RELOAD YOURSELF
ActiveSummary
RELOAD YOURSELF has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €22,571 and a net result of -€8,609. Equity is shrinking by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 9524 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability67▼-1
Solvency28▼-1
Growth32=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.86 in 2023; short-term debt: 97% and cash: 0.3% of total assets), and 97% of the assets are financed with debt.
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Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3%
Return on assets
-1.1%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
222324
2022 to 2024 · latest year -€8,609
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9524 sector peers (2024).
NBB · sector comparisonPosition among 9524 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
58 d late
2022
99 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 72 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€22,571▼ 27.6%
2023 · €31,180
Total assets
€749,401▼ 14.5%
2023 · €876,544
Net result
-€8,609▼ 79.3%
2023 · -€4,802
Working capital
-€108,684▲ 8.9%
2023 · -€119,263
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€9,745--€1,774-€7,600▼ 328%
Net result€5,581within the sector's middle half--€4,802below the sector's middle half-€8,609below the sector's middle half▼ 79.3%
Equity€35,981within the sector's middle half-€31,180within the sector's middle half▼ 13.3%€22,571within the sector's middle half▼ 27.6%
Total assets€521,459above the sector's middle half-€876,544above the sector's middle half▲ 68.1%€749,401above the sector's middle half▼ 14.5%
Debt€485,478-€845,364▲ 74.1%€726,830▼ 14.0%
Working capital€35,981within the sector's middle half--€119,263below the sector's middle half-€108,684below the sector's middle half▲ 8.9%
Solvency6.9%below the sector's middle half-3.6%below the sector's middle half▼ 3.3pp3.0%below the sector's middle half▼ 0.5pp
Current ratio1.07within the sector's middle half-0.86below the sector's middle half▼ 0.220.85below the sector's middle half▼ 0.01
Return on assets (ROA)1.1%within the sector's middle half--0.5%below the sector's middle half▼ 1.6pp-1.1%below the sector's middle half▼ 0.6pp
Staff (FTE)4-5.8▲ 45.0%4.8▼ 17.2%
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7,600 in 2024 against €1,774 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €749,401
Fixed assets
€131,255 ▼ 12.8%
Current assets
€618,147 ▼ 14.9%
Equity and liabilities €749,401
Equity
€22,571 ▼ 27.6%
Debt
€726,830 ▼ 14.0%
Debt's share of the balance-sheet total rises from 96.4% to 97.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11,588▲
2023 · €9,255
Cash flow
€10,579▲
2023 · €6,227
Debt to equity
32.20▲
2023 · 27.11
ROE
-38.1%▼
2023 · -15.4%
Interest coverage
216.28▼
2023 · 266.32
Debt ≤ 1 year
€726,830▼
2023 · €845,364
Income taxes
€956▼
2023 · €2,993
Staff costs
€375,137▼
2023 · €472,590
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,301 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a small loss
5.5%
went bankrupt
1.6%
stopped otherwise
93%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,301 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €227,784 | €472,590 | €375,137 | ▼ 20.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €11,028 | €19,188 | ▲ 74.0% |
| Other operating charges640/8 | - | - | €63,311 | - |
| Gross operating margin9900 | €237,529 | €481,845 | €450,036 | ▼ 6.6% |
| Operating profit (loss)9901 | €9,745 | -€1,774 | -€7,600 | ▼ 328% |
| Financial income75/76B | €50 | €0 | - | - |
| Recurring financial income75 | €50 | €0 | - | - |
| Financial charges65/66B | €37 | €35 | €54 | ▲ 54.2% |
| Recurring financial charges65 | €37 | €35 | €54 | ▲ 54.2% |
| Profit (loss) for the period before taxes9903 | €9,758 | -€1,809 | -€7,653 | ▼ 323% |
| Income taxes67/77 | €4,176 | €2,993 | €956 | ▼ 68.1% |
| Profit (loss) for the period9904 | €5,581 | -€4,802 | -€8,609 | ▼ 79.3% |
| Profit (loss) for the period to be appropriated9905 | €5,581 | -€4,802 | -€8,609 | ▼ 79.3% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €521,459 | €876,544 | €749,401 | ▼ 14.5% |
| Fixed assets21/28 | - | €150,443 | €131,255 | ▼ 12.8% |
| Tangible fixed assets22/27 | - | €150,443 | €131,255 | ▼ 12.8% |
| Furniture and vehicles24 | - | €17,796 | €12,622 | ▼ 29.1% |
| Other tangible fixed assets26 | - | €132,646 | €118,633 | ▼ 10.6% |
| Current assets29/58 | €521,459 | €726,101 | €618,147 | ▼ 14.9% |
| Amounts receivable after more than one year29 | - | €30,000 | €30,000 | = |
| Other amounts receivable291 | - | €30,000 | €30,000 | = |
| Amounts receivable within one year40/41 | €513,253 | €687,737 | €577,493 | ▼ 16.0% |
| Trade receivables40 | €10,878 | €45,363 | €36,657 | ▼ 19.2% |
| Other amounts receivable41 | €502,375 | €642,374 | €540,836 | ▼ 15.8% |
| Cash at bank and in hand54/58 | €7,383 | €5,878 | €2,451 | ▼ 58.3% |
| Deferred charges and accrued income490/1 | €824 | €2,486 | €8,202 | ▲ 230% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €521,459 | €876,544 | €749,401 | ▼ 14.5% |
| Equity10/15 | €35,981 | €31,180 | €22,571 | ▼ 27.6% |
| Contributions10/11 | €30,400 | €30,400 | €30,400 | = |
| Profit (loss) carried forward14 | €5,581 | €780 | -€7,829 | ▼ 1,104% |
| Amounts payable17/49 | €485,478 | €845,364 | €726,830 | ▼ 14.0% |
| Amounts payable within one year42/48 | €485,478 | €845,364 | €726,830 | ▼ 14.0% |
| Trade debts44 | €55,699 | €140,492 | €84,572 | ▼ 39.8% |
| Suppliers440/4 | €55,699 | €140,492 | €84,572 | ▼ 39.8% |
| Taxes, remuneration and social security45 | €4,179 | €64,273 | €49,659 | ▼ 22.7% |
| Taxes450/3 | €4,176 | €38,706 | €21,892 | ▼ 43.4% |
| Remuneration and social security454/9 | €3 | €25,567 | €27,767 | ▲ 8.6% |
| Other amounts payable47/48 | €425,599 | €640,599 | €592,599 | ▼ 7.5% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,581 | -€4,802 | -€8,609 | ▼ 79.3% |
| + Depreciation and write-downs630 | - | €11,028 | €19,188 | ▲ 74.0% |
| Operating cash flow (approximation) | €5,581 | €6,227 | €10,579 | ▲ 69.9% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | -€1,504 | -€3,427 | ▼ 128% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
07-05
State Gazette act
Reappointments: Virginie Samyn (director) and Jean-Olivier Collinet (managing director)Appointment: Virginie Samyn (présidente de l'oa) · Resignation: Emmanuel EVERARTS DE VELP (président et membre de l'oa)7 facts ▸
State Gazette act
Reappointments: Virginie Samyn (director) and Jean-Olivier Collinet (managing director)
Appointment: Virginie Samyn (présidente de l'oa) · Resignation: Emmanuel EVERARTS DE VELP (président et membre de l'oa)7 facts ▸
- General meeting, 12-06-2025
- Director reappointment, Virginie Samyn (director)
- Director reappointment, Jean-Olivier Collinet (managing director)
- Director appointment, Virginie Samyn (présidente de l'oa)
- Other statement, membre de l'OA, membre de l'OA
- Other statement, participation aux réunions de l'OA en tant qu'invitée
- Director resignation, Emmanuel EVERARTS DE VELP (président et membre de l'oa)
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Weakest financial yearnet -€8,609
Net result drops to -€8,609, the lowest in the series.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, 1 in day-to-day management, last change in 2026
Board 1
Virginie Samyn
CurrentPrésidente de l'oa · since 07-05-2026 · Director
Day-to-day management 1
Jean-Olivier Collinet
CurrentManaging director
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2023
Ground area
6,730 m²
Building footprint
2,231 m²
Volume, LiDAR
41,876 m³
Parcel 21013B0346/00N007, Brussels · tallest building 32.3 m, ±6 floors. Linked by address, not a title deed.
30
companies at this address
See who is registered here
1 establishment unit
Reload Yourself
since 20232.352.162.502
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0346/00N007 | Brussels | 6,730 m² | 1 · 2,231 m² | 32.2 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 2 in office
- Board
- Day-to-day management
- Other function
- began earlier
| Name | Functions and periods |
|---|---|
| Virginie Samyn |
|
| Jean-Olivier Collinet |
|
| Emmanuel EVERARTS de VELP |
|
Structure & network
Connections & network
3 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
Fédération des Coopératives d'Emploi
via Jean-Olivier Collinet · Director
→
PATRIMOINE SAMYN
via Virginie Samyn · Director
→
Mission locale d'Ixelles pour l'Emploi et la Formation
via Jean-Olivier Collinet · Représentant de l'organisme jobyourself
former→
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Of 24,516 companies in sector 82990 we hold annual accounts for 9,420. 6,003 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCooperative company
Founded28-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
82100Office administrative and support services
Contact
E-mail
njeudy@jobyourself.be
Phone
+32478678044
E-invoicing
Reachable via Peppol
Peppol ID
0208:0782694582
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.