Summary
RENA PLUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €566,004 and a net result of €1,579. Equity is growing by ~18.7% per year across the filed fiscal years. The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
42 d early
2023
28 d late
2022
on the day
2021
on the day
2020
4 d late
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (3 of the last 3 filed years within 61 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€566,004▼ 19.3%
2023 · €701,802
Net result
€1,579▼ 99.3%
2023 · €229,365
Total assets
€2.3m▼ 7.9%
2023 · €2.5m
Solvency
24.6%▼ 3.5pp
2023 · 28.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€174,922▲ 9.4%€349,335▲ 99.7%€302,930▼ 13.3%€359,817▲ 18.8%€38,699▼ 89.2%
Net result€137,119above the sector's middle half▲ 12.2%€263,763above the sector's middle half▲ 92.4%€208,035above the sector's middle half▼ 21.1%€229,365above the sector's middle half▲ 10.3%€1,579below the sector's middle half▼ 99.3%
Equity€371,316within the sector's middle half▲ 58.5%€614,078within the sector's middle half▲ 65.4%€822,113within the sector's middle half▲ 33.9%€701,802within the sector's middle half▼ 14.6%€566,004within the sector's middle half▼ 19.3%
Total assets€2.0mwithin the sector's middle half▲ 79.4%€2.5mwithin the sector's middle half▲ 23.4%€2.9mwithin the sector's middle half▲ 14.8%€2.5mwithin the sector's middle half▼ 12.6%€2.3mwithin the sector's middle half▼ 7.9%
Debt€1.6m▲ 85.5%€1.8m▲ 12.2%€2.0m▲ 10.3%€1.8m▼ 10.8%€1.7m▼ 3.4%
Working capital-€32,395within the sector's middle half-€64,527within the sector's middle half▼ 99.2%€273,953within the sector's middle half€58,636within the sector's middle half▼ 78.6%-€96,532within the sector's middle half
Solvency18.4%below the sector's middle half▼ 2.4pp24.6%within the sector's middle half▲ 6.3pp28.7%within the sector's middle half▲ 4.1pp28.1%within the sector's middle half▼ 0.7pp24.6%below the sector's middle half▼ 3.5pp
Current ratio0.95within the sector's middle half▼ 0.070.90within the sector's middle half▼ 0.051.36within the sector's middle half▲ 0.461.29within the sector's middle half▼ 0.070.67within the sector's middle half▼ 0.62
Return on assets (ROA)6.8%within the sector's middle half▼ 4.1pp10.6%within the sector's middle half▲ 3.8pp7.3%within the sector's middle half▼ 3.3pp9.2%within the sector's middle half▲ 1.9pp0.1%below the sector's middle half▼ 9.1pp
Staff (FTE)6.2above the sector's middle half▲ 37.8%8.6above the sector's middle half▲ 38.7%6.1above the sector's middle half▼ 29.1%0.5within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2024 Net result -99% on 2023. The previous fiscal year ran 18 months, this one 12.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 89% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.3m
Fixed assets
€2.1m ▼ 5.8%
Current assets
€197,029 ▼ 25.2%
Equity and liabilities €2.3m
Equity
€566,004 ▼ 19.3%
Debt
€1.7m ▼ 3.4%
Debt's share of the balance-sheet total rises from 71.9% to 75.4%. Equity and debt are lower.
Key figures and ratios
ROE
0.3%▼
2023 · 32.7%
Debt ≤ 1 year
€293,561▲
2023 · €204,647
Debt > 1 year
€1.4m▼
2023 · €1.6m
Income taxes
€458▼
2023 · €92,545
Staff costs
€38,024▼
2023 · €229,115
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €6,411 | €1,611 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | - | €468,557 | €229,115 | €38,024 | ▼ 83.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €64,361 | €131,493 | €138,685 | €239,778 | €150,585 | ▼ 37.2% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | -€28,294 | -€1,587 | €0 | ▲ 100% |
| Other operating charges640/8 | - | - | €48,793 | €38,222 | €13,915 | ▼ 63.6% |
| Non-recurring operating charges66A | - | - | €249 | €18,781 | €0 | ▼ 100% |
| Gross operating margin9900 | €537,644 | €918,793 | €930,920 | €884,126 | €241,223 | ▼ 72.7% |
| Operating profit (loss)9901 | €174,922 | €349,335 | €302,930 | €359,817 | €38,699 | ▼ 89.2% |
| Financial income75/76B | - | - | €828 | €3,802 | €998 | ▼ 73.7% |
| Recurring financial income75 | €1,290 | €2,277 | €828 | €3,802 | €998 | ▼ 73.7% |
| Financial charges65/66B | - | - | €30,035 | €41,709 | €37,660 | ▼ 9.7% |
| Recurring financial charges65 | €25,077 | €28,386 | €30,035 | €41,709 | €37,660 | ▼ 9.7% |
| Profit (loss) for the period before taxes9903 | €151,135 | €323,226 | €273,723 | €321,910 | €2,037 | ▼ 99.4% |
| Income taxes67/77 | €14,016 | €59,463 | €65,688 | €92,545 | €458 | ▼ 99.5% |
| Profit (loss) for the period9904 | €137,119 | €263,763 | €208,035 | €229,365 | €1,579 | ▼ 99.3% |
| Profit (loss) for the period to be appropriated9905 | €137,119 | €263,763 | €208,035 | €229,365 | €1,579 | ▼ 99.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €2.5m | €2.9m | €2.5m | €2.3m | ▼ 7.9% |
| Fixed assets21/28 | €1.4m | €1.9m | €1.8m | €2.2m | €2.1m | ▼ 5.8% |
| Intangible fixed assets21 | €122 | €3,454 | €2,615 | - | - | - |
| Tangible fixed assets22/27 | €1.4m | €1.9m | €1.8m | €2.2m | €2.1m | ▼ 5.8% |
| Land and buildings22 | - | - | €1.8m | €2.2m | €2.1m | ▼ 6.4% |
| Plant, machinery and equipment23 | - | - | €17,292 | €2,802 | €7,677 | ▲ 174% |
| Furniture and vehicles24 | - | - | €28,987 | - | €7,835 | - |
| Financial fixed assets28 | €6,760 | €5,760 | €1,840 | €840 | €840 | = |
| Current assets29/58 | €572,515 | €559,903 | €1.0m | €263,283 | €197,029 | ▼ 25.2% |
| Stocks and contracts in progress3 | €149,957 | €300,882 | €529,495 | - | - | - |
| Stocks30/36 | - | - | €529,495 | - | - | - |
| Amounts receivable within one year40/41 | €369,563 | €218,559 | €446,567 | €59,905 | €138,277 | ▲ 131% |
| Trade receivables40 | - | - | €425,916 | €59,905 | €118,567 | ▲ 97.9% |
| Other amounts receivable41 | - | - | €20,651 | - | €19,711 | - |
| Current investments50/53 | - | - | - | €106,000 | €18,027 | ▼ 83.0% |
| Cash at bank and in hand54/58 | €45,882 | €28,250 | €51,079 | €91,000 | €38,282 | ▼ 57.9% |
| Deferred charges and accrued income490/1 | - | - | €12,079 | €6,379 | €2,442 | ▼ 61.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €2.5m | €2.9m | €2.5m | €2.3m | ▼ 7.9% |
| Equity10/15 | €371,316 | €614,078 | €822,113 | €701,802 | €566,004 | ▼ 19.3% |
| Contributions10/11 | - | - | €18,600 | €13,245 | €13,245 | = |
| Reserves13 | €350,642 | €593,405 | €793,405 | €678,448 | €541,071 | ▼ 20.2% |
| Non-distributable reserves130/1 | - | - | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | - | €18,750 | €13,352 | €13,352 | = |
| Distributable reserves133 | - | - | €772,795 | €665,096 | €527,718 | ▼ 20.7% |
| Profit (loss) carried forward14 | €2,074 | €2,074 | €10,108 | €10,108 | €11,688 | ▲ 15.6% |
| Provisions and deferred taxes16 | €20,895 | €52,707 | €24,413 | - | - | - |
| Provisions for liabilities and charges160/5 | - | - | €24,413 | - | - | - |
| Other liabilities and charges164/5 | - | - | €24,413 | - | - | - |
| Amounts payable17/49 | €1.6m | €1.8m | €2.0m | €1.8m | €1.7m | ▼ 3.4% |
| Amounts payable after more than one year17 | €1.0m | €1.2m | €1.2m | €1.6m | €1.4m | ▼ 8.7% |
| Financial debts170/4 | - | - | €1.2m | €1.6m | €1.1m | ▼ 27.7% |
| Other amounts payable178/9 | - | - | - | - | €300,000 | - |
| Amounts payable within one year42/48 | €604,910 | €624,430 | €765,267 | €204,647 | €293,561 | ▲ 43.4% |
| Current portion of amounts payable after more than one year42 | - | - | €173,902 | €139,842 | €146,427 | ▲ 4.7% |
| Trade debts44 | €309,067 | €62,135 | €190,726 | €10,028 | €54,048 | ▲ 439% |
| Suppliers440/4 | - | - | €190,726 | €10,028 | €54,048 | ▲ 439% |
| Taxes, remuneration and social security45 | - | - | €61,659 | €28,463 | €6,902 | ▼ 75.8% |
| Taxes450/3 | - | - | €16,857 | €23,746 | €2,627 | ▼ 88.9% |
| Remuneration and social security454/9 | - | - | €44,802 | €4,716 | €4,275 | ▼ 9.4% |
| Other amounts payable47/48 | - | - | €338,980 | €26,314 | €86,184 | ▲ 228% |
| Accrued charges and deferred income492/3 | - | - | €17,117 | €12,090 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €137,119 | €263,763 | €208,035 | €229,365 | €1,579 | ▼ 99.3% |
| + Depreciation and write-downs630 | €64,361 | €131,493 | €138,685 | €239,778 | €150,585 | ▼ 37.2% |
| Operating cash flow (approximation) | €201,480 | €395,255 | €346,720 | €469,143 | €152,165 | ▼ 67.6% |
| Investment in fixed assets (approximation) | - | -€616,878 | -€27,674 | -€654,012 | -€20,139 | ▲ 96.9% |
| Change in cash | - | -€17,633 | €22,830 | €39,920 | -€52,718 | ▼ 232% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €1,579 ▼99.3%
Net result drops to €1,579, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €263,763 ▲92.4%
Net result €263,763, the highest in the series.
30-06
Financial
Equity above €500,000Eq €614,078 ▲65.4%
3 profitable years in a row build equity to €614,078.
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 4 days late
2020
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2009
Ground area
1,807 m²
Building footprint
1,019 m²
Volume, LiDAR
5,243 m³
Parcel 46442C0134/00T000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Europark-Noord 5, 9100 Sint-Niklaas
since 20092.178.553.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46442C0134/00T000 | Flanders | 1,807 m² | 1 · 1,019 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 351 EUR awarded · 351 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 117 EUR | 117 EUR |
| 2022 | 1 | 234 EUR | 234 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
2549008WLPS1EK1TXG20
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,544 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-05-2009
Fiscal year end31-12
Abbreviation NL
RENA +
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
Contact
Phone
0473/93.09.28Sint-Niklaas
E-invoicing
Reachable via Peppol
Peppol ID
0208:0811764096
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.