Summary
LOBERG CONSULT has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €210k and a net result of €108k. Its solvency ranks better than 85% of 8663 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 d early
2024
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€210k▲ 106%
2024 · €102k
2024: €102k
2024 → 2025
Total assets
€236k▲ 45.8%
2024 · €162k
2024: €162k
2024 → 2025
Net result
€108k▲ 9.4%
2024 · €99k
2024: €99k
2024 → 2025
Working capital
€90k
2024 · €-18k
2024: €-18k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€102k-€210k▲ 106%
Operating result€88k-€82k▼ 6.6%
Net result€99k-€108k▲ 9.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€120k =
Current assets
€116k ▲ 178%
Equity and liabilities €236k
Equity
€210k ▲ 106%
Debt
€26k ▼ 56.7%
Debt's share of the balance-sheet total falls from 37.0% to 11.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
51.5%▼
2024 · 97.1%
ROA
45.8%▼
2024 · 61.1%
Debt ≤ 1 year
€26k▼
2024 · €60k
Income taxes
€21k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€162k€236k▲
Fixed assets21/28€120k€120k=
Financial fixed assets28€120k€120k=
Current assets29/58€42k€116k▲
Amounts receivable within one year40/41€11k€21k▲
Trade receivables40€10k€20k▲
Other amounts receivable41€471€744▲
Cash at bank and in hand54/58€31k€93k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€162k€236k▲
Equity10/15€102k€210k▲
Contributions10/11€3k€3k=
Reserves13€99k€207k▲
Distributable reserves133€99k€207k▲
Amounts payable17/49€60k€26k▼
Amounts payable within one year42/48€60k€26k▼
Trade debts44€616€969▲
Suppliers440/4€616€969▲
Taxes, remuneration and social security45€19k€22k▲
Taxes450/3€19k€21k▲
Remuneration and social security454/9-€395
Other amounts payable47/48€40k€3k▼
Income statement
Code20242025
Other operating charges640/8€1k€926▼
Gross operating margin9900€89k€83k▼
Operating profit (loss)9901€88k€82k▼
Financial income75/76B€30k€50k▲
Recurring financial income75€30k€50k▲
Financial charges65/66B€73€2k▲
Recurring financial charges65€73€2k▲
Profit (loss) for the period before taxes9903€118k€130k▲
Income taxes67/77€19k€21k▲
Profit (loss) for the period9904€99k€108k▲
Profit (loss) for the period to be appropriated9905€99k€108k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99k€108k▲
Transfer to equity691/2€99k€108k▲
To other reserves6921€99k€108k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 6current ratio 4.47
Current ratio from 0.70 to 4.47; short-term debt falls from €60k to €26k.
31-12
Financial
Equity above €200kEq €210k ▲106%
2 profitable years in a row build equity to €210k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Loberg 483920 LommelGround area
676 m²
Building footprint
129 m²
Volume, LiDAR
821 m³
Parcel 72345B1291/00G000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LOBERG CONSULT
since 20232.341.322.256
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72345B1291/00G000 | Flanders | 676 m² | 1 · 129 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
REMARA
BE 0757.737.868
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DHUYVETTER CONSTRUCT
BE 0769.907.905
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CONEMAR CONSULT
BE 0892.527.088
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X2C
BE 0888.916.809
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Catherine JADIN - Notaire Associé
BE 0870.472.159
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,667 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
73300Public relations and communication consultancy
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.