RELOAD YOURSELF
ActiveRELOAD YOURSELF has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23k and a net result of €-9k. Equity is shrinking by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▼-1
Solvency28▼-1
Growth32=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.86 in 2023; short-term debt: 97% and cash: 0.3% of total assets), and 97% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3%
Return on assets
-1.1%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
222324
2022 to 2024 · latest year €-9k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9518 sector peers (2024).
NBB · sector comparisonPosition among 9518 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
58 d late
2022
99 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€23k▼ 27.6%
2023 · €31k
2022: €36k
2023: €31k
2022 → 2024
Total assets
€749k▼ 14.5%
2023 · €877k
2022: €521k
2023: €877k
2022 → 2024
Net result
€-9k▼ 79.3%
2023 · €-5k
2022: €6k
2023: €-5k
2022 → 2024
Working capital
€-109k▲ 8.9%
2023 · €-119k
2022: €36k
2023: €-119k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€36k-€31k▼ 13.3%€23k▼ 27.6%
Operating result€10k-€-2k€-8k▼ 328%
Net result€6k-€-5k€-9k▼ 79.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2024 against €2k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €749k
Fixed assets
€131k▼ 12.8%
Current assets
€618k▼ 14.9%
Equity and liabilities €749k
Equity
€23k▼ 27.6%
Debt
€727k▼ 14.0%
The debt ratio rises from 96.4% to 97.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12k▲
2023 · €9k
Cash flow
€11k▲
2023 · €6k
Solvency
3.0%▼
2023 · 3.6%
Current ratio
0.85▼
2023 · 0.86
Quick ratio
0.85▼
2023 · 0.86
Debt / equity
32.20▲
2023 · 27.11
ROE
-38.1%▼
2023 · -15.4%
ROA
-1.1%▼
2023 · -0.5%
Interest coverage
216.28▼
2023 · 266.32
Debt
€727k▼
2023 · €845k
Debt ≤ 1 year
€727k▼
2023 · €845k
Income taxes
€956▼
2023 · €3k
Staff costs
€375k▼
2023 · €473k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€877k€749k▼
Fixed assets21/28€150k€131k▼
Tangible fixed assets22/27€150k€131k▼
Furniture and vehicles24€18k€13k▼
Other tangible fixed assets26€133k€119k▼
Current assets29/58€726k€618k▼
Amounts receivable after more than one year29€30k€30k=
Other amounts receivable291€30k€30k=
Amounts receivable within one year40/41€688k€577k▼
Trade receivables40€45k€37k▼
Other amounts receivable41€642k€541k▼
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€877k€749k▼
Equity10/15€31k€23k▼
Contributions10/11€30k€30k=
Profit (loss) carried forward14€780€-8k▼
Amounts payable17/49€845k€727k▼
Amounts payable within one year42/48€845k€727k▼
Trade debts44€140k€85k▼
Suppliers440/4€140k€85k▼
Taxes, remuneration and social security45€64k€50k▼
Taxes450/3€39k€22k▼
Remuneration and social security454/9€26k€28k▲
Other amounts payable47/48€641k€593k▼
Income statement
Code20232024
Remuneration, social security and pensions62€473k€375k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€19k▲
Other operating charges640/8-€63k
Gross operating margin9900€482k€450k▼
Operating profit (loss)9901€-2k€-8k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€35€54▲
Recurring financial charges65€35€54▲
Profit (loss) for the period before taxes9903€-2k€-8k▼
Income taxes67/77€3k€956▼
Profit (loss) for the period9904€-5k€-9k▼
Profit (loss) for the period to be appropriated9905€-5k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€780€-8k▼
Profit (loss) brought forward from the previous period14P€6k€780▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charleroise Steenweg 1121060 Sint-Gillis (bij-Brussel)Ground area
6,730 m²
Building footprint
2,231 m²
Volume, LiDAR
41,876 m³
Parcel 21013B0346/00N007, Brussels · tallest building 32.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Reload Yourself
since 20232.352.162.502
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0346/00N007 | Brussels | 6,730 m² | 1 · 2,231 m² | 32.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
6 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Show 2 more network connections
Shared address
→
Shared address
→
Similar companies · same sector, comparable size
Smart Partnership Interim Management
BE 0803.469.806
Soignies · Eq €23k
Noland
BE 0534.651.033
Holsbeek · Eq €23k
STEAM
BE 1017.777.844
Zonhoven · Eq €23k
Jeroen Dils
BE 0757.665.911
Gent · Eq €23k
PNW
BE 0667.901.517
Zele · Eq €23k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 5,999 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded28-02-2022
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:njeudy@jobyourself.be
Phone:+32478678044