REMAT & PARTNERS
ActiveREMAT & PARTNERS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.19M and a net result of €530k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 36% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+6
Solvency58▼-13
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.81 in 2024; short-term debt: 45.9% and cash: 2.7% of total assets), and 66.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.3%
Return on assets
14.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
114 d early
2024
148 d early
2023
96 d early
2022
98 d early
2021
21 d early
2020
33 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€3.10M
EBIT margin
1.8%
Net result
€530k▲ 84.3%
2024 · €288k
2018: €23k
2019: €23k
2020: €49k
2021: €145k
2022: €101k
2023: €224k
2024: €288k
2018 → 2025
Working capital
€445k▼ 34.9%
2024 · €683k
2018: €703k
2019: €776k
2020: €820k
2021: €868k
2022: €563k
2023: €546k
2024: €683k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.33M-€1.10M▼ 17.2%€1.23M▲ 11.2%€1.40M▲ 13.6%€1.19M▼ 15.1%
Operating result€189k-€158k▼ 16.0%€305k▲ 92.3%€362k▲ 18.8%€649k▲ 79.3%
Net result€145k-€101k▼ 30.4%€224k▲ 121%€288k▲ 28.5%€530k▲ 84.3%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 79% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.56M
Fixed assets
€1.48M▼ 2.9%
Current assets
€2.08M▲ 36.5%
Equity and liabilities €3.56M
Equity
€1.19M▼ 15.1%
Provisions
€52k▼ 10.9%
Debt
€2.33M▲ 45.6%
The debt ratio rises from 52.3% to 65.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€799k▲
2024 · €505k
Cash flow
€680k▲
2024 · €430k
Solvency
33.3%▼
2024 · 45.7%
Current ratio
1.27▼
2024 · 1.81
Quick ratio
0.83▼
2024 · 1.38
Debt / equity
1.96▲
2024 · 1.14
ROE
44.7%▲
2024 · 20.6%
ROA
14.9%▲
2024 · 9.4%
Interest coverage
18.99▲
2024 · 15.02
Debt
€2.33M▲
2024 · €1.60M
Debt ≤ 1 year
€1.63M▲
2024 · €839k
Debt > 1 year
€692k▼
2024 · €758k
Income taxes
€108k▲
2024 · €67k
Staff costs
€519k▼
2024 · €542k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.05M€3.56M▲
Fixed assets21/28€1.53M€1.48M▼
Tangible fixed assets22/27€1.53M€1.48M▼
Land and buildings22€1.36M€1.37M▲
Plant, machinery and equipment23€131k€94k▼
Furniture and vehicles24€36k€24k▼
Current assets29/58€1.52M€2.08M▲
Stocks and contracts in progress3€365k€720k▲
Stocks30/36€365k€720k▲
Amounts receivable within one year40/41€1.12M€1.26M▲
Trade receivables40€661k€344k▼
Other amounts receivable41€462k€916k▲
Cash at bank and in hand54/58€21k€96k▲
Deferred charges and accrued income490/1€13k€2k▼
Equity and liabilities
Total equity and liabilities10/49€3.05M€3.56M▲
Equity10/15€1.40M€1.19M▼
Contributions10/11€165k€165k=
Reserves13€1.23M€1.02M▼
Tax-exempt reserves132€176k€156k▼
Distributable reserves133€1.06M€860k▼
Profit (loss) carried forward14€0€4k▲
Provisions and deferred taxes16€59k€52k▼
Deferred taxes168€59k€52k▼
Amounts payable17/49€1.60M€2.33M▲
Amounts payable after more than one year17€758k€692k▼
Financial debts170/4€758k€692k▼
Amounts payable within one year42/48€839k€1.63M▲
Current portion of amounts payable after more than one year42€127k€137k▲
Financial debts43€250k€850k▲
Credit institutions430/8€250k€850k▲
Trade debts44€227k€111k▼
Suppliers440/4€227k€111k▼
Taxes, remuneration and social security45€44k€44k▼
Remuneration and social security454/9€44k€44k▼
Other amounts payable47/48€191k€492k▲
Income statement
Code20242025
Non-recurring operating income76A€8k€0▼
Remuneration, social security and pensions62€542k€519k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€143k€151k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-6k€0▲
Other operating charges640/8€33k€27k▼
Gross operating margin9900€1.07M€1.34M▲
Operating profit (loss)9901€362k€649k▲
Financial income75/76B€20k€24k▲
Recurring financial income75€20k€24k▲
Financial charges65/66B€34k€42k▲
Recurring financial charges65€34k€42k▲
Profit (loss) for the period before taxes9903€348k€631k▲
Transfer from deferred taxes780€7k€6k▼
Income taxes67/77€67k€108k▲
Profit (loss) for the period9904€288k€530k▲
Transfer from tax-exempt reserves789€20k€19k▼
Profit (loss) for the period to be appropriated9905€307k€549k▲
Appropriation of the result
Profit (loss) to be appropriated9906€307k€549k▲
Transfer from equity791/2-€500k
Transfer to equity691/2€187k€305k▲
To other reserves6921€187k€305k▲
Profit to be distributed694/7€120k€740k▲
Return on contributions (dividend)694-€500k
Directors or managers695€120k€240k▲
Social balance
Average headcount (FTE)908711.011.0=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €530k ▲84.3%
Operating result €649k, net result €530k, both a record.
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kongostraat 208520 KuurneGround area
1.2 ha
Building footprint
5,583 m²
Volume, LiDAR
31,836 m³
Parcel 34023B0919/00N003, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
remat
since 20042.136.268.909
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023B0919/00N003 | Flanders | 1.2 ha | 1 · 5,582 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 45,617 EUR awarded · 43,232 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 14,307 EUR | 19,122 EUR |
| 2024 | 2 | 16,227 EUR | 9,027 EUR |
| 2023 | 1 | 7,076 EUR | 7,076 EUR |
| 2022 | 1 | 8,007 EUR | 8,007 EUR |
Schemes
Individueel Maatwerk
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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JM INTERIEUR
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SEDEYN
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BE 0464.710.667
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BOSSUYT WINKELINRICHTING
BE 0476.187.846
Kuurne · Eq €1.18M
Of 20,033 companies in sector 43320 we hold annual accounts for 9,135. 3,987 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2004
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
46499Wholesale of other household goods
46900Non-specialised wholesale trade
51478
51900
25530Machining of metals
43343Specialised construction activities
46831Wholesale of construction materials, general range
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesWebsite:www.remat.be
E-mail:info@remat.be
Phone:32 56 70 11 60
Fax:32 56 70 42 24
Website:www.rematcra.be