URUKU
ActiveURUKU has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €65k and a net result of €17k. Equity is growing by ~43.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 4358 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85=
Solvency75▼-24
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 4.61 in 2023; short-term debt: 46.4% and cash: 17.1% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
50.3%
Return on assets
13%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
51 d early
2023
69 d early
2022
41 d early
2021
27 d early
2020
57 d early
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€65k▼ 51.9%
2023 · €135k
2019: €10k
2020: €44k
2021: €74k
2022: €111k
2023: €135k
2019 → 2024
Total assets
€129k▼ 29.5%
2023 · €184k
2019: €57k
2020: €72k
2021: €114k
2022: €158k
2023: €184k
2019 → 2024
Net result
€17k▼ 31.4%
2023 · €24k
2019: €224
2020: €34k
2021: €30k
2022: €37k
2023: €24k
2019 → 2024
Working capital
€41k▼ 66.7%
2023 · €122k
2019: €7k
2020: €42k
2021: €73k
2022: €111k
2023: €122k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€44k-€74k▲ 67.0%€111k▲ 50.3%€135k▲ 22.1%€65k▼ 51.9%
Operating result€45k-€41k▼ 9.5%€51k▲ 24.8%€36k▼ 30.3%€24k▼ 33.1%
Net result€34k-€30k▼ 12.8%€37k▲ 25.3%€24k▼ 34.1%€17k▼ 31.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 33% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €129k
Fixed assets
€29k▲ 2.4%
Current assets
€101k▼ 35.3%
Equity and liabilities €129k
Equity
€65k▼ 51.9%
Debt
€64k▲ 33.5%
The debt ratio rises from 26.3% to 49.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€31k▼
2023 · €40k
Cash flow
€24k▼
2023 · €29k
Solvency
50.3%▼
2023 · 73.7%
Current ratio
1.67▼
2023 · 4.61
Quick ratio
1.67▼
2023 · 4.61
Debt / equity
0.99▲
2023 · 0.36
ROE
25.8%▲
2023 · 18.1%
ROA
13.0%▼
2023 · 13.3%
Interest coverage
30.10▼
2023 · 40.72
Debt
€64k▲
2023 · €48k
Debt ≤ 1 year
€60k▲
2023 · €34k
Debt > 1 year
€4k▼
2023 · €15k
Income taxes
€7k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€184k€129k▼
Fixed assets21/28€28k€29k▲
Tangible fixed assets22/27€28k€29k▲
Furniture and vehicles24€28k€22k▼
Other tangible fixed assets26-€7k
Current assets29/58€155k€101k▼
Amounts receivable within one year40/41€25k€27k▲
Trade receivables40€19k€22k▲
Other amounts receivable41€6k€5k▼
Current investments50/53€100k€51k▼
Cash at bank and in hand54/58€30k€22k▼
Deferred charges and accrued income490/1€927€369▼
Equity and liabilities
Total equity and liabilities10/49€184k€129k▼
Equity10/15€135k€65k▼
Contributions10/11€10k€10k=
Reserves13€125k€55k▼
Distributable reserves133€125k€55k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€48k€64k▲
Amounts payable after more than one year17€15k€4k▼
Financial debts170/4€15k€4k▼
Amounts payable within one year42/48€34k€60k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€150€135▼
Credit institutions430/8€150€135▼
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48€13k€34k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€42k€32k▼
Operating profit (loss)9901€36k€24k▼
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€990€1k▲
Recurring financial charges65€990€1k▲
Profit (loss) for the period before taxes9903€35k€24k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€24k€17k▼
Profit (loss) for the period to be appropriated9905€24k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€17k▼
Transfer from equity791/2-€87k
Transfer to equity691/2€24k€17k▼
To other reserves6921€24k€17k▼
Profit to be distributed694/7-€87k
Return on contributions (dividend)694-€87k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €37k ▲25.3%
Operating result €51k, net result €37k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲50.3%
4 profitable years in a row build equity to €111k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 2.52
Current ratio from 1.15 to 2.52; short-term debt falls from €46k to €28k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blijdenburg 118200 BruggeGround area
3.9 ha
Building footprint
1.8 ha
Volume, LiDAR
115,725 m³
2 parcels, Flanders · tallest building 14.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
URUKU
since 20192.290.105.761
URUKU
since 20192.290.105.860
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31030A0339/00F002 | Flanders | 3.8 ha | 1 · 1.7 ha | 14.6 m · 2 fl. |
| 31512B0495/00T003 | Flanders | 1,268 m² | 1 · 179 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,299 companies in sector 74120 we hold annual accounts for 1,009. 855 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2019
Fiscal year end31-12
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
62010Computer programming, consultancy and related activities
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.