Summary
Allfac-Immo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €261,425 and a net result of €166,925. Equity is growing by ~30.8% per year across the filed fiscal years. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
24 d early
2023
on the day
2022
31 d late
2021
31 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€261,425▲ 177%
2023 · €94,500
Net result
€166,925▲ 998%
2023 · €15,207
Total assets
€2.0m▲ 115%
2023 · €917,198
Solvency
13.3%▲ 3.0pp
2023 · 10.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€39,177▲ 22.7%€39,514▲ 0.9%€42,218▲ 6.8%€33,449▼ 20.8%€261,831▲ 683%
Net result€16,745within the sector's middle half▲ 44.1%€17,789within the sector's middle half▲ 6.2%€20,976within the sector's middle half▲ 17.9%€15,207within the sector's middle half▼ 27.5%€166,925above the sector's middle half▲ 998%
Equity€40,529below the sector's middle half▲ 70.4%€58,318below the sector's middle half▲ 43.9%€79,294below the sector's middle half▲ 36.0%€94,500below the sector's middle half▲ 19.2%€261,425within the sector's middle half▲ 177%
Total assets€661,957within the sector's middle half▼ 0.2%€638,119within the sector's middle half▼ 3.6%€627,243within the sector's middle half▼ 1.7%€917,198within the sector's middle half▲ 46.2%€2.0mabove the sector's middle half▲ 115%
Debt€621,429▼ 2.9%€579,802▼ 6.7%€547,950▼ 5.5%€822,698▲ 50.1%€1.6m▲ 99.7%
Working capital-€116,476within the sector's middle half▲ 12.6%-€121,650within the sector's middle half▼ 4.4%-€124,794within the sector's middle half▼ 2.6%-€243,567below the sector's middle half▼ 95.2%-€80,532below the sector's middle half▲ 66.9%
Solvency6.1%below the sector's middle half▲ 2.5pp9.1%below the sector's middle half▲ 3.0pp12.6%below the sector's middle half▲ 3.5pp10.3%below the sector's middle half▼ 2.3pp13.3%below the sector's middle half▲ 3.0pp
Current ratio0.18below the sector's middle half▲ 0.140.14below the sector's middle half▼ 0.040.20below the sector's middle half▲ 0.050.06below the sector's middle half▼ 0.130.82within the sector's middle half▲ 0.76
Return on assets (ROA)2.5%within the sector's middle half▲ 0.8pp2.8%within the sector's middle half▲ 0.3pp3.3%within the sector's middle half▲ 0.6pp1.7%within the sector's middle half▼ 1.7pp8.5%within the sector's middle half▲ 6.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2024 Net result +998% on 2023. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 683% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.0m
Fixed assets
€1.6m ▲ 77.3%
Current assets
€375,380 ▲ 2,179%
Equity and liabilities €2.0m
Equity
€261,425 ▲ 177%
Provisions
€68,168
Debt
€1.6m ▲ 99.7%
Debt's share of the balance-sheet total falls from 89.7% to 83.3%. Equity and debt are higher.
Key figures and ratios
ROE
63.9%▲
2023 · 16.1%
Debt ≤ 1 year
€455,912▲
2023 · €260,038
Debt > 1 year
€1.2m▲
2023 · €555,676
Income taxes
€0▼
2023 · €5,072
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €274,562 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,270 | €21,270 | €21,270 | €25,161 | €83,642 | ▲ 232% |
| Other operating charges640/8 | - | €2,412 | €3,933 | €3,232 | €5,792 | ▲ 79.2% |
| Gross operating margin9900 | €63,405 | €63,197 | €67,422 | €61,842 | €351,265 | ▲ 468% |
| Operating profit (loss)9901 | €39,177 | €39,514 | €42,218 | €33,449 | €261,831 | ▲ 683% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | €0 | - | - | - | €0 | - |
| Financial charges65/66B | - | €15,621 | €14,109 | €13,170 | €26,739 | ▲ 103% |
| Recurring financial charges65 | €16,711 | €15,621 | €14,109 | €13,170 | €26,739 | ▲ 103% |
| Profit (loss) for the period before taxes9903 | €22,466 | €23,894 | €28,109 | €20,279 | €235,092 | ▲ 1,059% |
| Transfer from deferred taxes780 | - | - | - | - | €473 | - |
| Transfer to deferred taxes680 | - | - | - | - | €68,640 | - |
| Income taxes67/77 | €5,720 | €6,104 | €7,133 | €5,072 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €16,745 | €17,789 | €20,976 | €15,207 | €166,925 | ▲ 998% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €1,418 | - |
| Transfer to tax-exempt reserves689 | - | - | - | - | €205,921 | - |
| Profit (loss) for the period to be appropriated9905 | €16,745 | €17,789 | €20,976 | €15,207 | -€37,579 | ▼ 347% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €661,957 | €638,119 | €627,243 | €917,198 | €2.0m | ▲ 115% |
| Fixed assets21/28 | €635,902 | €618,231 | €596,961 | €900,728 | €1.6m | ▲ 77.3% |
| Tangible fixed assets22/27 | €634,712 | €613,441 | €592,171 | €895,938 | €1.6m | ▲ 77.8% |
| Land and buildings22 | - | €613,441 | €592,171 | €895,938 | €1.6m | ▲ 77.8% |
| Financial fixed assets28 | €1,190 | €4,790 | €4,790 | €4,790 | €3,600 | ▼ 24.8% |
| Current assets29/58 | €26,055 | €19,888 | €30,282 | €16,471 | €375,380 | ▲ 2,179% |
| Amounts receivable within one year40/41 | €1,158 | €630 | €756 | €1,195 | €6,544 | ▲ 448% |
| Trade receivables40 | - | €630 | €756 | €1,195 | €1,544 | ▲ 29.2% |
| Other amounts receivable41 | - | €0 | - | - | €5,000 | - |
| Current investments50/53 | - | - | - | - | €300,000 | - |
| Cash at bank and in hand54/58 | €24,415 | €10,287 | €19,330 | €5,051 | €66,549 | ▲ 1,218% |
| Deferred charges and accrued income490/1 | - | €8,970 | €10,196 | €10,225 | €2,288 | ▼ 77.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €661,957 | €638,119 | €627,243 | €917,198 | €2.0m | ▲ 115% |
| Equity10/15 | €40,529 | €58,318 | €79,294 | €94,500 | €261,425 | ▲ 177% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €33,860 | €51,860 | €71,860 | €88,000 | €252,504 | ▲ 187% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Tax-exempt reserves132 | - | - | - | - | €204,504 | - |
| Distributable reserves133 | - | €50,000 | €70,000 | €88,000 | €48,000 | ▼ 45.5% |
| Profit (loss) carried forward14 | €469 | €258 | €1,234 | €300 | €2,721 | ▲ 807% |
| Provisions and deferred taxes16 | - | - | - | - | €68,168 | - |
| Deferred taxes168 | - | - | - | - | €68,168 | - |
| Amounts payable17/49 | €621,429 | €579,802 | €547,950 | €822,698 | €1.6m | ▲ 99.7% |
| Amounts payable after more than one year17 | €475,918 | €432,180 | €386,789 | €555,676 | €1.2m | ▲ 112% |
| Financial debts170/4 | - | €432,180 | €386,789 | €555,676 | €1.2m | ▲ 112% |
| Amounts payable within one year42/48 | €142,531 | €141,537 | €155,077 | €260,038 | €455,912 | ▲ 75.3% |
| Current portion of amounts payable after more than one year42 | - | €43,738 | €45,391 | €58,113 | €78,701 | ▲ 35.4% |
| Trade debts44 | €1,991 | €4,053 | €940 | €1,692 | €2,427 | ▲ 43.5% |
| Suppliers440/4 | - | €4,053 | €940 | €1,692 | €2,427 | ▲ 43.5% |
| Taxes, remuneration and social security45 | - | €3,104 | €5,338 | €2,306 | €172 | ▼ 92.5% |
| Taxes450/3 | - | €3,104 | €5,338 | €2,306 | €172 | ▼ 92.5% |
| Other amounts payable47/48 | - | €90,642 | €103,408 | €197,928 | €374,612 | ▲ 89.3% |
| Accrued charges and deferred income492/3 | - | €6,084 | €6,084 | €6,984 | €8,305 | ▲ 18.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,745 | €17,789 | €20,976 | €15,207 | €166,925 | ▲ 998% |
| + Depreciation and write-downs630 | €21,270 | €21,270 | €21,270 | €25,161 | €83,642 | ▲ 232% |
| Operating cash flow (approximation) | €38,016 | €39,060 | €42,246 | €40,367 | €250,566 | ▲ 521% |
| Investment in fixed assets (approximation) | - | -€3,600 | €0 | -€328,928 | -€779,935 | ▼ 137% |
| Change in cash | - | -€14,128 | €9,043 | -€14,279 | €61,498 | ▲ 531% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €166,925 ▲998%
Operating result €261,831, net result €166,925, both a record.
31-12
Financial
Equity above €200,000Eq €261,425 ▲177%
6 profitable years in a row build equity to €261,425.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial
Back to profitnet €11,620
Net result €11,620 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2011
Ground area
1.9 ha
Building footprint
4,887 m²
Volume, LiDAR
21,693 m³
2 parcels, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Allfac-Immo
since 20112.200.465.685
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44402B0132/00R002 | Flanders | 1.1 ha | 1 · 2,262 m² | 3.5 m |
| 44402B0122/00W004 | Flanders | 7,544 m² | 1 · 2,625 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- Allfac Holding
- Allfac-Immo
Highest known parent: Allfac Holding. The sources do not say who stands above it.
Owners 1
- Allfac Holdingparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,685 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-05-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0836529087
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.