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Metalu

Active
Private limited companyfounded 1981active for 45 yearsHeirbaan 166, 1745 Opwijk, BelgiumKBO/BCE: BE 0421.645.142
Summary

Metalu has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €644,694 and a net result of €60,813. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 84% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 08-05-1981 Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range) NACE 47521and 2 others
Joint committees
149.04 Paritair Subcomité voor de metaalhandel
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2022
Establishment unit
2.019.437.060 1745 Opwijk, since 01-07-1981
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • VAN DEN BROECK AdyDirector
Shareholders

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€255,511
▼ 6.3%
Turnover
≈ €1.3m
estimated
Profit
€60,813
▼ 23.9%
Equity
€644,694
▲ 10.4%
Total assets
€889,615
▼ 3.0%
Employees on 31-12-2025
3
=
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskFounded in 1981Equity €644,694 (72.5% of total assets)Size: 2.8 FTE, total assets €889,615Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 67% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 97+8
equity 72.5% of total assets
Liquidity 54-2
short-term debt 4.1% · cash 3.6%
Profitability 77-3
return on assets 6.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 13.23 (4.72 in 2024), above the usual 1.5. Short-term debt is 4.1% and cash 3.6% of total assets. 27.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 83% of them on solvency, 60% on liquidity, 66% on profitability and 61% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1981
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Equity €644,694 (72.5% of total assets)
NBB · annual accounts
lowers risk · Size: 2.8 FTE, total assets €889,615
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
73 days early
2024
65 days early
2023
71 days early
2022
53 days early
2021
61 days early
2020
40 days early
2019
123 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 69 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5th oldest company in Opwijk, Wholesale and retail trade sectorin the Checked rankings No. 5 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €60,813 8 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
All 16 events

Comparable companies

These companies have the same main activity as Metalu: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €610,000 and €1.1m, founded between 1974 and 1990.

CompanyTotal assetsGross margin
Metalu Opwijk€0.9m€0.3m
PIERREUX-JANSSENS Pepingen€0.8m€0.4m
SWINNEN G. Genk€1.1m€0.3m
Verneert Berlare€1.1m€0.4m
SANELEC Florennes€0.7m€0.2m
DHZ DE LINDE Sint-Truiden€0.9m€0.2m
FONDAIRE ET Cie Namur€0.6m€0.3m
Full comparison

Key facts about Metalu

What is the company number of Metalu?
The company number of Metalu is 0421.645.142. The VAT number is the same number with BE in front: BE 0421.645.142.
Where is Metalu based?
The registered office is at Heirbaan 166, 1745 Opwijk.Company details
What does Metalu do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of Metalu?
The legal form of Metalu is Private limited company (BV).
When was Metalu founded?
Metalu was founded on 08-05-1981.
Is Metalu still active?
Yes, Metalu is an active enterprise in the KBO register.
How many employees does Metalu have?
Metalu had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Metalu fall under?
In its 2022 annual accounts, Metalu states joint committees 149.04 (Paritair Subcomité voor de metaalhandel) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of Metalu?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €255,511 and 34 comparable companies (NACE 475). It probably lies between €910,000 and €2.0m.
Is Metalu profitable?
In financial year 2025, Metalu made a profit of €60,813.
Where can I find the annual accounts of Metalu?
Metalu filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Metalu due?
Metalu must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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