurder
- Julie Vanermen, Gedelegeerd bestuurder
- Balou Invest BV, Bestuurder
25-01-2023 Registered office moved from Sint-Denijs-Westrem to Kortrijk
- Schoonzichtstraat 23E te 9051 Sint-Denijs-Westrem → Engelse Wandeling 2F4 8500 Kortrijk
Analysis
Financial profile
5 of 5 axes measured32
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
10
Profitability
0
Solvency
0
Growth
58
Stability
94
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 2,018 of the 9,649 companies in this sector. 470 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten68122Bouwrijp maken van terreinen43120Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121Diverse ondersteunende activiteiten ten behoeve van voorzieningen81100
Primary activity highlighted.
Names & trade names
| Legal nameNL | RenImmo |
Registered office
Engelse Wandeling(Kor) 2F bus 4
8500 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.