RENDERS MARIA
ActiveRENDERS MARIA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €8k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 40% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▲+10
Solvency82▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.64 in 2024), but 55.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.1%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
3 d early
2023
14 d early
2022
21 d early
2021
18 d early
2020
4 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€285k▲ 3.0%
2024 · €277k
2018: €155k
2019: €162k
2020: €169k
2021: €233k
2022: €248k
2023: €274k
2024: €277k
2018 → 2025
Total assets
€647k▲ 4.5%
2024 · €619k
2018: €207k
2019: €224k
2020: €274k
2021: €535k
2022: €399k
2023: €581k
2024: €619k
2018 → 2025
Net result
€8k▲ 221%
2024 · €3k
2018: €14k
2019: €27k
2020: €46k
2021: €215k
2022: €114k
2023: €26k
2024: €3k
2018 → 2025
Working capital
€246k▲ 12.0%
2024 · €219k
2018: €155k
2019: €162k
2020: €169k
2021: €233k
2022: €247k
2023: €200k
2024: €219k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€233k-€248k▲ 6.2%€274k▲ 10.7%€277k▲ 1.0%€285k▲ 3.0%
Operating result€227k-€109k▼ 52.0%€19k▼ 82.8%€-20k€-11k▲ 46.9%
Net result€215k-€114k▼ 46.8%€26k▼ 76.8%€3k▼ 90.1%€8k▲ 221%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €647k
Fixed assets
€40k▼ 31.1%
Current assets
€608k▲ 8.2%
Equity and liabilities €647k
Equity
€285k▲ 3.0%
Debt
€362k▲ 5.7%
The debt ratio rises from 55.3% to 55.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€7k▲
2024 · €-2k
Cash flow
€26k▲
2024 · €21k
Solvency
44.1%▼
2024 · 44.7%
Current ratio
1.68▲
2024 · 1.64
Quick ratio
1.68▲
2024 · 1.64
Debt / equity
1.27▲
2024 · 1.24
ROE
2.9%▲
2024 · 0.9%
ROA
1.3%▲
2024 · 0.4%
Interest coverage
0.90▲
2024 · -0.25
Debt
€362k▲
2024 · €342k
Debt ≤ 1 year
€362k▲
2024 · €342k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€619k€647k▲
Fixed assets21/28€58k€40k▼
Tangible fixed assets22/27€58k€40k▼
Furniture and vehicles24€58k€40k▼
Current assets29/58€562k€608k▲
Amounts receivable within one year40/41€560k€602k▲
Trade receivables40€12k€12k▲
Other amounts receivable41€548k€590k▲
Cash at bank and in hand54/58€1k€5k▲
Deferred charges and accrued income490/1€664€660▼
Equity and liabilities
Total equity and liabilities10/49€619k€647k▲
Equity10/15€277k€285k▲
Contributions10/11€19k€19k=
Reserves13€58k€58k=
Distributable reserves133€58k€58k=
Profit (loss) carried forward14€200k€208k▲
Amounts payable17/49€342k€362k▲
Amounts payable within one year42/48€342k€362k▲
Trade debts44€130k€145k▲
Suppliers440/4€130k€145k▲
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€13k€6k▼
Other amounts payable47/48€200k€211k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€20k€0▼
Other operating charges640/8€938€955▲
Gross operating margin9900€20k€8k▼
Operating profit (loss)9901€-20k€-11k▲
Financial income75/76B€31k€31k▼
Recurring financial income75€31k€31k▼
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€4k€12k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€3k€8k▲
Profit (loss) for the period to be appropriated9905€3k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€200k€208k▲
Profit (loss) brought forward from the previous period14P€197k€200k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼90.1%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €215k ▲362%
Operating result €227k, net result €215k, both a record.
31-12
Financial
Equity above €200kEq €233k ▲38.3%
4 profitable years in a row build equity to €233k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoortverten 572350 VosselaarGround area
1,044 m²
Building footprint
139 m²
Volume, LiDAR
660 m³
Parcel 13046C0579/00M000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoortverten 57, 2350 Vosselaar
since 20012.100.399.297
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046C0579/00M000 | Flanders | 1,044 m² | 1 · 139 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SALLEVER
BE 0450.790.276
Puurs-Sint-Amands · Eq €285k
GEMSTONE CAPITAL
BE 0766.345.332
Elsene · Eq €285k
PEOPLE INTENT
BE 0478.567.415
Diest · Eq €285k
D&D Consulting Services
BE 0829.584.283
Stavelot · Eq €285k
SVM CONSULTING
BE 0465.497.852
Beringen · Eq €285k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 38,269 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.