PLEYSIER STEVEN
ActivePLEYSIER STEVEN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.01M and a net result of €190k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 81% of 7719 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77=
Solvency98▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 3.29 against 2.48 in 2024; short-term debt: 20.4% and cash: 30.5% of total assets), and 27.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.8%
Return on assets
6.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
29 d late
2023
12 d early
2022
21 d early
2021
60 d early
2020
60 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.01M▲ 5.4%
2024 · €1.91M
2018: €1.43M
2019: €1.54M
2020: €1.63M
2021: €1.77M
2022: €1.90M
2023: €1.84M
2024: €1.91M
2018 → 2025
Total assets
€2.77M▼ 1.1%
2024 · €2.80M
2018: €2.08M
2019: €2.15M
2020: €2.18M
2021: €2.28M
2022: €2.52M
2023: €2.59M
2024: €2.80M
2018 → 2025
Net result
€190k▲ 1.8%
2024 · €187k
2018: €282k
2019: €117k
2020: €86k
2021: €141k
2022: €260k
2023: €219k
2024: €187k
2018 → 2025
Working capital
€1.29M▲ 40.9%
2024 · €917k
2018: €1.10M
2019: €1.22M
2020: €1.25M
2021: €1.39M
2022: €1.05M
2023: €955k
2024: €917k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.77M-€1.90M▲ 7.5%€1.84M▼ 3.3%€1.91M▲ 3.8%€2.01M▲ 5.4%
Operating result€213k-€372k▲ 75.0%€325k▼ 12.6%€272k▼ 16.3%€301k▲ 10.6%
Net result€141k-€260k▲ 84.2%€219k▼ 15.8%€187k▼ 14.9%€190k▲ 1.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.77M
Fixed assets
€913k▼ 27.5%
Current assets
€1.86M▲ 20.6%
Equity and liabilities €2.77M
Equity
€2.01M▲ 5.4%
Debt
€754k▼ 15.0%
The debt ratio falls from 31.7% to 27.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€503k▲
2024 · €420k
Cash flow
€392k▲
2024 · €334k
Solvency
72.8%▲
2024 · 68.3%
Current ratio
3.29▲
2024 · 2.48
Quick ratio
2.72▲
2024 · 2.22
Debt / equity
0.37▼
2024 · 0.46
ROE
9.4%▼
2024 · 9.8%
ROA
6.9%▲
2024 · 6.7%
Interest coverage
18.75▼
2024 · 20.18
Debt
€754k▼
2024 · €888k
Debt ≤ 1 year
€564k▼
2024 · €621k
Debt > 1 year
€182k▼
2024 · €254k
Income taxes
€86k▲
2024 · €83k
Staff costs
€536k▲
2024 · €521k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.80M€2.77M▼
Fixed assets21/28€1.26M€913k▼
Tangible fixed assets22/27€1.26M€913k▼
Land and buildings22€713k€452k▼
Plant, machinery and equipment23€58k€61k▲
Furniture and vehicles24€489k€400k▼
Current assets29/58€1.54M€1.86M▲
Stocks and contracts in progress3€160k€323k▲
Stocks30/36€105k€300k▲
Contracts in progress37€56k€23k▼
Amounts receivable within one year40/41€445k€470k▲
Trade receivables40€295k€336k▲
Other amounts receivable41€150k€134k▼
Current investments50/53€96k€196k▲
Cash at bank and in hand54/58€815k€844k▲
Deferred charges and accrued income490/1€21k€22k▲
Equity and liabilities
Total equity and liabilities10/49€2.80M€2.77M▼
Equity10/15€1.91M€2.01M▲
Contributions10/11€20k€20k=
Reserves13€1.89M€1.99M▲
Distributable reserves133€1.89M€1.99M▲
Amounts payable17/49€888k€754k▼
Amounts payable after more than one year17€254k€182k▼
Financial debts170/4€254k€182k▼
Amounts payable within one year42/48€621k€564k▼
Current portion of amounts payable after more than one year42€112k€91k▼
Trade debts44€73k€71k▼
Suppliers440/4€73k€71k▼
Taxes, remuneration and social security45€38k€38k▲
Taxes450/3€19k€19k▲
Remuneration and social security454/9€19k€19k▼
Other amounts payable47/48€399k€365k▼
Accrued charges and deferred income492/3€13k€9k▼
Income statement
Code20242025
Non-recurring operating income76A€28k€125k▲
Remuneration, social security and pensions62€521k€536k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€148k€202k▲
Gross operating margin9900€941k€1.04M▲
Operating profit (loss)9901€272k€301k▲
Financial income75/76B€18k€2k▼
Recurring financial income75€18k€2k▼
Financial charges65/66B€21k€27k▲
Recurring financial charges65€21k€27k▲
Profit (loss) for the period before taxes9903€269k€276k▲
Income taxes67/77€83k€86k▲
Profit (loss) for the period9904€187k€190k▲
Profit (loss) for the period to be appropriated9905€187k€190k▲
Appropriation of the result
Profit (loss) to be appropriated9906€187k€190k▲
Transfer from equity791/2€116k€86k▼
Transfer to equity691/2€187k€190k▲
To other reserves6921€187k€190k▲
Profit to be distributed694/7€116k€86k▼
Return on contributions (dividend)694€116k€86k▼
Social balance
Average headcount (FTE)90878.18.3▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €2MEq €2.01M ▲5.4%
8 profitable years in a row build equity to €2.01M.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €86k ▼26.6%
Net result drops to €86k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belhuttebaan 618680 KoekelareGround area
941 m²
Building footprint
204 m²
Volume, LiDAR
956 m³
Parcel 32010C1268/00N002, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLEYSIER STEVEN
since 20062.156.575.264
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32010C1268/00N002 | Flanders | 941 m² | 1 · 204 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,081 EUR awarded · 1,081 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 60 EUR | 60 EUR |
| 2024 | 1 | 747 EUR | 747 EUR |
| 2022 | 1 | 274 EUR | 274 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
1 categoryPLEYSIER STEVEN BV33781
Similar companies · same sector, comparable size
Vrebos Systems
BE 0419.522.723
Overijse · Eq €2.02M
ANDRE WARNIER-PAQUE
BE 0426.528.301
Awans · Eq €2.02M
LEXDRIES
BE 0871.347.634
Machelen (Brab.) · Eq €2.02M
Laminated Timber Solutions
BE 0463.229.834
Oudergem · Eq €2.01M
LEMA DEUREN
BE 0502.420.210
Brecht · Eq €2.02M
Of 20,025 companies in sector 43320 we hold annual accounts for 9,136. 2,842 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-2006
Fiscal year end31-12
Activities, NACEBEL
20300
43320Joinery installation
45421
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.