REN - TESS
ActiveSummary
REN - TESS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €658k and a net result of €-24k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 94% of 227 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability15▼-55
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 8.92 against 6.2 in 2025; short-term debt: 11.1% and cash: 19.6% of total assets), and 11.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
88.9%
Return on assets
-3.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 31-08-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
on the day
2025
65 d early
2024
1 d early
2023
65 d early
2022
29 d late
2021
13 d late
2020
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€658k▼ 3.6%
2025 · €682k
2019: €553klowest in 8 years
2020: €562k▲ +1.6% vs 2019
2021: €651k▲ +15.8% vs 2020
2022: €689k▲ +5.9% vs 2021highest in 8 years
2023: €684k▼ -0.7% vs 2022
2024: €677k▼ -1.1% vs 2023
2025: €682k▲ +0.7% vs 2024
2026: €658k▼ -3.6% vs 2025
2019 → 2026
Total assets
€740k▼ 8.8%
2025 · €811k
2019: €679k
2020: €672k▼ -1.0% vs 2019lowest in 8 years
2021: €788k▲ +17.1% vs 2020
2022: €810k▲ +2.8% vs 2021
2023: €820k▲ +1.3% vs 2022highest in 8 years
2024: €804k▼ -2.0% vs 2023
2025: €811k▲ +0.8% vs 2024
2026: €740k▼ -8.8% vs 2025
2019 → 2026
Net result
€-24k
2025 · €5k
2019: €3k
2020: €9k▲ +176% vs 2019
2021: €89k▲ +889% vs 2020highest in 8 years
2022: €39k▼ -56.5% vs 2021
2023: €-5k▼ -113% vs 2022
2024: €-7k▼ -50.0% vs 2023
2025: €5k▲ +167% vs 2024
2026: €-24k▼ -586% vs 2025lowest in 8 years
2019 → 2026
Working capital
€653k▼ 2.8%
2025 · €671k
2019: €524klowest in 8 years
2020: €542k▲ +3.6% vs 2019
2021: €603k▲ +11.1% vs 2020
2022: €650k▲ +7.8% vs 2021
2023: €655k▲ +0.9% vs 2022
2024: €657k▲ +0.2% vs 2023
2025: €671k▲ +2.2% vs 2024highest in 8 years
2026: €653k▼ -2.8% vs 2025
2019 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€689k-€684k▼ 0.7%€677k▼ 1.1%€682k▲ 0.7%€658k▼ 3.6%
2022: €689khighest in 5 years
2023: €684k▼ -0.7% vs 2022
2024: €677k▼ -1.1% vs 2023
2025: €682k▲ +0.7% vs 2024
2026: €658k▼ -3.6% vs 2025lowest in 5 years
Operating result€27k-€-25k€-21k▲ 18.4%€-9k▲ 55.0%€-40k▼ 335%
2022: €27khighest in 5 years
2023: €-25k▼ -193% vs 2022
2024: €-21k▲ +18.4% vs 2023
2025: €-9k▲ +55.0% vs 2024
2026: €-40k▼ -335% vs 2025lowest in 5 years
Net result€39k-€-5k€-7k▼ 50.0%€5k€-24k
2022: €39khighest in 5 years
2023: €-5k▼ -113% vs 2022
2024: €-7k▼ -50.0% vs 2023
2025: €5k▲ +167% vs 2024
2026: €-24k▼ -586% vs 2025lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €40k in 2026 against €9k in 2025; the loss grows and 2026 has the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €740k
Fixed assets
€5k ▼ 52.9%
Current assets
€735k ▼ 8.2%
Equity and liabilities €740k
Equity
€658k ▼ 3.6%
Debt
€82k ▼ 36.2%
Debt's share of the balance-sheet total falls from 15.9% to 11.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-32k▼
2025 · €2k
Cash flow
€-16k▼
2025 · €16k
Current ratio
8.92▲
2025 · 6.20
Quick ratio
2.25▲
2025 · 1.29
Debt to equity
0.13▼
2025 · 0.19
ROE
-3.7%▼
2025 · 0.7%
ROA
-3.3%▼
2025 · 0.6%
Interest coverage
-159.23▼
2025 · 20.74
Debt ≤ 1 year
€82k▼
2025 · €129k
Income taxes
€265▼
2025 · €3k
Staff costs
€152k▲
2025 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 42 lines
Balance sheet
Code20252026
Assets
Total assets20/58€811k€740k▼
Fixed assets21/28€11k€5k▼
Tangible fixed assets22/27€11k€5k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€800k€735k▼
Stocks and contracts in progress3€633k€550k▼
Stocks30/36€633k€550k▼
Amounts receivable within one year40/41€10k€35k▲
Trade receivables40€7k€26k▲
Other amounts receivable41€3k€8k▲
Cash at bank and in hand54/58€152k€145k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€811k€740k▼
Equity10/15€682k€658k▼
Contributions10/11€19k€19k=
Reserves13€682k€682k=
Tax-exempt reserves132€21k€21k=
Distributable reserves133€661k€661k=
Profit (loss) carried forward14€-19k€-43k▼
Amounts payable17/49€129k€82k▼
Amounts payable within one year42/48€129k€82k▼
Trade debts44€92k€42k▼
Suppliers440/4€92k€42k▼
Taxes, remuneration and social security45€37k€40k▲
Taxes450/3€12k€14k▲
Remuneration and social security454/9€25k€26k▲
Income statement
Code20252026
Remuneration, social security and pensions62€146k€152k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Gross operating margin9900€148k€120k▼
Operating profit (loss)9901€-9k€-40k▼
Financial income75/76B€18k€17k▼
Recurring financial income75€18k€17k▼
Financial charges65/66B€98€202▲
Recurring financial charges65€98€202▲
Profit (loss) for the period before taxes9903€8k€-24k▼
Income taxes67/77€3k€265▼
Profit (loss) for the period9904€5k€-24k▼
Profit (loss) for the period to be appropriated9905€5k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-43k▼
Profit (loss) brought forward from the previous period14P€-24k€-19k▲
Social balance
Average headcount (FTE)90872.42.4=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €121k | €132k | €141k | €146k | €152k | ▲ 4.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €12k | €11k | €11k | €8k | ▼ 26.5% |
| Gross operating margin9900 | €160k | €119k | €131k | €148k | €120k | ▼ 19.0% |
| Operating profit (loss)9901 | €27k | €-25k | €-21k | €-9k | €-40k | ▼ 335% |
| Financial income75/76B | €17k | €21k | €14k | €18k | €17k | ▼ 5.8% |
| Recurring financial income75 | €17k | €21k | €14k | €18k | €17k | ▼ 5.8% |
| Financial charges65/66B | €60 | €47 | €39 | €98 | €202 | ▲ 106% |
| Recurring financial charges65 | €60 | €47 | €39 | €98 | €202 | ▲ 106% |
| Profit (loss) for the period before taxes9903 | €44k | €-4k | €-7k | €8k | €-24k | ▼ 392% |
| Income taxes67/77 | €6k | €750 | €731 | €3k | €265 | ▼ 91.8% |
| Profit (loss) for the period9904 | €39k | €-5k | €-7k | €5k | €-24k | ▼ 586% |
| Profit (loss) for the period to be appropriated9905 | €39k | €-5k | €-7k | €5k | €-24k | ▼ 586% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €810k | €820k | €804k | €811k | €740k | ▼ 8.8% |
| Fixed assets21/28 | €39k | €29k | €20k | €11k | €5k | ▼ 52.9% |
| Tangible fixed assets22/27 | €39k | €29k | €20k | €11k | €5k | ▼ 52.9% |
| Plant, machinery and equipment23 | €5k | €3k | €4k | €3k | €1k | ▼ 42.8% |
| Furniture and vehicles24 | €34k | €26k | €16k | €8k | €4k | ▼ 56.2% |
| Current assets29/58 | €771k | €791k | €784k | €800k | €735k | ▼ 8.2% |
| Stocks and contracts in progress3 | €510k | €695k | €615k | €633k | €550k | ▼ 13.2% |
| Stocks30/36 | €510k | €695k | €615k | €633k | €550k | ▼ 13.2% |
| Amounts receivable within one year40/41 | €26k | €2k | €8k | €10k | €35k | ▲ 237% |
| Trade receivables40 | €24k | - | €5k | €7k | €26k | ▲ 284% |
| Other amounts receivable41 | €1k | €2k | €3k | €3k | €8k | ▲ 141% |
| Cash at bank and in hand54/58 | €231k | €91k | €156k | €152k | €145k | ▼ 4.3% |
| Deferred charges and accrued income490/1 | €4k | €4k | €5k | €5k | €5k | ▲ 2.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €810k | €820k | €804k | €811k | €740k | ▼ 8.8% |
| Equity10/15 | €689k | €684k | €677k | €682k | €658k | ▼ 3.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €682k | €682k | €682k | €682k | €682k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | €21k | €21k | €21k | €21k | €21k | = |
| Distributable reserves133 | €659k | €659k | €659k | €661k | €661k | = |
| Profit (loss) carried forward14 | €-11k | €-16k | €-24k | €-19k | €-43k | ▼ 128% |
| Amounts payable17/49 | €121k | €136k | €127k | €129k | €82k | ▼ 36.2% |
| Amounts payable within one year42/48 | €121k | €136k | €127k | €129k | €82k | ▼ 36.2% |
| Trade debts44 | €77k | €99k | €93k | €92k | €42k | ▼ 54.5% |
| Suppliers440/4 | €77k | €99k | €93k | €92k | €42k | ▼ 54.5% |
| Taxes, remuneration and social security45 | €43k | €36k | €35k | €37k | €40k | ▲ 9.7% |
| Taxes450/3 | €19k | €13k | €10k | €12k | €14k | ▲ 23.3% |
| Remuneration and social security454/9 | €24k | €23k | €25k | €25k | €26k | ▲ 3.4% |
| Other amounts payable47/48 | - | €799 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39k | €-5k | €-7k | €5k | €-24k | ▼ 586% |
| + Depreciation and write-downs630 | €12k | €12k | €11k | €11k | €8k | ▼ 26.5% |
| Operating cash flow (approximation) | €50k | €7k | €4k | €16k | €-16k | ▼ 198% |
| Investment in fixed assets (approximation) | - | €-2k | €-2k | €-2k | €-3k | ▼ 56.6% |
| Change in cash | - | €-140k | €66k | €-5k | €-6k | ▼ 31.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-01
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series.
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-01
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2021
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 13 days late
31-01
Financial
Highest result since 2019net €89k ▲889%
Operating result €76k, net result €89k, both a record.
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 1999
Ground area
2,044 m²
Building footprint
1,085 m²
Volume, LiDAR
4,406 m³
Parcel 71057A0095/00A003, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
REN-TESS
since 19992.088.634.880
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71057A0095/00A003 | Flanders | 2,044 m² | 1 · 1,085 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 1,315 companies in sector 47639 we hold annual accounts for 624. 379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-07-1998
Fiscal year end31-01
Activities, NACEBEL 2025
47639Retail sale of other sporting goods
47721Retail sale of footwear
47722Retail trade
Scores and ratios are computed by Checked and are not a credit decision.