MORIS
ActiveMORIS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €50k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 94% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 9.26 against 10.48 in 2024), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
20.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-06-2026, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
55 d early
2024
65 d early
2023
65 d early
2022
62 d early
2021
62 d early
2020
61 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€226k▲ 14.3%
2024 · €198k
2018: €67k
2019: €87k
2020: €73k
2021: €74k
2022: €90k
2023: €152k
2024: €198k
2018 → 2025
Total assets
€247k▲ 12.9%
2024 · €219k
2018: €75k
2019: €95k
2020: €82k
2021: €83k
2022: €94k
2023: €161k
2024: €219k
2018 → 2025
Net result
€50k▼ 21.8%
2024 · €64k
2018: €27k
2019: €21k
2020: €-14k
2021: €3k
2022: €17k
2023: €63k
2024: €64k
2018 → 2025
Working capital
€170k▼ 13.4%
2024 · €196k
2018: €52k
2019: €76k
2020: €66k
2021: €71k
2022: €89k
2023: €150k
2024: €196k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€90k▲ 20.6%€152k▲ 68.8%€198k▲ 30.8%€226k▲ 14.3%
Operating result€4k-€19k▲ 411%€70k▲ 276%€73k▲ 5.1%€67k▼ 8.6%
Net result€3k-€17k▲ 429%€63k▲ 274%€64k▲ 0.1%€50k▼ 21.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€57k▲ 2,337%
Current assets
€190k▼ 12.2%
Equity and liabilities €247k
Equity
€226k▲ 14.3%
Debt
€21k▼ 0.6%
The debt ratio falls from 9.4% to 8.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€78k▲
2024 · €74k
Cash flow
€60k▼
2024 · €64k
Solvency
91.7%▲
2024 · 90.6%
Current ratio
9.26▼
2024 · 10.48
Quick ratio
9.26▼
2024 · 10.48
Debt / equity
0.09▼
2024 · 0.10
ROE
21.9%▼
2024 · 32.1%
ROA
20.1%▼
2024 · 29.0%
Interest coverage
1395.35▲
2024 · 1165.36
Debt
€21k▼
2024 · €21k
Debt ≤ 1 year
€21k▼
2024 · €21k
Income taxes
€20k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€247k▲
Fixed assets21/28€2k€57k▲
Tangible fixed assets22/27€2k€57k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€810€56k▲
Current assets29/58€216k€190k▼
Amounts receivable after more than one year29€50k€67k▲
Other amounts receivable291€50k€67k▲
Amounts receivable within one year40/41€21k€33k▲
Trade receivables40€20k€33k▲
Other amounts receivable41€1k€261▼
Current investments50/53€51k-
Cash at bank and in hand54/58€92k€86k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€219k€247k▲
Equity10/15€198k€226k▲
Contributions10/11€19k€19k=
Reserves13€179k€207k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€177k€206k▲
Amounts payable17/49€21k€21k▼
Amounts payable within one year42/48€21k€21k▼
Trade debts44€534€112▼
Suppliers440/4€534€112▼
Taxes, remuneration and social security45€18k€18k▼
Taxes450/3€18k€17k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€868€11k▲
Other operating charges640/8€981€2k▲
Gross operating margin9900€75k€80k▲
Operating profit (loss)9901€73k€67k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€64€56▼
Recurring financial charges65€64€56▼
Profit (loss) for the period before taxes9903€76k€70k▼
Income taxes67/77€13k€20k▲
Profit (loss) for the period9904€64k€50k▼
Profit (loss) for the period to be appropriated9905€64k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€50k▼
Transfer from equity791/2€15k€20k▲
Transfer to equity691/2€62k€48k▼
To other reserves6921€62k€48k▼
Profit to be distributed694/7€17k€21k▲
Return on contributions (dividend)694€17k€21k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €226k ▲14.3%
5 profitable years in a row build equity to €226k.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €64k ▲0.1%
Operating result €73k, net result €64k, both a record.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €152k ▲68.8%
3 profitable years in a row build equity to €152k.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 21.01
Current ratio from 9.76 to 21.01; short-term debt falls from €8k to €4k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-14k ▼166%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Isschotweg(ITE) 772222 Heist-op-den-BergGround area
4,260 m²
Building footprint
360 m²
Volume, LiDAR
1,801 m³
Parcel 12017C0215/02P000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Isschotweg(ITE) 77, 2222 Heist-op-den-Berg
since 19972.084.484.963
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017C0215/02P000 | Flanders | 4,260 m² | 1 · 360 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 324 EUR awarded · 324 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 324 EUR | 324 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
J-M PARKETVLOEREN
BE 0465.175.970
Arendonk · Eq €227k
LA PARQUETERIE LIEGEOISE
BE 0795.094.152
Grâce-Hollogne · Eq €228k
GUVA PARKET
BE 0832.149.736
Essen · Eq €229k
PARKETVLOEREN VANACKERE - PVL
BE 0451.608.343
Wevelgem · Eq €224k
CORKI
BE 0463.690.484
Diest · Eq €229k
Of 739 companies in sector 43332 we hold annual accounts for 408. 332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-11-1997
Fiscal year end31-12
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
45432
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
45211
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.