RENIBO
ActiveSummary
RENIBO has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €10k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-20
Solvency80=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 2.23 in 2024; short-term debt: 45.4% and cash: 73.8% of total assets), and 45.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.6%
Return on assets
7.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
11 d early
2023
3 d early
2022
1 d early
2021
77 d late
2020
43 d early
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▼ 0.4%
2024 · €70k
2018: €39k
2019: €41k
2020: €38k
2021: €36k
2022: €61k
2023: €50k
2024: €70k
2018 → 2025
Total assets
€128k▲ 1.2%
2024 · €126k
2018: €58k
2019: €88k
2020: €61k
2021: €58k
2022: €133k
2023: €93k
2024: €126k
2018 → 2025
Net result
€10k▼ 66.8%
2024 · €30k
2018: €5k
2019: €2k
2020: €-4k
2021: €-2k
2022: €25k
2023: €-11k
2024: €30k
2018 → 2025
Working capital
€70k▲ 1.2%
2024 · €69k
2018: €37k
2019: €13k
2020: €10k
2021: €14k
2022: €45k
2023: €42k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€61k▲ 70.9%€50k▼ 17.9%€70k▲ 39.2%€70k▼ 0.4%
Operating result€-2k-€33k€-13k€41k€13k▼ 69.2%
Net result€-2k-€25k€-11k€30k€10k▼ 66.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €128k
Equity
€70k ▼ 0.4%
Debt
€58k ▲ 3.2%
Debt's share of the balance-sheet total rises from 44.5% to 45.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €49k
Cash flow
€11k▼
2024 · €37k
Current ratio
2.20▼
2024 · 2.23
Quick ratio
2.20▲
2024 · 2.16
Debt to equity
0.83▲
2024 · 0.80
ROE
14.3%▼
2024 · 42.8%
ROA
7.8%▼
2024 · 23.8%
Interest coverage
257.48▼
2024 · 953.87
Debt ≤ 1 year
€58k▲
2024 · €56k
Income taxes
€5k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€126k€128k▲
Fixed assets21/28€1k-
Tangible fixed assets22/27€1k-
Furniture and vehicles24€1k-
Current assets29/58€125k€128k▲
Stocks and contracts in progress3€3k€293▼
Stocks30/36€3k-
Contracts in progress37-€293
Amounts receivable within one year40/41€30k€33k▲
Other amounts receivable41€30k€33k▲
Cash at bank and in hand54/58€92k€94k▲
Equity and liabilities
Total equity and liabilities10/49€126k€128k▲
Equity10/15€70k€70k▼
Contributions10/11€19k€19k=
Reserves13€52k€51k▼
Tax-exempt reserves132€19k€19k=
Distributable reserves133€33k€32k▼
Amounts payable17/49€56k€58k▲
Amounts payable within one year42/48€56k€58k▲
Trade debts44€22k€22k▼
Suppliers440/4€22k€22k▼
Taxes, remuneration and social security45€24k€26k▲
Taxes450/3€24k€26k▲
Other amounts payable47/48€10k€10k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€1k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€50k€15k▼
Operating profit (loss)9901€41k€13k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€51€54▲
Recurring financial charges65€51€54▲
Profit (loss) for the period before taxes9903€43k€15k▼
Income taxes67/77€13k€5k▼
Profit (loss) for the period9904€30k€10k▼
Profit (loss) for the period to be appropriated9905€30k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€10k▼
Transfer from equity791/2-€313
Transfer to equity691/2€20k-
To other reserves6921€20k-
Profit to be distributed694/7€10k€10k=
Return on contributions (dividend)694€10k€10k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k ▼143%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
16-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 77 days late
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
05-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 36 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Azalealaan(M) 233630 MaasmechelenGround area
472 m²
Building footprint
120 m²
Volume, LiDAR
918 m³
Parcel 73048E0927/00Y030, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Azalealaan(M) 23, 3630 Maasmechelen
since 20022.101.583.885
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048E0927/00Y030 | Flanders | 472 m² | 1 · 120 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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T.E.S. ELECTRIC
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BE 0680.888.530
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S.J. CONSTRUCT
BE 0830.450.652
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,232 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-1996
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.