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Rendertime

Active
Private limited companyfounded 2022active for 4 yearsEsenstraat 72, 8610 Kortemark, BelgiumKBO/BCE: BE 0781.336.483
Summary

Rendertime has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,073 and a net result of €1,516. Equity is growing by about 9.5% per year across the filed financial years. Its solvency ranks better than 58% of 4,288 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Graphic design and visual communication
NACE 74120
1 site
Size
€17,301total assets 2025
Equity
€10,073
Profit
€1,516
Turnover not published (micro format)
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
Accounts 23 days early1 of 3 deeds read
Why 70raises risk1 change of registered office in 24 months1 of the last 3 latelowers riskSector: Other professional, scientific and technical activities (NACE 74)Figures for financial year 2025 (filed 08-07-2026)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 51% of its sector peers (NACE 74, micro)
Financial strength · tick = 2024
Strong
Solvency 83=
equity 58.2% of total assets
Liquidity 45=
short-term debt 41.8% · cash 11.5%
Profitability 80+37
return on assets 8.8%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,413 companies, NACE 74, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.7%▲ +0.2 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.3%▼ -0.4 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.9%▲ +0.5 percentage points vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026highest value 08-2026: 0.7%▼ -0.2 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.22, compared with 2.15 in 2024, above the usual 1.5; short-term debt: 41.8% and cash: 11.5% of total assets), and 41.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 59% on solvency, 28% on liquidity, 53% on profitability and 64% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Figures for financial year 2025 (filed 08-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
23 days early
2024
39 days late
2023
22 days early
2022
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 10 days before the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: Casier Melissa (director)Director discharge · Shareholding ·…
  3. Back to profitnet €1,516

Financials · financial year 2025, micro format

Equity
€10,073▲ 17.7%
2024 · €8,556
Total assets
€17,301▲ 17.2%
2024 · €14,756
Net result
€1,516
2024 · -€58
Working capital
€8,799▲ 23.7%
2024 · €7,115
Trend over the years

2022 to 2025, 4 financial years

The operating result recovers in 2025; 2025 is 4,922% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€2,232 2025 Net result€1,516 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 74, Other professional, scientific and technical activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€1,893-€1,716▼ 9.3%€44▼ 97.4%€2,232▲ 4,922%
Net result€1,358within the sector's middle half-€1,256within the sector's middle half▼ 7.5%-€58within the sector's middle half€1,516within the sector's middle half
Equity€7,358below the sector's middle half-€8,614below the sector's middle half▲ 17.1%€8,556below the sector's middle half▼ 0.7%€10,073below the sector's middle half▲ 17.7%
Total assets€11,844below the sector's middle half-€10,140below the sector's middle half▼ 14.4%€14,756below the sector's middle half▲ 45.5%€17,301below the sector's middle half▲ 17.2%
Debt€4,486-€1,526▼ 66.0%€6,200▲ 306%€7,228▲ 16.6%
Working capital€7,358within the sector's middle half-€7,006within the sector's middle half▼ 4.8%€7,115within the sector's middle half▲ 1.6%€8,799within the sector's middle half▲ 23.7%
Solvency62.1%within the sector's middle half-85.0%above the sector's middle half▲ 22.8pp58.0%within the sector's middle half▼ 27.0pp58.2%within the sector's middle half▲ 0.2pp
Current ratio2.64within the sector's middle half-5.59above the sector's middle half▲ 2.952.15within the sector's middle half▼ 3.442.22within the sector's middle half▲ 0.07
Return on assets (ROA)11.5%within the sector's middle half-12.4%within the sector's middle half▲ 0.9pp-0.4%within the sector's middle half▼ 12.8pp8.8%within the sector's middle half▲ 9.2pp
above within below the middle half of NACE 74, Other professional, scientific and technical activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17,301
Fixed assets €1,274 ▼ 11.6%
Current assets €16,027 ▲ 20.4%
Equity and liabilities €17,301
Equity €10,073 ▲ 17.7%
Debt €7,228 ▲ 16.6%
Debt's share of the balance-sheet total falls from 42.0% to 41.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,399▲
2024 · €211
Cash flow
€1,683▲
2024 · €109
Debt to equity
0.72▼
2024 · 0.72
ROE
15.1%▲
2024 · -0.7%
Interest coverage
9.85▲
2024 · 2.94
Debt ≤ 1 year
€7,228▲
2024 · €6,200
Income taxes
€521▲
2024 · €34
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€14,756€17,301▲
Fixed assets21/28€1,441€1,274▼
Tangible fixed assets22/27€1,441€1,274▼
Other tangible fixed assets26€1,441€1,274▼
Current assets29/58€13,315€16,027▲
Amounts receivable within one year40/41€11,502€14,029▲
Trade receivables40€10,375€14,029▲
Other amounts receivable41€1,127€0▼
Cash at bank and in hand54/58€1,813€1,998▲
Equity and liabilities
Total equity and liabilities10/49€14,756€17,301▲
Equity10/15€8,556€10,073▲
Contributions10/11€6,000€6,000=
Profit (loss) carried forward14€2,556€4,073▲
Amounts payable17/49€6,200€7,228▲
Amounts payable within one year42/48€6,200€7,228▲
Trade debts44€3,763€3,317▼
Suppliers440/4€3,763€3,317▼
Advances received on contracts in progress46€889€0▼
Taxes, remuneration and social security45€863€2,374▲
Taxes450/3€863€2,374▲
Other amounts payable47/48€684€1,538▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€167€167=
Other operating charges640/8€64€387▲
Gross operating margin9900€275€2,787▲
Operating profit (loss)9901€44€2,232▲
Financial income75/76B€4€49▲
Recurring financial income75€4€49▲
Financial charges65/66B€72€243▲
Recurring financial charges65€72€243▲
Profit (loss) for the period before taxes9903-€24€2,037▲
Income taxes67/77€34€521▲
Profit (loss) for the period9904-€58€1,516▲
Profit (loss) for the period to be appropriated9905-€58€1,516▲
Appropriation of the result
Profit (loss) to be appropriated9906€2,556€4,073▲
Profit (loss) brought forward from the previous period14P€2,614€2,556▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,830€62€167€167=
Other operating charges640/8€282€499€64€387▲ 507%
Gross operating margin9900€4,005€2,278€275€2,787▲ 912%
Operating profit (loss)9901€1,893€1,716€44€2,232▲ 4,922%
Financial income75/76B€1-€4€49▲ 1,208%
Recurring financial income75€1-€4€49▲ 1,208%
Financial charges65/66B€60€57€72€243▲ 238%
Recurring financial charges65€60€57€72€243▲ 238%
Profit (loss) for the period before taxes9903€1,835€1,659-€24€2,037-
Income taxes67/77€476€403€34€521▲ 1,417%
Profit (loss) for the period9904€1,358€1,256-€58€1,516-
Profit (loss) for the period to be appropriated9905€1,358€1,256-€58€1,516-
Line2022202320242025Change
Assets
Total assets20/58€11,844€10,140€14,756€17,301▲ 17.2%
Fixed assets21/28-€1,608€1,441€1,274▼ 11.6%
Tangible fixed assets22/27-€1,608€1,441€1,274▼ 11.6%
Other tangible fixed assets26-€1,608€1,441€1,274▼ 11.6%
Current assets29/58€11,844€8,532€13,315€16,027▲ 20.4%
Amounts receivable within one year40/41€1,058€2,866€11,502€14,029▲ 22.0%
Trade receivables40€751€2,866€10,375€14,029▲ 35.2%
Other amounts receivable41€307-€1,127€0▼ 100%
Cash at bank and in hand54/58€10,786€5,666€1,813€1,998▲ 10.2%
Equity and liabilities
Total equity and liabilities10/49€11,844€10,140€14,756€17,301▲ 17.2%
Equity10/15€7,358€8,614€8,556€10,073▲ 17.7%
Contributions10/11€6,000€6,000€6,000€6,000=
Profit (loss) carried forward14€1,358€2,614€2,556€4,073▲ 59.3%
Amounts payable17/49€4,486€1,526€6,200€7,228▲ 16.6%
Amounts payable within one year42/48€4,486€1,526€6,200€7,228▲ 16.6%
Trade debts44€3,743€249€3,763€3,317▼ 11.9%
Suppliers440/4€3,743€249€3,763€3,317▼ 11.9%
Advances received on contracts in progress46-€91€889€0▼ 100%
Taxes, remuneration and social security45€476€501€863€2,374▲ 175%
Taxes450/3€476€501€863€2,374▲ 175%
Other amounts payable47/48€266€684€684€1,538▲ 125%
Line2022202320242025Change
Profit (loss) for the period9904€1,358€1,256-€58€1,516-
+ Depreciation and write-downs630€1,830€62€167€167=
Operating cash flow (approximation)€3,188€1,318€109€1,683▲ 1,447%
Investment in fixed assets (approximation)--€0€0-
Change in cash--€5,121-€3,853€185-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 08-07-2026 2026-00287764
31-12-2024 micro format 08-09-2025 2025-00487225
31-12-2023 micro format 09-07-2024 2024-00225342
31-12-2022 micro format 27-06-2023 2023-00204204

Similar companies · same sector, comparable size

Of the 6,259 active companies whose main activity is graphic design and visual communication (NACE 74120), figures are known for 1,020. 742 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
no sitting director read yet, last change in 2026
No directors read yet: 1 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Mandate history

1 person since 2026, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Casier Melissa
  • Director, until 08-05-2026
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
Stated in the act act of 08-05-2026 ↗
  • Averbeke Matthias all shares

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Group and network

Connections & network

No directors read yet: 1 of 3 Gazette acts processed.

History

Rendertime was incorporated on 28 January 2022 as a private limited company.1 The registered office was moved to Zarren in 2026.2 Total assets rose from €11,844 in 2022 to €17,301 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-05-2026
  3. 3National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
financial year 2025 · micro format
08-05
Gazette deed Resignation: Casier Melissa (director)
Director discharge · Shareholding · Registered-office move7 facts ▸
  • General meeting, 26-09-2025
  • Director resignation, Casier Melissa (director)
  • Director discharge, Casier Melissa
  • Shareholding, Averbeke Matthias
  • Board meeting, 01-10-2025
  • Registered-office move, Esenstraat 72 te 8610 Zarren
  • Other provision, “bestuurder, akkoord met zetelverplaatsing en publicatie” (deed in Dutch)
2025
31-12
Financial Back to profitnet €1,516
Net result €1,516 after one loss-making year.
08-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 39 days late
2024
31-12
Financial Weakest financial yearnet -€58
Net result drops to -€58, the lowest in the series; recovery starts the following year.
09-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial Liquidity more than doubledcurrent ratio 5.59
Current ratio from 2.64 to 5.59; short-term debt falls from €4,486 to €1,526.
27-06
NBB filing Annual accounts filed
financial year 2022 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded28-01-2022
Financial year end31-12
Activities, NACEBEL 2025
74120Graphic design and visual communication
E-invoicing
Reachable via Peppol
Peppol ID 0208:0781336483
Also 9925:BE0781336483

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 18 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Kortemark · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
898 m²
Building footprint
324 m²
Building volume
594 m³
2 parcels, Flanders · tallest building 6.8 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Rendertime
1° Jagersstraat(ONK) 6, 8840 StadenGraphic design and visual communication
since 2022unit no. 2.327.196.185
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
36014C0154/00T000 Flanders 500 m² 1 · 146 m² -
32027A0170/00E003 Flanders 399 m² 1 · 177 m² 6.8 m · 1
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

Other provisionsOther rules from the articles that fall under none of the themes above.
1 more provision in the deed, see the deed of 08-05-2026

Read from the deeds: 1 provision, deed of 08-05-2026