PEOPLE INTENT
ActivePEOPLE INTENT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €10k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-42
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 48.4 against 26.0 in 2024), and 1.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.2%
Return on assets
3.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 d early
2024
30 d early
2023
54 d early
2022
75 d early
2021
58 d early
2020
60 d late
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€285k▲ 3.6%
2024 · €275k
2018: €223k
2019: €224k
2020: €239k
2021: €282k
2022: €248k
2023: €243k
2024: €275k
2018 → 2025
Total assets
€290k▲ 2.3%
2024 · €284k
2018: €239k
2019: €232k
2020: €253k
2021: €333k
2022: €321k
2023: €255k
2024: €284k
2018 → 2025
Net result
€10k▼ 69.8%
2024 · €33k
2018: €16k
2019: €732
2020: €15k
2021: €44k
2022: €4k
2023: €-5k
2024: €33k
2018 → 2025
Working capital
€233k▲ 8.2%
2024 · €215k
2018: €185k
2019: €146k
2020: €167k
2021: €201k
2022: €175k
2023: €178k
2024: €215k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€282k-€248k▼ 12.3%€243k▼ 1.9%€275k▲ 13.4%€285k▲ 3.6%
Operating result€78k-€7k▼ 91.6%€-4k€50k€14k▼ 71.4%
Net result€44k-€4k▼ 90.0%€-5k€33k€10k▼ 69.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €290k
Fixed assets
€53k▼ 12.5%
Current assets
€238k▲ 6.3%
Equity and liabilities €290k
Equity
€285k▲ 3.6%
Debt
€5k▼ 39.4%
The debt ratio falls from 3.0% to 1.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€23k▼
2024 · €59k
Cash flow
€19k▼
2024 · €41k
Solvency
98.2%▲
2024 · 97.0%
Current ratio
48.40▲
2024 · 26.00
Quick ratio
48.40▲
2024 · 26.00
Debt / equity
0.02▼
2024 · 0.03
ROE
3.4%▼
2024 · 11.8%
ROA
3.4%▼
2024 · 11.5%
Interest coverage
160.75▲
2024 · 68.97
Debt
€5k▼
2024 · €9k
Debt ≤ 1 year
€5k▼
2024 · €9k
Income taxes
€6k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€284k€290k▲
Fixed assets21/28€61k€53k▼
Tangible fixed assets22/27€61k€53k▼
Land and buildings22€41k€37k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€224k€238k▲
Amounts receivable within one year40/41€9k€3k▼
Trade receivables40€9k€2k▼
Other amounts receivable41€35€1k▲
Current investments50/53€80k€92k▲
Cash at bank and in hand54/58€134k€140k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€284k€290k▲
Equity10/15€275k€285k▲
Contributions10/11€12k€12k=
Reserves13€263k€273k▲
Distributable reserves133€263k€273k▲
Amounts payable17/49€9k€5k▼
Amounts payable within one year42/48€9k€5k▼
Financial debts43€2k€33▼
Other loans439€2k€33▼
Trade debts44€602€897▲
Suppliers440/4€602€897▲
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€423€1k▲
Accrued charges and deferred income492/3€0€300▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€652€735▲
Gross operating margin9900€59k€24k▼
Operating profit (loss)9901€50k€14k▼
Financial income75/76B€780€2k▲
Recurring financial income75€780€2k▲
Financial charges65/66B€851€143▼
Recurring financial charges65€851€143▼
Profit (loss) for the period before taxes9903€50k€16k▼
Income taxes67/77€17k€6k▼
Profit (loss) for the period9904€33k€10k▼
Profit (loss) for the period to be appropriated9905€33k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€10k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0-
Transfer to equity691/2€33k€10k▼
To other reserves6921€33k€10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼208%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 18.18
Current ratio from 3.37 to 18.18; short-term debt falls from €74k to €10k.
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €44k ▲197%
Operating result €78k, net result €44k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jansveld 183290 DiestGround area
258 m²
Building footprint
150 m²
Volume, LiDAR
1,138 m³
Parcel 24020A0275/00F000, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Jansveld 18 A, 3290 Diest
since 20022.114.563.970
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020A0275/00F000 | Flanders | 258 m² | 1 · 150 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 102 EUR awarded · 102 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 102 EUR | 102 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 38,268 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2002
Fiscal year end31-12
Abbreviation NL
PI
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
82990Other business support services
85510Sports and recreation education
85599Other education
86904Human health activities
86909Human health activities
86931Psychology services
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0477285125