REN.VEN
ActiveREN.VEN has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223k and a net result of €9k. Equity is shrinking by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 7673 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
81
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-80
Solvency98▲+1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 2.78 in 2024), and 43.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.9%
Return on assets
2.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
2 d late
2022
3 d early
2021
30 d late
2020
27 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€223k▲ 4.1%
2024 · €214k
2018: €437k
2019: €514k
2020: €520k
2021: €528k
2022: €459k
2023: €228k
2024: €214k
2018 → 2025
Total assets
€392k▼ 0.4%
2024 · €393k
2018: €690k
2019: €708k
2020: €774k
2021: €608k
2022: €530k
2023: €320k
2024: €393k
2018 → 2025
Net result
€9k▼ 85.8%
2024 · €62k
2018: €104k
2019: €77k
2020: €7k
2021: €8k
2022: €6k
2023: €-131k
2024: €62k
2018 → 2025
Working capital
€247k▼ 0.3%
2024 · €248k
2018: €446k
2019: €510k
2020: €511k
2021: €519k
2022: €450k
2023: €274k
2024: €248k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€528k-€459k▼ 13.1%€228k▼ 50.4%€214k▼ 5.9%€223k▲ 4.1%
Operating result€13k-€796▼ 93.7%€-129k€66k€12k▼ 81.2%
Net result€8k-€6k▼ 29.1%€-131k€62k€9k▼ 85.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 81% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392k
Fixed assets
€3k▼ 57.2%
Current assets
€389k▲ 0.5%
Equity and liabilities €392k
Equity
€223k▲ 4.1%
Debt
€169k▼ 5.8%
The debt ratio falls from 45.5% to 43.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€16k▼
2024 · €69k
Cash flow
€12k▼
2024 · €65k
Solvency
56.9%▲
2024 · 54.5%
Current ratio
2.74▼
2024 · 2.78
Quick ratio
2.74▼
2024 · 2.78
Debt / equity
0.76▼
2024 · 0.84
ROE
3.9%▼
2024 · 28.7%
ROA
2.2%▼
2024 · 15.6%
Interest coverage
2.15▼
2024 · 8.55
Debt
€169k▼
2024 · €179k
Debt ≤ 1 year
€142k▲
2024 · €139k
Debt > 1 year
€27k▼
2024 · €40k
Income taxes
€99▼
2024 · €444
Staff costs
€660▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€393k€392k▼
Fixed assets21/28€6k€3k▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€900€900=
Current assets29/58€387k€389k▲
Amounts receivable after more than one year29€130k€130k=
Other amounts receivable291€130k€130k=
Amounts receivable within one year40/41€253k€253k=
Trade receivables40€185k€215k▲
Other amounts receivable41€68k€38k▼
Cash at bank and in hand54/58€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€393k€392k▼
Equity10/15€214k€223k▲
Contributions10/11€19k€19k=
Reserves13€265k€204k▼
Distributable reserves133€265k€204k▼
Profit (loss) carried forward14€-70k-
Amounts payable17/49€179k€169k▼
Amounts payable after more than one year17€40k€27k▼
Financial debts170/4€40k€27k▼
Amounts payable within one year42/48€139k€142k▲
Current portion of amounts payable after more than one year42€17k€14k▼
Financial debts43€14k€35k▲
Credit institutions430/8€14k€35k▲
Trade debts44€101k€93k▼
Suppliers440/4€101k€93k▼
Taxes, remuneration and social security45€4k€137▼
Taxes450/3€4k€137▼
Other amounts payable47/48€3k-
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€42k€660▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€115k€19k▼
Operating profit (loss)9901€66k€12k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€62k€9k▼
Income taxes67/77€444€99▼
Profit (loss) for the period9904€62k€9k▼
Profit (loss) for the period to be appropriated9905€62k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-70k€-61k▲
Profit (loss) brought forward from the previous period14P€-131k€-70k▲
Transfer from equity791/2€75k€265k▲
Transfer to equity691/2-€204k
To other reserves6921-€204k
Profit to be distributed694/7€75k-
Return on contributions (dividend)694€75k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
31-12
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 2 days late
2023
31-12
Financial
Weakest financial yearnet €-131k ▼2463%
Net result drops to €-131k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 7.54
Current ratio from 3.03 to 7.54; short-term debt falls from €251k to €79k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2019
31-12
Financial
Equity above €500kEq €514k ▲17.5%
2 profitable years in a row build equity to €514k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sijsjesweg 223140 KeerbergenGround area
909 m²
Building footprint
175 m²
Volume, LiDAR
806 m³
Parcel 24048C0142/00T000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sijsjesweg 22, 3140 Keerbergen
since 20002.097.094.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24048C0142/00T000 | Flanders | 909 m² | 1 · 174 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEVA PARQUETS
BE 0432.652.860
Vorst · Eq €223k
LOFRA PROJECTS
BE 0825.385.173
Kinrooi · Eq €222k
GHELDOF GEERT
BE 0462.530.246
Knokke-Heist · Eq €224k
PARKETVLOEREN VANACKERE - PVL
BE 0451.608.343
Wevelgem · Eq €224k
ADV-RENIWOOD
BE 0807.631.502
Beernem · Eq €219k
Of 739 companies in sector 43332 we hold annual accounts for 408. 333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-1999
Fiscal year end31-12
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
74142
46494Wholesale of non-electrical household articles
51471
56210Event catering
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.